Horizon Bank

Mortgage Companies, Financial Planning

About us

NMLRS 132088/IN-DFI#11184

Business highlights

31 years of trusted experience

Services we offer

RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Reviews

4.9187 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
97%
4
1%
3
1%
2
0%
1
2%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 51-75 of 187 reviews

John S.
12/2012
5.0
mortgage broker
  + -1 more
We chose the refinancing option we wanted and collected all the materials we needed. Cathy met with us and answered our questions. Application was submitted, and we closed in a timely manner.
Description of Work: We refinanced. We have worked with Cathy Strawn at 1st Mortgage before and have always been very pleased. She is organized and efficient.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,800

Wiliam B.
12/2012
4.0
mortgage broker
  + -1 more
I The people I spoke with at First Mortgage were professional, courteous and prompt in answering any questions that I had. It was that their mortgage rates were about 1/4 point higher than others and they were unable to negotiate. I gave them a "B" rating, instead of an "A" because of the higher mortgage rates.
Description of Work: I did not use First Mortgage's services. Rates were a little higher than others as I went with Union Savings Bank.

Rating CategoryRating out of 5
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jene B.
12/2012
5.0
mortgage broker
  + -1 more
We are repeat customers of Cathy Strawn at First Mortgage of Indiana. She works really long hours to get the job done for you as quickly and efficiently as possible. She explains and communicates all along the way and moves things along for you fast to get you to your closing date asap. She is really good at what she does, and really knows the business and her job. We'll always go back to Cathy for any mortgage needs we have in the future.
Description of Work: Refinance of current mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

John M.
12/2012
5.0
mortgage broker
  + -1 more
We are repeat customers, so we knew we'd have another great experience with First Mortgage. I emailed Michael at First Mortgage to kick the tires on refinancing options after we had a great experience when he'd originated our original mortgage. We were able to talk through various options over the phone (he'd obviously done his homework on our existing loan ahead of time) and were able to get to the option that was right for us. We went through the process - he told us what to expect (and what to do and not to do between our application and closing). He was proactive with important information and responsive to my many questions. Closing went smoothly and we are very satisfied with having used First Mortgage of Indiana again. Whenever we outgrow our current house, we'll definitely be using First Mortgage of Indiana again.
Description of Work: First Mortgage walked us through the refinancing process - showing us our options, working through our questions and concerns, and working hard to get us the refinancing option that was right for us. Smooth process all the way through.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jennifer B.
12/2012
5.0
mortgage broker
  + -1 more
We decided to go with First Mortgage of Indiana for our new home loan based on the reviews from Angie's List and boy are we glad we did. Kim Hockaday was our Loan Processor and she was so quick to respond to any question we had (even on the weekends). Kim made the Home Buying Process a lot more enjoyable and as stress free as possible. I would highly recommend going through Kim or any other associate at First Mortgage for your next home purchase or refinance.
Description of Work: New Conventional Home Mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$250

Sarah O.
11/2012
5.0
mortgage broker
  + -1 more
We used Cathy Strawn for a mortgage on a second home. She was professional and extremely knowledgable as well as a pleasure to work with. Our realtor in northern Indiana also commented that Cathy was the best mortgage broker she had every worked with. She was on time and thorough with all of the necessary paperwork and information. We were very impressed with Cathy and will definitely use her again in the future.
Description of Work: Mortgage loan for a second home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Andrew K.
11/2012
5.0
mortgage broker
  + -1 more
Cathy Strawn was professional, thorough, courteous, and completely on top of things. She constantly kept the ball rolling so that from our initial meeting to closing on our refinancing was approximately 30 days. Fees were entirely reasonable for the level of service. It was a completely painless process and we were very pleased. If Angie's list gave out A-pluses, we'd give A-pluses across the board.
Description of Work: Mortgage refinance. I entered 1.00 in the "amount spent" above because final closing costs will vary from mortgage to mortgage (for example, depending on what kind of appraisal is necessary, etc etc) so there's really no point in putting down my closing costs. What I can say is compared to other companies we researched, the costs were entirely reasonable.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1

Christopher C.
10/2012
5.0
mortgage broker
  + -1 more
Found First Mortgage of Indiana via Angie's list. The reviews I read are accurate of our experience as well. We talked with Cathy over the phone, she explained the whole process, and detailed the documents and information we needed. We gathered everything, meet with her, reviewed the terms and was very straightfoward on costs and the process. Our review with underwriting was done within two weeks and we were closing withing the month. Very quick and easy process. We did have an issue with taxes being paid timely from our old mortgage company. Cathy was reassuring in the process and gave us all the alternatives on how it would pan out if the taxes weren't paid by closing.
Description of Work: Helped to refinance our mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,100

