The Mortgage Firm - Toby Lynn, Branch Manager

Mortgage Companies

About us

Toby Lynn has 30+ years of serving the needs of home buyers and existing home owners throughout all of Georgia and Florida. Toby is referred to by her Realtors as the “Mortgage Loan Goddess" because she specializes in Happy, Smooth, and On-Time Closings! As a Mortgage Loan Originator since 1987, Toby understands all aspects of the mortgage industry that matter most to you, the borrower. She specializes in residential mortgage loans for Purchases (Condos, Single-Family, Townhomes, etc.), Refinances, Second Homes, Renovations, Investment Properties, and New Construction Loans (Conventional, FHA, & VA). She is also a Certified Military Home Specialist through Boots Across America. In addition, she also holds Realtor classes to help them understand some of the nuances and solutions that may be required in negotiating a contract to come up with a win-win for all parties. The Mortgage Firm is an Equal Housing Lender. Company NMLS 189223 Toby Lynn NMLS 157539

Business highlights

38 years of trusted experience

Services we offer

Mortgage Lending: Conventional, FHA, VA, and USDA Loans Residential Mortgages For: Purchases (Condos, Single-Family, Town-Home, etc), Refinancing, New Construction Loans (Conventional, FHA, & VA), Second Homes, Investment Properties, and Renovations.

Services we don't offer

We do not offer Commercial Loans or Government Grants.

Amenities

Free Estimates
Yes

Photos of past projects

Reviews

5.05 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 1-5 of 5 reviews

Cynthia P.
08/2017
5.0
mortgage broker
  + -1 more
Toby is a Gem! Recently I had the honor of working with Toby. Her commitment, passion, and expertise in supporting people to create their dreams of owning a home are unmatched. It is rare to find someone so enthusiastic with integrity and real, raw honesty. Truly a gem!
Description of Work: Insight on selling my home and getting a new mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kathi M.
05/2017
5.0
mortgage broker
  + -1 more
Fantastic! I am a local REALTOR and when I purchased my own home, I used The Mortgage Firm, and Toby Lynn. I also refer her to buyers that I work with as I know they can count on her to get the job done! Professional, Quick, Complete! Communication was easy and on-line system was convenient. Toby was very responsive and thorough. Our loan closed on time as expected. Toby is available in person in ***** Gorda, or all can be done via the phone and online! Would highly recommend. Kathi
Description of Work: Mortgage Services on a home in ***** Gorda.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lotus P.
05/2017
5.0
mortgage broker
  + -1 more
Toby's knowledge of the mortgage industry is unlike most others. She's direct, attentive, and supportive to make sure not only you get a great mortgage, but that your home closes on time as well! Will definitely work with her on my future mortgage needs as well.
Description of Work: Home Purchase Financing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lee M.
04/2017
5.0
mortgage broker
  + -1 more
I have been a client of Toby Lynn for many years . She has financed and refinanced my home several times ... each time to my financial benefit. She has been a valuable resource by keeping me up to date with rates and the many new mortgage programs that have been introduced in the last few years . I have referred Toby to my son and daughter and she has successfully assisted them in the their purchases as well . I have no hesitation in recommending Toby Lynn to anyone who is looking to buy a home or refinance their current home .
Description of Work: Mortgage Financing , Refinancing and lots of very constructive consulting (at not additional cost)

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from The Mortgage Firm - Toby Lynn, Branch Manager
Thank you [Member Name Removed]. Always a pleasure doing business with you.

Brian R.
04/2017
5.0
mortgage broker
  + -1 more
It was a wonderful and smooth experience. Each time I have used Toby to get a mortgage, I've closed on time with no hiccups and she kept me in the loop the entire time. I will continue to use Toby for all of my future financing needs.
Description of Work: I have gotten multiple different mortgages from Toby over the years for both purchasing and refinancing. I've always been impressed with Toby's professionalism and her desire to do what is best for her clients. I first met with her approximately 12 months before purchasing my first home to find out what I needed to do over the 12 months to put myself in a better position to buy. I would and have recommended Toby to family and friends and will continue to do so. She is the best!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from The Mortgage Firm - Toby Lynn, Branch Manager
Thank you [Member Name Removed]. I am grateful that we continue to do business together.

    Contact information

    308 Sullivan St, Punta Gorda, FL 33950

    http://www.ThePerfectMortgageSolution.com

    Service hours

    Monday:
    8:00 AM - 5:00 PM
    Tuesday:
    8:00 AM - 5:00 PM
    Wednesday:
    8:00 AM - 5:00 PM
    Thursday:
    8:00 AM - 5:00 PM
    Friday:
    8:00 AM - 5:00 PM

    Licensing

    Bonded

    Insured

    Licensed*

    Trade License Number
    NMLS 157539
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    The Mortgage Firm - Toby Lynn, Branch Manager is currently rated 5 overall out of 5.

    Monday: 8:00 AM - 5:00 PM

    Tuesday: 8:00 AM - 5:00 PM

    Wednesday: 8:00 AM - 5:00 PM

    Thursday: 8:00 AM - 5:00 PM

    Friday: 8:00 AM - 5:00 PM

    Yes, The Mortgage Firm - Toby Lynn, Branch Manager offers free project estimates.
    No, The Mortgage Firm - Toby Lynn, Branch Manager does not offer eco-friendly accreditations.
    No, The Mortgage Firm - Toby Lynn, Branch Manager does not offer a senior discount.
    No, The Mortgage Firm - Toby Lynn, Branch Manager does not offer emergency services.
    No, The Mortgage Firm - Toby Lynn, Branch Manager does not offer warranties.
    The Mortgage Firm - Toby Lynn, Branch Manager offers the following services: Mortgage Lending: Conventional, FHA, VA, and USDA Loans Residential Mortgages For: Purchases (Condos, Single-Family, Town-Home, etc), Refinancing, New Construction Loans (Conventional, FHA, & VA), Second Homes, Investment Properties, and Renovations.
    We do not offer Commercial Loans or Government Grants.

    Contact information

    308 Sullivan St, Punta Gorda, FL 33950

    http://www.ThePerfectMortgageSolution.com

    Service hours

    Monday:
    8:00 AM - 5:00 PM
    Tuesday:
    8:00 AM - 5:00 PM
    Wednesday:
    8:00 AM - 5:00 PM
    Thursday:
    8:00 AM - 5:00 PM
    Friday:
    8:00 AM - 5:00 PM