Horizon Bank

Mortgage Companies, Financial Planning

About us

NMLRS 132088/IN-DFI#11184

Business highlights

31 years of trusted experience

Services we offer

RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Reviews

4.9187 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
97%
4
1%
3
1%
2
0%
1
2%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 26-50 of 187 reviews

Sandy E.
07/2013
5.0
mortgage broker
  + -1 more
We worked with Michael Strawn on our home refinance. We were concerned with the current market that we may not be able to do so now (we were told just that by another company). He walked us through the process and helped us find options that worked well for us. I felt he was working for us not for the "sale". He was very professional, knowledgeable, organized, and friedly.I would not hesitate to do business with them again or recommend to a close friend. In the end we saved $130 a month on our mortgage and shortened the term to boot. Great help guys! Thanks
Description of Work: Great Experience!!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,200

Robyn S.
06/2013
5.0
mortgage broker
  + -1 more
We had a GREAT experience with Cathy Strawn at First Mortgage of Indiana. I really can't say enough positive things. I contacted LendingTree.com and then First Mortgage of Indiana just based on what I'd seen on Angie's List. Cathy at First Mortgage was the only person of the 5+ people/mortgage companies that contacted me who would give me solid, concrete info. Everyone else would only give estimates and that was very frustrating, but actually made the decision on who to go with easier--Cathy with First Mortgage of Indiana. Of the fees we paid, we will be getting much of it back from escrow, taxes, etc. Plus, the savings are so great, it's totally worth a few thousand. So, our overall, true, cost will actually be less than above. Cathy was professional, communicative, organized, friendly and just great to work with. She always explained everything clearly and answered questions. We always knew what was expected and there were no surprises. I will not hesitate to contact Cathy for any of my mortgage/refinancing needs in the future.
Description of Work: Refinanced our mortgage at a 2.5% rate with zero points (was 4.2%) for 10 years (was 20 years).

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$6,900

Response from Horizon Bank
We appreciate the positive feedback from our clients who appreciate good customer service! Cathy Strawn

Blake B.
06/2013
5.0
mortgage broker
  + -1 more
First Mortgage of Indiana is excellent. We worked with Kim Hockaday. Kim was outstanding about communication and working to get things done in a timely manner. She was very thorough throughout the entire process, and we were able to obtain an outstanding interest rate. At first I was leery about using a broker instead of a traditional bank, but in the end I'm extremely glad I did. I highly recommend this company to anyone buying a new home.
Description of Work: Found and executed a great mortgage for a new home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

Ashley P.
05/2013
5.0
mortgage broker
  + -1 more
I read a review on Angie's List that said "I wish I would have talked to Michael before I even found a realtor". So we started the search for our home at First Mortgage of Indiana. Michael stayed past regular office hours to make that first meeting a better fit with our schedule. This was our first home and he was very helpful in explaining everything to us, respecting our limits when we knew what cost we didn't want to exceed. He was knowledgeable and extremely diligent when it came to follow up. I was impressed to get such personal service from the owner of the company. He recommended our realtor to us (who was also phenomenal) and made the entire process, from beginning to end, incredibly smooth. He showed up at our closing to congratulate us and make sure there weren't any last minute snags. Having him as a guide through buying our first home put our minds at ease. We've heard nightmare stories about house hunting from friends but we had zero problems. Michael and his team are fantastic! We could not have had a better experience.
Description of Work: Financed the mortgage on our first house

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$225,000

Andy V.
05/2013
5.0
mortgage broker
  + -1 more
Kim Hockaday made the experience super easy. She responded quickly to questions and communicated clearly.
Description of Work: Helped me refinance my mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Taylor J.
05/2013
5.0
mortgage broker
  + -1 more
Cathy was very helpful and made the process quick and easy. She was also extremely detailed in answering all of our questions. She is extremely busy so often you have to call and wait for her to return your messages. Would definitely recommend this provider.
Description of Work: Pre-qualifed us for a loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0

