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Community America Credit Union

About us

**Credit Unions have a distinct advantage compared to banks with less than 20% down **We have loans with No PMI with as little as 5% equity for purchase or refi **Jumbo's mortgages with as little as 10% down!! **No Minimum score required for our FHA loans **Helocs to 100% Loan to Value **Processing, Underwriting, and Servicing all Local in Lenexa.

Business highlights

85 years of experience

Services we offer

Eliminating PMI, Long term Locks, Purchasing, Refinancing, and

Amenities

Free Estimates

Yes

Accepted Payment Methods

  • CreditCard
Reviews
5.024 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%
Showing 1-24 of 24 reviews
Cheryl M.
Oct 2015
5.0
Yes, I recommend this pro
unknown

Stacey V.
Jun 2015
5.0
Yes, I recommend this pro
unknown

Cara T.
Apr 2015
5.0
Yes, I recommend this pro
unknown

Joseph S.
Dec 2014
5.0
Yes, I recommend this pro
I have several services with CACU (Checking, Savings, Investment, Roth IRA, Credit Card, Safe Deposit box). I've been very impressed with their service, capabilities, and price. This is a much larger credit union than most, but has all the same benefits (and more). Recommended.

Sharon W.
Oct 2014
5.0
Yes, I recommend this pro
$2,589
Jason returned my calls promptly, even after 5 p.m. The loan refinance process went extremely well and the closing costs were less than many of the places I had called.  (I had checked with 6-7 other banks). Right before finding Jason on Angie's List, I had my refinance application fall through with a bank, because the bank I was working with did not accept the appraisal of the company they hired saying it was too high and not justified by the sales in my area. So I not only lost the $400 I spent on the appraisal with that company, but I had to start my loan process over. Fortunately, starting over with Community America was great.  Jason was easy to work with and extremely customer-service focused.

Doug C.
Aug 2014
5.0
Yes, I recommend this pro
$375
easy transaction

Brenda D.
Jun 2014
5.0
Yes, I recommend this pro
Fast courteous service

Margaret L.
Jun 2014
5.0
Yes, I recommend this pro
unknown

Harry G.
May 2014
5.0
unknown

Robert H.
May 2014
5.0
Yes, I recommend this pro
I have been very impressed with Community America so far.  They really made us feel like an individual, even though they are a fairly large credit union.  The team that was assigned to work with us on our mortgage was punctual and answered any questions that we had.  I never felt like we were wasting there time, even though they must have gotten the same question a million times.  Most important, the team made sure all of the i's were dotted so that we would be able to close on time and as smoothly as possible.

Susan H.
Sep 2013
5.0
Yes, I recommend this pro
Every contact with Community America has been courteous, professional and helpful.  They are honest about needs they cannot meet and provide suggestions for my future financial benefit.

Tina W.
Jun 2013
5.0
Yes, I recommend this pro
$500
Thier staff can be counted on to treat you like an individual and not just a number.  They learn your name and welcome you with a smile every time you come into their establishment.  They work hard with you AND your family to make sure you chose THEM as your business partner.  They have OUTSTIANDING customer service.

Lucia H.
May 2013
5.0
Yes, I recommend this pro
$1,800
I had to work with a different person each time and each person was great to work with... I didn't have to spend a lot of time on the phone or go down to offices and sit endlessly but I did have the luxury of dropping by one of their local cacu locations to sign and fax paperwork.    All around they were great making sure we had the best rates and that they handled our claims expediently.  
I only had two issues they made me get my house appraised twice and said I wouldn't have to pay twice since it was less than a month apart but I wouldn't know because for some reasons their emails don't seem to come through either one of my emails so I just have to take their word for it for now.    (I am still a little bent about two home appraisals because I guess home equity and home refinance appraisals are different which still seems kind of suspect and superfluous - - - especially when it was done in the same month and even by the same appraisers.)

Daniel E.
Mar 2013
5.0
Yes, I recommend this pro
$2,500
They are very personable.  When I call, I talk to somebody and not some recording machine.  They have got really flexible hours.  I've never had a bad experience yet.  The closing cost is $2500.

David J.
Mar 2013
5.0
Yes, I recommend this pro
not applicable

Jeremy W.
Mar 2013
5.0
Yes, I recommend this pro
$2,200
TruHome loans (Community America Credit Union) were just who we needed to work with for our FHA Streamline mortgage refinance.  They were professional throughout the process quickly answering any questions that we had.   The entire process was started and finished in the same month.   Having a local (Kansas City) contact is the way to go with a refinance.  We made a mistake starting our search for a mortgage company on Lending Tree and was hounded by multiple salesmen from multiple California companies that were not professional and had very high fees.  Multiple companies were telling us that we had to have another home appraisal performed and it turns out that was not true.  That alone would have cost us an unnecessary $450 to $500.  If your doing a refinance you should look no further than Community America Credit Union.  We also refinanced our auto loans to a very good rate.   Community America Credit Union was a pleasure to work with and they are saving us a lot of money with the lower interest rates.

Tina V.
Mar 2013
5.0
Yes, I recommend this pro
I think it is a friendly environment and they have good rates.  They provide competitive services and I do not have to have a regular balance.  The staff is very friendly and they are usually able to take care of whatever I have going on.  I do not dislike anything about them.

Fred S.
Feb 2013
5.0
Yes, I recommend this pro
n
Response from Community America Credit Union
"Thank you for the review. We appreciate your comments. I am glad everything was worked at for you."

Geof G.
Nov 2012
5.0
Yes, I recommend this pro
Local!  Excellent customer satisfaction!
Response from Community America Credit Union
"Thank you for the review. We appreciate your business. Thank you again."

Scott E.
Jul 2012
5.0
Yes, I recommend this pro
The process could not have been easier, the rate is great and every person I've dealt with has been stunningly friendly and helpful. I can't recommend CACU highly enough!! I'm very impressed!!

Jeff N.
May 2012
5.0
Yes, I recommend this pro
$1,800
I jumped on Angie's List and bought their subscription because I wanted someone to recommend a mortgage company to me. They had the top 5 mortgage companies. I called the first 2. I couldn't get a hold of anyone at the first one. The second one was Community America. They did my loan really fast with a really low rate. They were very professional and very good. I would highly recommend them. They had a great rate and excellent communication. The closing was very smooth. I was very happy with what I had spent.

Andrew F.
Jul 2010
5.0
Yes, I recommend this pro
They always know who you are when you come in and they provide great customer service. We are always able to reach them when we need to. They are awesome and we?ve used them for several years.

Jeff M.
Oct 2008
5.0
Yes, I recommend this pro
Absolutely top shelf. No hitches or surprises, very friendly professional people.

JULIE L.
Feb 2004
5.0
Yes, I recommend this pro
$1,200
ONE THING I CAN SAY ABOUT THIS COMPANY IS THAT YOU CAN GET A PERSON, INSTEAD OF ALL THIS AUTOMATED STUFF WHEN YOU HAVE A QUESTION. THEY HAVE ALWAYS BEEN ABLE TO ANSWER MY QUESTIONS AND NEVER HAD TO CALL BACK, BECAUSE THEY GOT THE JOB DONE THE FIRST TIME.

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

Community America Credit Union is currently rated 5.0 overall out of 5.

Community America Credit Union accepts the following forms of payment: CreditCard

Yes, Community America Credit Union offers free project estimates.

No, Community America Credit Union does not offer eco-friendly accreditations.

No, Community America Credit Union does not offer a senior discount.

No, Community America Credit Union does not offer emergency services.

No, Community America Credit Union does not offer warranties.