Majority of property owners are not aware that most damage that can occur in their home or businesses are ACTUALLY COVERED by their property insurance.
Insurance policies have varying degrees of coverage and without an examination of your particular policy and property there is no way to determine the extent of your coverage.
It is up to you to prove the extent of your loss to the Insurance Company. A typical insurance policy is dozens of pages long and contains numerous provisions and stipulations written in technical and legal terms. Additionally, it contains various forms and endorsements which are constantly changing from year to year. Most policy holders have difficulty in understanding all of them.
To be compensated for your loss, there are certain conditions which must be satisfied and failure to do so could reduce your settlement amount or even cause your claim to be denied.
United Claims Specialists has the EXPERIENCE, KNOWLEDGE, and EXPERTISE to obtain your maximum entitlements under your policy.
Processing an insurance claim is never a simple matter. No two claims are the same and all require PROACTIVE EXPERIENCED MANAGEMENT to obtain a fair settlement.
Business highlights
16 years of trusted experience
Emergency Services Offered
Services we offer
FREE HOME INSPECTIONS AND POLICY REVIEWS! We work on a Contingency Fee, so NO OUT OF POCKET EXPENSES! We will determine if your loss is a covered peril. Assess the value of your loss to make sure it's worth claiming. Document the damage and obtain necessary reports (plumbing, roofing, etc.) to properly present your claim to your insurance company. Produce estimates. Meet the insurance representatives at your property. Negotiate with your insurance company. Recover the funds that you deserve!
Services we don't offer
We can handle the entire claim process from beginning to end. If you have already filed a claim, we can get involved during any step of the process. (we prefer to be involved from the beginning to ensure the greatest possible outcome) but will happily get involved at any point, whenever you may need us. We only receive our payment when you receive yours, so you can rest assured we will work diligently on your behalf. Feel free to contact us with any questions that you may have.
I am more than pleased with the work Matt did for me on behalf of my insurance claim. He exceeded my expectations. What I couldn't do for myself, Matt was able to do. He stood up for me and represented me in the manner I could not for myself. He got the job done quicker than I expected. He is very good at what he does. He is definitely the one you want on your side.
Description of Work: A liaison to seek additional funds for underpaid windstorm damage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jesus D.
09/2018
5.0
United Claims Specialists were great to work with. My public adjuster Mike Hernandez was always very helpful and quick to respond to any inquiry I had. Jorge in the office was also great to work with as he was always there to assist if the public adjuster was not available. United Claims Specialists will definitely be my go to Public Adjusting firm if I ever have another problem related with home damage and or claims assistance. Everyone knows that filing a claim is annoying and a lengthy process but if I ever have to go through this process again I will do it with United Claims Specialists. I will recommend them to everyone.
Description of Work: AC leak / Floor damage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jesus D.
09/2018
5.0
Everyone knows that filing a claim through your insurance company is an annoying and lengthy process. Well was I glad I contacted United Claims Specialists and had Mike Hernandez as my Public Adjuster he handled the entire process and was always available to answer any of my questions. I would also like to give Jorge and the rest of the office staff a compliment for also assisting and making this process that much easier. I will definitely recommend United Claims Specialists and use them again if I ever have property damage and need assistance with filing a claim. Trust me leave the filing a claim to the professionals United Claims Specialists you will not regret it.
Description of Work: AC Leak Water Damage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Debby J M.
06/2018
5.0
I worked with Mariana Tirado and she was exceptional! She made my claim so much easier than working directly with the insurance company. I would recommend her again to anyone in need of an involved claim! Now I am able to do my repairs completely without having to dig deeply into my own pockets to repair my property.
Description of Work: Water damage to both upstairs & downstairs in townhouse
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jeff G.
05/2017
5.0
great, timely, informative
Description of Work: my condo bathroom-hall-entrance damaged by HOA-caused flooding; my condo insurance company became confrontational after sending me a $9K check which seemed not enough; so I contacted UCS & as of today, I have received another $14+K check with another $7+K on way -- no receipts required... in other words, $22K for me after UCS 20% cut of $27.5 gross they got from my condo insurance company -- the original $9K payment was still 100% mine, so I received $31K total !!!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ivorie S.
01/2017
5.0
Very smooth, quick, and stress free.
Description of Work: Master bedroom floor and bathroom flooded with water. United claims handled everything in a professional manor and the process was quick and painless. At a stressful time for my husband and I they made the process very easy.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Steve G.
08/2016
5.0
Everything went smooth. Davey B. was awesome. Very professional and efficient. I tried to handle it by myself at first and ran into issues. They met with me and ran with it. I Would highly recommend them if you have to deal with your insurance.
Description of Work: Helped me recover the funds from the insurance company to complete the mold remediation.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2
Irene V.
01/2016
5.0
unknown
Description of Work: Negotiated with insurance company to get a larger settlement.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jocelyn G.
11/2015
5.0
insurance companies
+ -1 more
The public adjuster in charge of my file was straight forward and clear from day one. Their fee was fair and even below some of the adjusters out there. We worked together over a period of almost five months to get my claim settled fairly. They were mostly responsive and always made sure we were on the same page, which I very much value. They are knowledgeable and experienced, which is exactly what you want when you're in the unfortunate position of having to file a claim with your insurance company. Everything went pretty much exactly as UCS foresaw, so no complaints.
Description of Work: Representation in home insurance claim
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
JOSEPH F.