Yes, I recommend this pro
$350

Wesley D.
05/2013
5.0
mortgage broker
  + -1 more
Michael helped us begin by pre-qualifying us to look in a price range that fit our budget. We stayed in contact with him throughout the process until we found the home we wished to purchase. Prior to that, Michael had helped us prepare all the documentation that we would need to get our pre-approval letter. Once we had our home selected, it was as simple as handing in the paperwork he'd helped us document. He guided us through every twist and turn while offering his professional advice when we sought it. We had absolutely no hiccups throughout the purchase thanks in large part to Michael's guidance. He even made sure to remind us to use his coupon at closing for finding him on Angie's List! I plan to use him again when the time comes for us to expand into our next home.
Description of Work: Michael worked with me on my first home purchase from pre-qualification to closing. He explained each step in the home-buying process and was very thorough outlining all the key points my wife and I would need to follow through on.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,100

David V.
04/2013
5.0
mortgage broker
  + -1 more
Cathy is fantastic! Cathy was recommended by my financial advisor who has known her for many years, and she performed as expected. My previous refinance experience with a major bank, which was picked due to loyalty and neighborhood convenience, was three months long, many painful delays for loosly specified reasons, full of requests for additional information, and not really the best rate available. Cathy changed all that. The process was well defined, all options were clearly explained, there were no surprises, there were no gimmicks (like my bank tried to pass off this time around), and she negotiated with the lender to reduce my overall costs of closing by eliminating the normal need for a detailed walk through appraisal since my other conditions for approval were above normal levels. She will get you the best deal, period. She is professional, thoughtful, straight forward, performed on the promised schedule, and personable. You will be glad when you choose Cathy for your mortgage needs.
Description of Work: Mortgage broker for refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,100

Willie L.
04/2013
5.0
mortgage broker
  + -1 more
The process took a fraction of the time needed by large regional banks. Cathy provided a personal touch by explaining every document and it's purpose. She thoroughly explained the in detail, the data on the credit reports. I was amazed at how easy the process was. First Mortgage of Indiana earned there "A" rating. I would definately recomend her to anyone in the market for a mortage loan.
Description of Work: We applied for a mortgage loan on 3/22/2013. We closed our loan on 4/15/2013. The process was quick and painless. Cathy Strawn thoroughly explained the process and layed out the projected timeline. The appraisal was performed with in 2 days of or application. Closing was smooth and organized.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$600

Kim M.
04/2013
5.0
mortgage broker
  + -1 more
I would strongly recommend Cathy and her company for your mortgage financing and refinancing needs. Extremely professional, knowledgeable, ethical, and friendly are adjectives I would use to describe my experience.
Description of Work: The service was a re-finance of home mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,850

DEBORAH G.
04/2013
5.0
mortgage broker
  + -1 more
This is the second time we?ve enlisted the services of Cathy Strawn at First Mortgage of Indiana. We worked with Cathy when we refinanced our previous home a couple of years ago, and we?re extremely satisfied with the way everything was handled. As a result, we didn?t think twice about calling Cathy to ask if she would handle the purchase of our new home. Cathy walks you through the entire process, letting you know in advance what you can expect, and keeps in constant contact. At no time are you left wondering where things stand. The people who purchased our home were requesting we close in 30 days. While this would be difficult for some to make certain all of the paperwork is processed in a timely manner, Cathy handled everything with ease. As a matter of fact, she had everything done and our closing statements to us for review five days in advance of our closing. Despite all of the ups and downs that accompanied the selling of our home, and the purchase of our retirement home, Cathy remained a constant. She?s truly a joy to work with, and is extraordinarily customer service oriented. I never had to worry about a thing. Cathy?s extremely professional, and processes everything with such efficiency. She kept us updated on everything right up to the day we closed. Cathy makes you feel as if you are her only customer. My husband and I have never worked with someone who we felt was truly looking out for our best interests, until we started working with Cathy. We would (and do) recommend her without hesitation.
Description of Work: Mortgage services - purchase new home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

