Horizon Bank

Mortgage Companies, Financial Planning

About us

NMLRS 132088/IN-DFI#11184

Business highlights

31 years of trusted experience

Services we offer

RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Reviews

4.9187 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
97%
4
1%
3
1%
2
0%
1
2%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 76-100 of 187 reviews

Rebecca D.
04/2012
5.0
mortgage broker
  + -1 more
We went straight to Angies List and got this company's name. Cathy Strawn and her group made this a smooth and understandable process. If we could give them A+++ we would! Cathy was professional, friendly, and brilliant. The same goes for all the people that she works with in her office. Because of her expert guidance, we saved a considerable amount of money! She was prompt responding to all our questions and kept us informed as to what to expect and to be well prepared for what was next. She provided some informal advice that can eventually raise our scores. We left her office knowing she was in our corner for this whole process.
Description of Work: Pre-approved us and provided Mortgage work for our new home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

KAREN V.
04/2012
5.0
mortgage broker
  + -1 more
The entire process was extremely efficient. Communication was frequent and relevant. In addition to my satisfaction, both the selling real estate agent and the title company manager had praise for First Mortgage' management of the process. I would recommend their service in a heart beat!
Description of Work: We hired First Mortgage of Indiana to handle the mortgage application process for our home purchase in Columbus, IN. Cathy Strawn, President, handled the application, realtor communication, and title company coordination.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

MICK W.
04/2012
5.0
mortgage broker
  + -1 more
I am a small business owner who has closed on many mortgages over the past 25 years. Not only mortgages on my personal residences, but on numerous rental and commercial properties. Overall this was, by far, the easiest and smoothest process I've ever experienced. Michael Strawn was very professional and responsive throughout the entire process. He kept in contact with me from the very first phone call and made sure I knew where we were throughout the process and what our next step would be. He took the necessary steps to secure the best interest rate and communicated with me on what additional information was needed, giving me the specifics to make sure we provided the necessary paperwork to the underwriters the very first time. From beginning to the end there were no surprises at all. I'll definitely, without hesitation, recommend Michael and First Mortgage to anyone in need of his services. Keep up the good work!
Description of Work: I used First Indiana Mortgage to refinance my current home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

KEITH W.
04/2012
5.0
mortgage broker
  + -1 more
I worked with Cathy Strawn. The experience was great. She helped me get a mortgage based on unusual income ( I am 48 years old and have started my own business. In order to supplement my income for the last two years I have taken occasional distributions from my IRA which are penalized.) Cathy provided excellent customer service and communication. She ended up having to do extra work with me after the deal fell through on a condo which I was attempting to purchase. The condo association had ongoing litigation with one of the residents which was not disclosed until late in the process. Once I found another property things went very quickly and smoothly. I would definitely recommend First Mortgage of Indiana.
Description of Work: Financed a home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,200

Alice K.
03/2012
5.0
mortgage broker
  + -1 more
My husband and I are in our late 50's and early 60's. We have been through the mortgage process a number of times in our lives...I only wish Cathy Strawn had been there for all of the other mortgages. Cathy is a PROFESSIONAL...simply said. The mortgage process is no longer as simple as going to your local banker and signing a few forms. Government regulation make the process very, very difficult. To compound our situation, I am self-employed. From the very beginning of the process, Cathy kept us informed every step of the way on what we would need to make the process go as smoothly as possible. Our calls were answered promptly...within an hour. Emails were answered within a hour...Cathy and her staff just worked very hard to earn our business. There were never any surprises...she gave us a list of everything we would need to get the process taken care of as quickly as possible. Start to finish...our refinance only took about three weeks...that is compared to six months for our last mortgage experience. Needless to say...if we ever get a mortgage again we will definitely use Cathy Strawn and her company...more than that...we will tell everyone we know to use her. OUTSTANDING EXPERIENCE!
Description of Work: We refinanced our first and second mortgage into a lower interest rate single mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$900

NERISSA H.
01/2012
5.0
mortgage broker
  + -1 more
Was pleased with the entire process.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,200

JOHN O.
12/2011
5.0
mortgage broker
  + -1 more
It all went great. Cathy was wonderful to work with. She followed up promptly with all requests, was very friendly and pleasant to work with and secured a refinance for us at a better rate than most others, and in record time. I would heartily recommend her to all.
Description of Work: We used Cathy Strawn at First Mortgage of Indiana for a house refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$380,000

Stephen O.
11/2011
5.0
mortgage broker
  + -1 more
We had a wonderful experience with our refinance with Cathy at First Mortgage of Indiana. She responded quickly to our initial email inquiry. She was always quick to respond by email or phone to my questions. She led us through every step of the refinance process, explaining everything that we were signing. The closing was done in about 30 minutes. Best of all, First Mortgage of Indiana beat our bank's rate by over 1%! I wouldn't go anywhere else for my future mortgage needs (not that I hope to have many more mortgages in my future!).
Description of Work: We refinanced our 2007 mortgage to take advantage of today's lower rates.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,279

