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Yes, it is possible to add too little mulch. Anything less than 1 inch will likely result in too little coverage around your plants, allowing weeds to grow through and minimizing the positive effects that a deeper bed of mulch would have, like maintaining proper soil moisture and insulating the ground.

No, mulch itself does not necessarily attract termites even though it’s usually made of shredded wood. Some types of mulch like cedar or cypress resist termites because they’re toxic or unappetizing to the wood munchers. However, when the mulch is deep enough, say three inches or more, it creates a perfect habitat for insects of all kinds to build nests.

Artificial turf usually requires some sort of base. If you’re installing the grass over soil, you’ll want to add a weed barrier (weeds can damage your fake grass) and an artificial grass sub-base . Typically, this is a mixture of gravel and sand, like crushed miscellaneous base (CMB) or decomposed granite. If you're placing turf over concrete, you can skip the sub base and use a padded underlayment.

Topsoil should go down first. If the topsoil is next to your house, make sure the grade slopes away from the house to keep water from pooling against your foundation and possibly leaking into your basement or crawl space. Don’t cover your decorative landscape mulch with topsoil as that defeats the purpose of laying down the mulch. If you’re trying to create a certain soil composition to improve plant growth, you’ll likely want compost mixed into the topsoil instead of mulch. Over time, any decorative wood mulch will simply decompose under the topsoil.