JUDY D.
04/2013
5.0
mortgage broker
  + -1 more
very positive experience, will contact Michael if I decide to give it a try at a later date.
Description of Work: I had requested information about possibly refinancing. Michael very helpful. Decided this was not feasible at this time.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Robert G.
03/2013
5.0
mortgage broker
  + -1 more
They were informative, always had time to answer all my questions and were very professional.
Description of Work: I used them to refinance my home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Nancy F.
03/2013
5.0
mortgage broker
  + -1 more
Overall it went very well. Everything was smooth and went just as they said it would.
Description of Work: I recently refinanced my house with First Mortgage of Indiana. They did a wonderful job and I would recommend them to anyone. They were on time with everything and their estimates were right on. Everything happened just as they said it would. This was my third refinance and the easiest and less stressful of them all.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kurt L.
03/2013
5.0
mortgage broker
  + -1 more
I would recommend First Mortgage of Indiana. Cathy exceeded in our expectations, found the best rates and closed in a timely manner!
Description of Work: Cathy Strawn assisted in our mortgage refinance. .

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$300

Cynthia R.
03/2013
5.0
mortgage broker
  + -1 more
I cannot say enough about the wonderful service Cathy Strawn and her team provided to my husband and I. I found her through Angie?s list and what I can say is that she and Fist Mortgage of Indiana came through for us at a very delicate time of our lives. Coming into meeting Cathy for the first time, I had a medical procedure that was coming up. She knocked it out of the park by helping ensure we were closed on a reduced rate mortgage within 30 days. This was instrumental for us in getting ahead of the medical bills that would soon be coming our way. She was laser focused on getting ahead of the procedure with us. I can?t tell you how much that meant to us. Customer service that is rare these days comes right out of Cathy & team. Being organized is extremely important to helping things run well. Sure, Cathy is very thorough; but, as a consumer you have to be as well for things to run quickly/smoothly. Cathy is very responsive as well. She works very hard for her clients and many late hours. She is very knowledgeable and was able to make timely and appropriate recommendations given our situation. She helped us through deciding whether we wanted to take equity out of the home or not. She also helped us beyond the refinance and into the next product line that was going to ease a lurking financial burden. She and her team are well connected, so don?t hesitate to ask for a recommendation if you need anything financially related. First Mortgage of Indiana will likely charge more than what you could find somewhere else. But, I will tell you what, the swiftness, confidence and experience that they offer is exactly what we needed. I talked to a few other companies prior to going with Cathy too and you?ll have to trust me that in the end it was a minor difference and was completely worth it. Just don?t forget to bring in your Angie?s list coupon either. That helped make it a very easy decision to go with First Mortgage of Indiana. I highly encourage you to at least chat with Cathy and/or her team before you go anywhere else. They have a lot of different options that can be tailored to your specific needs and being a local company will hopefully provide you the same ease of mind as it did for us.
Description of Work: We refinanced our home that we bought in 2010. We got a lower rate and lower mortgage payment, saving us well over 15,000 in the life of the loan.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,725

ROGER G.
02/2013
5.0
mortgage broker
  + -1 more
I filled out an application online and received a call from Cathy Strawn the next day. Soon after, Cathy sent me a very detailed list of the documents she needed. When I had them compiled, we set a date to meet and review the details of the loan. Cathy was very efficient and friendly. We enjoyed working with Cathy and would use First Mortgage of Indiana again.
Description of Work: Refinanced an existing home mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$300

Gary C.
02/2013
5.0
mortgage broker
  + -1 more
We had a first and second mortage on our primary home. As rates dropped we wanted to take advantage of the lower rates with the goal of getting rid of our second and having one mortgage at a lower monthly rate. Michael helpded up get this done. We were very pleased with the service
Description of Work: Michael helped us through every stage of our refi. of our first and sencond mortgage We even had some hiccups along the way because of changes in the laws related to refi on a second, but Michael stood behind us and honored the original rate. If you are looking for someone you can trust through a process than can be a little confusing, you want to use this company.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

EMILY AND JARED J.
02/2013
5.0
mortgage broker
  + -1 more
This is the second time we have used this company and this is the first place I will call if I ever need another mortgage. I called Kim and explained that we are hoping to refinance our current mortgage. She guided us through the whole process keeping us informed along the way. Kim was professional, honest, thorough, and very pleasant to deal with. I have no complaints and only praise for Kim and First Mortgage of Indiana.
Description of Work: Refinanced our mortgage with help from Kim Hockaday of First Mortgage of Indiana.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,500