Elizabeth B.
11/2011
5.0
mortgage broker
  + -1 more
The entire process went very smoothly. I only had to go to the office one time to complete the application paperwork. When I arrived for my appointment all of the paperwork for my file was completed and ready for review and signing. Michael kept me informed by phone and email of the status of my application and the closing was scheduled and completed very quickly. Michael was very professional and I appreciated that everything was handled quickly. The process with 1st Mortgage was much better than when I obtained my initital mortgage through another company. My initial mortgage was obtained through a national company based out-of-state and it was a very tedious and time consuming process requiring me to deal with several different people over the phone. With 1st Mortgage I dealt only with Michael and there were no surprises or delays. I now see the value of dealing with a local company. I would sum up my experience by saying that 1st Mortgage is very professional and efficient.
Description of Work: I called 1st Mortgage regarding a refinance of my home mortgage in order to take advantage of lower interest rates. I was connected with Michael Strawn and he spent a good deal of time on the phone explaining the process, estimating costs and savings, and answering my questions. I scheduled an appointment at his office where I completed the application paperwork. The entire process through closing on the new loan was completed within about a month of my initial phone call.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,400

NERI P.
11/2011
5.0
mortgage broker
  + -1 more
Smoothest refinance we ever went through. Entire process from start to closing was about 4 weeks. Cathy made everything extremely easy.
Description of Work: Re finance home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,900

Cheri C.
10/2011
5.0
mortgage broker
  + -1 more
Working with Michael at First Mortgage of Indiana was great! We wanted to refinance our home and after searching on Angie's List, we called First Mortgage because of their great reviews. Michael did not disappoint. He was able to provide us with a great interest rate, was in constant communication throughout the process, was clear and set realistic expectations for us. He was very thorough and we really felt like he was giving us his undivided attention when we asked him questions or asked him to explain something in further detail. Overall, the experience was wonderful and I feel very lucky to have found this company. Their reviews on Angie's List are accurate and I would highly recommend this company to anyone. It was a pleasure doing business with them. We thank you very much!
Description of Work: Refinance of home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mark G.
09/2011
5.0
mortgage broker
  + -1 more
We were looking for a company to refinance one of our homes, our primary home and called a realtor that we had dealt with preciously. She reccomended two companies and we picked First Mortgage of Indiana. We are happy with our service and will use them again if necessary. The whole process was handled in two meetings. One at the First Mortgage office and one at Stewart title for the closing.
Description of Work: We refinanced our home through this company. Michael Strawn was very helpful and easy to work with. It was done in a very short time and we have had no problems with monthly payments. The title company was helpful and I would reccoment both First Mortgage of Indiana and Stewart Title to any of my friends looking for a professional service provider for a mortgage. This is not an easy time to carry out financial tranctions because of our economy, but this was very convenient and painless.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$4,000

Todd B.
08/2011
5.0
mortgage broker
  + -1 more
Professional, well prepared, punctual, knowledgeable, pleasant service. Recommended to friends.
Description of Work: Refinanced mortgage to take advantage of low rates.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Lisa L.
07/2011
5.0
mortgage broker
  + -1 more
This was by far the best experience I have ever had with any mortgage company. Michael Strahm did a wonderful job keeping me updated on the progress of the refinance process. We closed extremely quickly and I am extremely happy with how everything went. I will definitely be using this company again when we buy our next house.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jessica R.
07/2011
5.0
mortgage broker
  + -1 more
Cathy was just ideal to work with! She was easy to get ahold of, explained everything in great detail, and kept our stress level to a minimum.
Description of Work: Refinanced our current mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,500

Derek P.
06/2011
5.0
mortgage broker
  + -1 more
They were great. They were so easy to work with. They were friendly, professional and offered great customer service. I would highly recommend them. If I had a question and they didn't have the answer, they would find out and call me back. I would highly recommend them.
Description of Work: Refinanced our mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Clive C.
06/2011
5.0
mortgage broker
  + -1 more
I had used this company prior to obtain a mortgage, so I decided to use First Mortgage of Indiana again. We had sold our home and were buying another. Michael Strawn, was great at accomodating both our busy work schedules and set out to pre approve us and meet us during the evening hours. He provided a list of documents for us to provide and afterwards he took care of the rest. There was a bit of miscommunication between him and us when we changed our loan amount and when insurance had to be complete. We were able to get both resolved and it did not slow the loan process. During the process we felt we could ask him any question, responsive, and was detail oriented. I was selling my house and closing the same day and his company had both loans which made it easier to ensure no problems occured. Both closed on time. Overall, it was a great experience working with him and we were able to use the Angie's list appraisal coupon to reduce fees.
Description of Work: Getting a mortgage for a home we decided to purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

Todd E.
05/2011
5.0
mortgage broker
  + -1 more
I first contacted Michael Strawn about refinancing our home mortgage mainly to try and get rid of our PMI payment each month on our current mortgage. Michael was very good about telling us what we needed to bring to our meeting because I had already told him I couldn't take any time off of work and there was basically only one evening a week we could meet due to other family obligations. He met with us after 5 on the first day we had available. We were able to go through what the process was going to be, we locked in that night at nearly the lowest rate we could have gotten in the previous 24 months, and he felt very confident our house would appraise at the price we needed in order to eliminate the PMI completely. With only one follow up fax for the underwriter, and a few emails over the next couple weeks, we were closing before the end of the year. This was amazing to me, as we had just purchased our house 18 months prior and really didn't have a bad rate to begin with. To knock 75 basis points off of a 30 year fixed mortgage plus have the PMI premiums eliminated is now saving us a ton. Thank you Michael!
Description of Work: Refinance of existing home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$850