09/2015
5.0
insurance companies
+ -1 more
When looking for someone to assist with navigating through an insurance claim process, this is the company. They have suggested and found things that I would have never thought of when dealing with my insurance companies..... a real WOW in our world of mediocrity. Kent Mossman
Description of Work: Referred to me by a friend and from Angies list with a superior rating, I have had the honor to work with United Claims Specialists for the past 2 months. I met with the senior Public Adjuster, Joe....a organized, energized, result oriented professional and a real expert in his field. The staff has been very responsive, organized and expedites solutions for every need when it comes to insurance claims. I've not worked with such a fine team since coming to Florida in 1994. I am very detail oriented, a perfectionist and have high expectations of those that I do business with - they have exceeded such on every front.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$40,000
Marina G.
08/2015
5.0
insurance companies
+ -1 more
There was a water pipe, and a shower pan leak in my home, Joe and his support staff (Nikki) from United Claims were to the rescue! We met with Joe and he explained the process of what to expect. (All of which happened exactly the way he stated it would.) They were always available to answer questions and were with me through every interview, inspection, and everything else they threw at us. Joe, is professional and well versed in his field. He was able to more than double the water leak and triple the shower pan leak offers from the insurance company. I am very satisfied with United Claims Specialists and would recommend them to everyone!!!!! I would like to thank them for all their help and support for a job well done. Couldn't have done it without them.
Description of Work: Untied Claim Specialist, evaluated my insurance claims. They analyzed how much the insurance company should pay for my claim, completed all paperwork & communication required with Insurance company.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Steve G.
10/2014
5.0
insurance companies
+ -1 more
.
Description of Work: We bought our house in April of this year we did not expect to have a insurance claim this soon we reached out to UCS and they were helpful and professional walking us through the claim process.
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Donna C.
03/2014
5.0
insurance companies
+ -1 more
Ben was great and advised me accordingly.
Description of Work: I called them to fix water damage.
Rating Category
Rating out of 5
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Catherine H.
09/2013
5.0
insurance companies
+ -1 more
We called them up and they came by same day and assessed all damages. They explained now they could work with us to place our claim and be compensated properly.
Description of Work: Assisted in doing insurance claim for two simultaneous floods that occurred in my house. Helped us obtain proper payout for sustained damages.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$4,600
Michael S.
09/2013
5.0
insurance companies
+ -1 more
There efforts were outstanding-professional, aggressive, thorough. There results were beyond my expectations.
Description of Work: Negotiated on my behalf with the insurance company for a claim for a flood in my condominium
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
George G.
09/2013
5.0
insurance companies
+ -1 more
I had a claim that was not finished. I called United Claims. They're great and got me a lot of $$. I'm very happy.
Description of Work: Joes adjusted my claim higher than my previous adjuster and Jessica in the office was great.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
Maria Mercedes E.
08/2013
5.0
I had a flood in my home. After I spoke to the insurance I felt that I was going to have to fight for them to accept the claim. On the advice of just about everyone we spoke to, I decided to hire a public adjuster. United Claims Specialists was recommended, and I am so grateful, I called them and in less than one hour they were at my house. The team was always professional, Jessica and Ben were very patience with me the explain the process, always responsive, and the course of events went just as they described they would. I was reimbursed by the insurance more than what I was expecting and fairly quick, they made the process practically painless and smooth. I will absolutely recommend UCS. Thank you
Description of Work: I used them as my public adjusters
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$11,000
Sandra B.
07/2013
5.0
Working with John was a pleasure. From the first day he came out to look at the damage in my house till the last day the claim was processed and paid, he walked me thru the entire process. I was always kept informed with no surprises. Phone calls were always returned prompltly. I would most definitely recommend them.
Description of Work: They handled everything for my insurance claim. From the paperwork to the dry out company, to the mold removal and all the paperwork for my insurance company.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Contact information
Corporate Headquarters 520 NW 165th St Rd Suite #110, Miami, FL 33169
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Insurance Agencies,
Home inspection,
Mold Testing & Remediation,
Drain Cleaning,
Cabinet Refacing and Refinishing,
Kitchen and Bath Remodeling,
Water Heaters,
Water & Smoke Damage,
Roofing,
General Remodeling,
Plumbing,
Handyman Services
FAQ
United Claims Specialists is currently rated 5 overall out of 5.
Sunday: 12:00 AM - 11:30 PM
Monday: 12:00 AM - 11:30 PM
Tuesday: 12:00 AM - 11:30 PM
Wednesday: 12:00 AM - 11:30 PM
Thursday: 12:00 AM - 11:30 PM
Friday: 12:00 AM - 11:30 PM
Saturday: 12:00 AM - 11:30 PM
United Claims Specialists accepts the following forms of payment: Check
No, United Claims Specialists does not offer free project estimates.
No, United Claims Specialists does not offer eco-friendly accreditations.
No, United Claims Specialists does not offer a senior discount.
Yes, United Claims Specialists offers emergency services.
No, United Claims Specialists does not offer warranties.
United Claims Specialists offers the following services: FREE HOME INSPECTIONS AND POLICY REVIEWS! We work on a Contingency Fee, so NO OUT OF POCKET EXPENSES! We will determine if your loss is a covered peril. Assess the value of your loss to make sure it's worth claiming. Document the damage and obtain necessary reports (plumbing, roofing, etc.) to properly present your claim to your insurance company. Produce estimates. Meet the insurance representatives at your property. Negotiate with your insurance company. Recover the funds that you deserve!
We can handle the entire claim process from beginning to end. If you have already filed a claim, we can get involved during any step of the process. (we prefer to be involved from the beginning to ensure the greatest possible outcome) but will happily get involved at any point, whenever you may need us. We only receive our payment when you receive yours, so you can rest assured we will work diligently on your behalf. Feel free to contact us with any questions that you may have.
Contact information
Corporate Headquarters 520 NW 165th St Rd Suite #110, Miami, FL 33169