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Ruoff Home Mortgage

Appraisal Real Estate Service,

About us

Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, Illinois and Michigan. Because we understand that every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, and home equity loans. We also offer first-time homebuyer programs through Indiana Housing and Community Development Authority. With over 25 years of experience, we make the process of securing a mortgage simple and straight forward - with no hidden costs and no surprises. Our own in-house processing, underwriting and closing departments can help expedite the whole process while providing individual personal service. Contact us today to find out more about our low closing costs and great rates on our many flexible mortgage products. Ruoff is also an independent insurance agent offering homeowners insurance, auto insurance, and life insurance products.

Business highlights

41 years of experience

Services we offer

FHA mortgages, Illinois and Michigan. Because we understand that every borrower is different, Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, VA mortgages, and home equity loans. We also offer first-time homebuyer programs through, new construction mortgages, we offer a variety of products to meet your individual requirements such as conventional mortgages

Amenities

Free Estimates

Yes

Accepted Payment Methods

  • CreditCard
Reviews
4.34 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
75%
4
0%
3
0%
2
25%
1
0%
Showing 1-4 of 4 reviews
Chris F.
Oct 2015
5.0
Yes, I recommend this pro
$500
Ruoff is an outstanding provider for home mortgages. Communication was very thorough from the start of the process to the end. Mark Willen was in charge of my loan and went out of his way to get me the information that best suited my needs. He and the entire team gave me what can only be considered their undivided attention.
They were able to confirm my eligibility within a few days and set up the home inspection. The process was easy for me and didn't require my time away from work. Scheduling was always set to be convenient for me and my location at the time be it work or after hours. We were able to use email and fax to keep the process speedy and efficient. I felt very secure releasing my personal documents to Ruoff. I was so happy with my service that I referred a friend and he is using the company as well. Thanks to everyone at Ruoff for your great service!

Alissa R.
Feb 2015
5.0
Yes, I recommend this pro
$900
Amazing, I can't speak highly enough of this company. Ryan Frantz specifically has been working with me for over a year, I wasn't able to get financing last year and with his help I managed to raise my credit score. He went over all of the options and answered questions quickly. Buying a home can be scary, a lot of the lingo isn't common knowledge and he always made sure I knew what he was talking about. The process for approval and underwriting took literally no time. I was able to get them all required information and underwriting completed within 3-4 days. I would and will recommend this organization to all of my friends and family. Ryan's office number is 317.538.0849.

Kaitlyn C.
Jun 2014
2.0
The experience with them was horrible. What they said at the beginning, was completely different at the end. We were told that we would receive one thing, and then when everything was said and done, it ended up being completely different. They ended up costing us thousand more dollars than we expected. They respond on time.

Ron C.
Sep 2013
5.0
Yes, I recommend this pro
The employees at Ruoff have always been friendly and helpful for all of our insurance and mortgage needs. We have our auto and home owners insurance with them. We have also purchased a mortage and refinanced with them and they are very thorough and knowledgeable. We are very happy with all of the staff.
Response from Ruoff Home Mortgage
"Ruoff Home Mortgage appreciates the business and continued support of [member name removed]."

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

Ruoff Home Mortgage is currently rated 4.3 overall out of 5.

Ruoff Home Mortgage accepts the following forms of payment: CreditCard

Yes, Ruoff Home Mortgage offers free project estimates.

No, Ruoff Home Mortgage does not offer eco-friendly accreditations.

No, Ruoff Home Mortgage does not offer a senior discount.

No, Ruoff Home Mortgage does not offer emergency services.

No, Ruoff Home Mortgage does not offer warranties.