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Justin Moriarty
5.0(
1
)

Serving Toccoa, GA and surrounding areas

In business since 2018

Free estimates

Credit card accepted

Justin Moriarty & his Wife Jennifer run the business together. We pride ourselves on quality and respect for the homeowner. Remember, an appraisal is a very important report and we take the time to put together an above quality appraisal. A quality appraisal does take time & research. The cheapest and the quickest appraiser should not be how you make the choice to hire. Your appraisal matters so you should be careful who you pick to complete the job! Justin is very picky and very detail oriented. We are your quality choice.\n\n\nMake sure you pick an appraiser that is open and honest with you. You should be able to ask lots of questions and be given all the answers you seek. Any appraiser who does not meet those needs should not be hired by you. For your peace of mind appraisers are background checked regularly and well educated.\n\nSo lets chat! We are here to help you.\n\nWhat is an appraisal?\n\n~An appraisal is an opinion of value backed up by facts.

Response time6 hrs
DS Murphy LLC
New to Angi

Serving Toccoa, GA and surrounding areas

In business since 1996

Credit card accepted

Offers commercial services

We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship and complete customer satisfaction, from the start to the completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality, regardless of how large or small the job

Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Yes, experienced appraisers handle a variety of property types with tailored methods.

The Toccoa, GA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.