WJ Bradley Mortgage Capital

Ms. Michelle and her team were always available and in constant communication with us (my wife and I) regarding the loan procurement process.

Overall, I had an amazing experience working with Michelle. Being a 1st time homebuyer, Michelle made this process of understanding the loan process seamless. Even though there is an enormous amount of documentation to read, Michelle patiently informed me about everything I was signing and took the time to review them in detail. Michelle worked very efficiently, such as responding to emails in a timely manner and being available as needed. Michelle has an amazing personality and with that, she made this process memorable to me. I would absolutely work with Michelle Pelayo again.

Most people use a loan broker when they purchase a home or do a refinance. This can be a few years or so apart. Not only have I used Michelle for my own personal loan, but I recommend her consistently to my clients (I'm a Realtor). I recommend her for a few reasons. The first is that every client that has used her, has come back to me to tell me how wonderful she is. When I recommend Michelle, I know that my clients will be happy. Michelle has a way about her that makes a complicated (and sometimes frustrating process) go very smoothly. When there is something that is not clear or understandable, she explains it in such a kind way. I had a chance to see her walk a client of mine through loan documents, and it was so well done that I simply cannot recommend anyone else but Michelle.
Another reason that I recommend Michelle is that her pricing is always competitive and she will work hard to get you the best interest rates possible.
If you're considering a refi or a home loan, I highly recommend using Michelle to get the job done.