John H.
02/2013
5.0
mortgage broker
  + -1 more
Few bumps in the road but overall went well.
Description of Work: Good
Rating CategoryRating out of 5
Yes, I recommend this pro
$500

RYAN H.
01/2013
5.0
mortgage broker
  + -1 more
This was the second time I have worked with Michael Strawn of First Mortgage of Indiana. Both times have been great. Michael gives you all of the information up front and walks you through the whole process. The major benefit of working with Michael is how easy he makes it. We had all of our approvals and paperwork completed long before our closing. Our realtor and the realtor of the seller both raved about how it was one of the easiest closings they had done because of the work Michael did. I have recommended Michael and First Mortgage to relatives and friends because of our experience.
Description of Work: Great experience - Michael Strawn makes it easy
Rating CategoryRating out of 5
Yes, I recommend this pro
$200,000

CAROLYN R.
01/2013
5.0
mortgage broker
  + -1 more
Kim Hockaday is a mortgage goddess!! I found Kim when I used other reivews on Angie's List to help me pick a Mortgage Broker. Since it was the purchase of my first property, Kim went through everything with me and explained the process and what I should expect. She gave me best and worst case scenario so that I would understand the big picture and be able to make the best decision for me. I went through a number of properties before I actually closed on one, which was a challenge, but Kim's patience with all my questions was tremendous! I learned a ton about mortgages and the process overall from her. I recommend First Mortgage of Indiana to anyone I hear of talking about home purchases!
Description of Work: Provided mortgage for purchase of my first property

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

ADAM P.
01/2013
5.0
mortgage broker
  + -1 more
I talked to Michael for quite awhile. He gave me a ton of great information and educated me about the steps we need to take to build on a lot. I was extremely impressed with Michael and in the short time how much helped me. I would definitely recommend giving them a call.
Description of Work: I called to discuss mortgage options.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

TONYA K.
12/2012
5.0
mortgage broker
  + -1 more
I called this company because of it's ratings on Angie's List. When I first called I left a message on a Friday and my phone call was returned within 24 hours from Cathy on a Saturday. Cathy was very upfront about everything in the very beginning which I could really appreciate. She made the process from the start to the finish seem effortless. This was by far the best experience I ever had with anyone in mortgage banking. Cathy really cares about you as a person and really wants what's best for you! I would highly recommend her company! Thank you Cathy for making this process so smooth for us!
Description of Work: We refinanced our loan through this company.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Joshua D.
12/2012
5.0
mortgage broker
  + -1 more
I filled out an application online and it was nearly 2 weeks before I heard anything back. I had actually contacted another mortgage company during that time frame. i decided to go ahead and proceed with First Mortgage of Indiana because of all the good reviews on Angie's List. Beacuse the underwriters for PHH Mortgage were an absolute pain, it took about 6 weeks to close on the loan from the time we lock our rate. I think it was easier to buy our house than it was to refinance. I don't hold this against First Mortgage of Indiana. Cathy did great once we got the ball rolling. Would recommend to anybody.
Description of Work: Worked with Cathy on a refi. They are extremely busy as everybody is jumping on the low rates.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0

Yes, I recommend this pro
$350

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com

Licensing

Bonded

Insured
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies,
Financial Planning

FAQ

Horizon Bank is currently rated 4.9 overall out of 5.
No, Horizon Bank does not offer free project estimates.
No, Horizon Bank does not offer eco-friendly accreditations.
No, Horizon Bank does not offer a senior discount.
No, Horizon Bank does not offer emergency services.
No, Horizon Bank does not offer warranties.
Horizon Bank offers the following services: RESIDENTIAL, CONVENTIONAL, JUMBO, FHA, VA, PORTFOLIO AS WELL AS 2ND MORTGAGE PRODUCTS, COMPANY IS A MORTGAGE BROKER,Variety of loan programs.

Contact information

1216 W Carmel Dr, Carmel, IN 46032

www.horizonbank.com