Caren C.
10/2012
5.0
mortgage broker
  + -1 more
Michael Strawn is meticulous!! He is a great communicator, straight-forward and tells you exactly what you need to do and provide to get to closing. They have great rates and great service, which is a terrific combination.
Description of Work: Mortgage for new home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

kathy J.
10/2012
5.0
mortgage broker
  + -1 more
Went GREAT from day one through closing.
Description of Work: We refinanced our house. Michael was great to work with and made the whole process very smooth and easy.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,700

Nancy S.
10/2012
5.0
mortgage broker
  + -1 more
After finding First Mortgage on Angie's List, we called to set up an appointment to discuss refinancing. The appointment date was set around our schedule, took about an hour of our time, and provided all the information we needed to begin the refinancing process. Michael was extremely detailed about the process, cost, required paperwork, and time it would take to complete the refinancing. From the first meeting to closing took approximately one month with First Mortgage handling everything for us. Michael and his team made the process so easy, we would definitely use them again.
Description of Work: Refinancing our home mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

Mary C.
09/2012
5.0
mortgage broker
  + -1 more
I contacted Michael Strawn at First Mortgage of Indiana about refinancing our home. Within an hour he had responded to my call and carefully walked me through the process by phone. Making an appointment was straightforward, and when we met with him he answered all of our questions and gave us much helpful information. We left his office knowing our tasks and what we could expect from him. We ran into some challenges because we had filed our income taxes late, and he helped us overcome those challenges and still close on our refinancing within the expected time frame. He was professional and efficient, and the staff was great. I had friends for whom the home financing process had been a nightmare and communication impossible. With First Mortgage of Indiana and Michael Strawn the process was straightforward and we always knew what was going on. He never failed to respond to our inquiries in a timely fashion.
Description of Work: We refinanced our home lowering the interest rate and eliminating 6 years of payments.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

Kathleen M.
09/2012
5.0
mortgage broker
  + -1 more
First Mortgage, especially Kim Hockaday, was a pleasure to work with. I had a very bad experience with Quicken Loans. Kim was exceptionally organized, and punctual with any correspondence. The loan closed in 30 days at a rate better than originally quoted. It was an easy and painless process and I highly recommend them to anyone. The service was very personal and I dealt with Kim only. There were no hidden or upfront fees like those at Quicken.
Description of Work: mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

James R.
09/2012
5.0
mortgage broker
  + -1 more
Cathy Strawn was the best! Straight forward and professional. No games, what a great change!!! I would recommend First Mortgage to all.
Description of Work: Home Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Paul N.
08/2012
5.0
mortgage broker
  + -1 more
My husband and I were very impressed with the team at 1st Mortgage of Indiana, Inc. Cathy Strawn handled our mortgage refinance and she was very professional and her years of experience in the mortgage business made us feel confident things would go smoothly. She offered advice and got us the best loan rate possible. We appreciated her getting back to us quickly when we had questions. We would definitely recommend 1st Mortgage of Indiana!
Description of Work: My husband and I chose 1st Mortgage of Indiana to do our mortgage refinance based on recommendations from Angie's List and we were not disappointed. Cathy Strawn handled our refinance and completed the application process quickly and efficiently and we were able to close on the loan in about a month.She responded quickly to our emails and even was at our closing to make sure it went smoothly.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Dave G.
08/2012
5.0
mortgage broker
  + -1 more
I first started using 1st mortgage of Indiana in 2008 to purchase a condo. I have used them 2 times since during purchase and refinance opportunities. Further, I have consulted with them several times since then as I sold two condos between purchases (my wife's and mine). 1st mortgage has been very response, and showed excellent customer service. I have called and talked to Michael several times for advice even when he was not involved with the deal. He has been a great person to interact with, and had continued to be an advocate for my wife and I as we bought and refinanced a new house. It is a rarity to find such great knowledgeable customer service. I truly can recommend 1st mortgage of Indiana to everyone for financing.
Description of Work: Mortgage and Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$320,000

Justin H.
08/2012
5.0
mortgage broker
  + -1 more
As far as buying a house goes, everything went smoothly from the financing standpoint. Michael made it as painless as possible for us. He kept us very well informed throughout the process and updated us regularly. He is a very good communicator which we appreciated. He was even at our closing, which I hadn't seen before. We feel we received very individualized and more personalized service than what we have received from "big banks" in the past. Michael moved the process along very quickly and was ready to close in several weeks (unfortunately our sellers weren't...that's an entirely different story). The only hiccup we encountered was not having 2 forms of ID at closing as this is something new the lender was requiring that I don't think Michael knew about. Luckily we had an insurance document in the car that met the requirements and were able to close. Bring 2 forms of ID to the closing table just in case!!! Would definitely use again and highly recommend.
Description of Work: Michael Strawn did our mortgage package for a new home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,500