Scott B.
02/2011
5.0
mortgage broker
  + -1 more
I originally contacted my current lender (Chase) to see if I could refinance two rental properties and take advantage of the low interest rates. They took my application and never contacted me. When I called Chase and asked about the status of my refinance, I was transferred to a third party (Lending Tree I think). After figuring out that Chase didn't want to keep a paying customer, I hit The List and found First Mortgage. Kim Hockaday walked me through the process from start to finish. These properties were a bit complicated to refinance, but Kim was able to overcome that because she really knew her stuff. She also maintained good communication via email and phone. The closing went through without a hitch. I would highly recommend both Kim and her company for all of your mortgage lending needs.
Description of Work: They refinanced two rental properties for me.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

George F.
02/2011
5.0
mortgage broker
  + -1 more
Michael Strawn worked with us throughout the process from the first phone call to the closing. As a result, we always had a single point of contact. The application interview with Michael was very thorough, resulting in no annoying followup requests for additional information that could have delayed the process. We would certainly use First Mortgage again.
Description of Work: We used First Mortgage to refinance our home and consolidate a home equity mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

LEANN T.
02/2011
5.0
mortgage broker
  + -1 more
Cathy Clark, Senior Loan Originator, is an absolute professional. I have refinanced before and she is the best in the business. One month after closing, we received a reminder card from her to remind us to claim our homestead and mortgage exemption for our property taxes. She was in constant communication with us during the entire process. She also ran amortization schedules on different options for us.
Description of Work: We wanted to refinance our home mortgage to take advantage of the lower rates.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,300

John P.
01/2011
5.0
mortgage broker
  + -1 more
The service I received was excellent. The level of professionalism was excellent. I worked with Michael and he had everything streamlined, returned all calls promptly, and made the whole process very easy. I have refinanced in the past several times.This was by far the easiest despite all the new regulations. I will definitely use First Mortgage of Indiana in the future.
Description of Work: I used First Mortgage of Indiana to refinance my home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,600

DEBORAH G.
12/2010
5.0
mortgage broker
  + -1 more
Our experience with this company and its President, Ms. Cathy Strawn, was extremely pleasant. Cathy is an absolute joy to work with. Despite her workload, given the current financial situation, Cathy always stayed in touch. When I telephoned initially, I was advised that due to the current volume of inquiries, there may be some delays in her ability to return telephone calls within the same day. At first I was a little concerned, but those concerns were dismissed almost immediately as Cathy returned my telephone call the following day and obtained all of my contact information so that she could stay in touch without delay throughout the process. Cathy sent me a list of documents that I would need to bring with me for our initial meeting - during which we would complete the application together. Completing the application with Cathy took about 1.5 hours. After the application was completed, Cathy took care of everything and contacted me via email and/or telephone when necessary. Having done all of the research on refinancing myself, and seeming convinced that this was the right thing to do, I was a little nervous about the process as this was the first time I had taken this on by myself. It was really quite straight forward, and Cathy made certain that any concerns or questions I had were addressed immediately. I would highly recommend her, and would not hesitate to utilize her services again. Ms. Strawn truly understands the meaning of customer service.
Description of Work: Refinanced mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,800

Barbara L.
12/2010
5.0
mortgage broker
  + -1 more
From start to finish we were very pleased with how smoothly the refinancing process went. Cathy asked for all the necessary information up front saving us from unnecessary trips to her office. She kept us informed as each step was completed. At the closing, there were no surprises so it went very smoothly. We would highly recommend Cathy and would use her again for a new mortgage or to refinance.
Description of Work: We used First Mortgage to refinance our mortgage.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
3.0

Yes, I recommend this pro
$1,800

Scott P.
10/2010
5.0
mortgage broker
  + -1 more
We were looking for mortgage refinancing options. Spoke to Cathy a few times. Discussed different mortgage refinancing options. Did not end up refinancing but would recommend others talk to her.
Description of Work: We were looking for mortgage refinancing options. Spoke to Cathy a few times. Discussed different mortgage refinancing options. Did not end up refinancing but would recommend others talk to her.

Rating CategoryRating out of 5
professionalism
5.0
responsiveness
5.0

Yes, I recommend this pro

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com

Licensing

Bonded

Insured
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies,
Financial Planning

FAQ

Horizon Bank is currently rated 4.9 overall out of 5.
No, Horizon Bank does not offer free project estimates.
No, Horizon Bank does not offer eco-friendly accreditations.
No, Horizon Bank does not offer a senior discount.
No, Horizon Bank does not offer emergency services.
No, Horizon Bank does not offer warranties.
Horizon Bank offers the following services: RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com