CHERYL J.
07/2012
5.0
mortgage broker
  + -1 more
Catherine Strawn, President, of First Mortgage, was very professional, prompt and accurate. It made the refinancing process very smooth and easy. I had confidence that the details of my refinance were accurate and that I had all of the information that I needed. This included helpful information provided at the end of the refinance closing regarding filing of homestead exemption and tax information for filing tax return. I would highly recommend the services of First Mortgage of Indiana.
Description of Work: I refinanced my mortgage with First Mortgage of Indiana this past spring.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lindsey C.
06/2012
5.0
mortgage broker
  + -1 more
We initially contacted First Mortgage of Indiana in 2010 when we were just beginning to explore our options for refinancing our mortgage. Michael Strawn replied to our initial website inquiry very quickly. After exchanging a few very helpful emails and phone calls with Michael, we decided to put a potential refinance on hold while we made some additional improvements to our home and paid down our existing mortgage a bit more. We contacted Michael directly again 17 months later to revisit our refinancing options, and he seamlessly picked up where we had previously left off. Michael was consistently helpful and patient with our many questions. He was very thorough in laying out our options for us and guiding us through the process of finding the one that would best fit our needs. His emails were always prompt, clear, and to the point (and often followed by a phone call to follow up), and he provided extremely helpful checklists of items and documents we'd need for our application and closing. We encountered a few unforeseen complications throughout the process, but Michael was always proactive, helpful, and reassuring in guiding us through those issues. More than once, he made himself available via cell during evening hours in case we needed to ask questions. Overall, from initial contact through our final closing, we were very satisfied with the friendly and personalized service we received from Michael and First Mortgage of Indiana, and we would happily recommend their services to anyone looking for guidance through the refinancing process.
Description of Work: We worked with Michael Strawn at First Mortgage of Indiana over the course of several months to refinance our (approximately) 6-year-old mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,325

Mark D.
05/2012
5.0
mortgage broker
  + -1 more
Cathy Strawn has been incredibly helpful, reliable and generally amazing.
Description of Work: Cathy Strawn helped us with our new mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

Richard S.
05/2012
5.0
mortgage broker
  + -1 more
Very smooth, responsive, professional, timely. Cathy Strawn is a true professional.
Description of Work: Obtained mortgage refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,400

DAVID G.
05/2012
5.0
mortgage broker
  + -1 more
I used First Mortgage of Indiana on the basis of all the glowing reports on Angies list and I was not disappointed. I worked with Cathy Strawn. I have bought and refinanced a fair number of houses but this was by far the best, smoothest and most transparent transaction I have had. Cathy explained everything very clearly and fully. I opted for a slightly higher mortgage rate with zero closing costs (costs all paid by First American). The closing was within about 3 weeks of my office appointment and there were absolutely no surprises. She was at my closing and even gave me a checklist of things to do such as mortgage deduction filing and making the first payment etc. Cathy is among the best professionals I have done business with in any field. I dont usually give "straight A" reviews but in this case it is fully deserved. Very highly recommended.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,800

Larry F.
05/2012
5.0
mortgage broker
  + -1 more
We worked with both Kim Hockaday and Cathy Strawn in the process of refinancing our home. They were both very pleasant to work with, extremely knowledgeable, and very professional. They were always accessible via phone and/or email, sent us periodic status updates, and emailed us electronic copies of all the reports. We closed the mortgage on time and encountered absolutely no issues during the entire process. I would definitely use them again if I were in the market for a mortgage and highly recommend them to anyone.
Description of Work: We used First Mortgage of Indiana to obtain refinancing on our home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mark M.
04/2012
5.0
mortgage broker
  + -1 more
My wife and I called Michael Strawn when another lender could not meet our closing date. Michael was courteous and very professional. He was able to get my us through the entire mortgage process and met our closing date with days to spare. I believe First Mortgage of Indiana was both fair and honest in answering questions and providing opinions. We highly recommend their services.
Description of Work: Mortgage to purchase a new home.

Rating CategoryRating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0

Yes, I recommend this pro
$250

Jennifer M.
04/2012
5.0
mortgage broker
  + -1 more
Prior to consulting First Mortgage of Indiana I had been working with another mortgage broker. The process with the other broker had been ongoing for nearly six months with no closure, so I decided to consult Angie's List for other options where I found Cathy and First Mortgage of Indiana. Cathy was extremely responsive, professional, and thorough. The process with First Mortgage couldn't have differed more compared to my prior experience. While the process was extremely thorough, it was also timely. It took less than a month to complete the refinance, and but for my vacation, we would have completed the process even sooner. I strongly recommend First Mortgage to anyone that is looking for assistance in purchasing or refinancing real estate. The service was incredibly professional and the rates were extremely competitive.
Description of Work: Cathy Strawn and her team completed a home refinance for our primary residence.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com

Licensing

Bonded

Insured
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies,
Financial Planning

FAQ

Horizon Bank is currently rated 4.9 overall out of 5.
No, Horizon Bank does not offer free project estimates.
No, Horizon Bank does not offer eco-friendly accreditations.
No, Horizon Bank does not offer a senior discount.
No, Horizon Bank does not offer emergency services.
No, Horizon Bank does not offer warranties.
Horizon Bank offers the following services: RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com