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  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon31
    Verified custom home building reviews

Top-Rated Custom home builders in Oceano - Updated Nov 2026

Avatar for DM Builders
DM Builders
5.0(
24
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

Approved

In business since 1998

Free estimates

Warranties offered

"We had a bedroom that was severely damaged by a water leak. After the remediating company took half of the room down to bare studs, we contacted DM Builders to put the room back into useable condition. Darren and has crew hung, taped, and textured new drywall on the walls and ceiling; rebuilt a closet and replaced the closet doors and door jambs; and completely repainted the entire room and ceiling. Darren was the ultimate professional. He stayed in touch with us throughout the entire project, kept us abreast of what was happening and the timing of the different phases, and personally inspected the job at each step. His crew was skilled, professional, worked quickly, neat, clean, quiet, and friendly. The end result is better than we had hoped and came in on time and exactly on budget. We plan to use DM Builders for additional projects at our home and give them our highest recommendation."
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel
Master Bathroom Remodel

+29

Response time7 hrs
Response rate100%
4 neighbors recently requested a quote
Avatar for Essential Living Construction LLC
Essential Living Construction LLC
5.0(
15
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

Approved

In business since 2022

Free estimates

Offers commercial services

"Essential Living Construction (and specifically Oscar Barajas) did a great job helping me with my home remodel. The price was fair, the work was done quickly and the results were impressive. Cracked damaged ceiling drywall was replaced with new drywall throughout the entire house and it looks great. Oscar is a friendly, soft-spoken professional and I would absolutely work with him again."
New ADU
New ADU
New ADU
New ADU
New ADU

+36

Response time3 hrs
Response rate100%
12 neighbors recently requested a quote
Avatar for DH Construction
DH Construction
4.6(
12
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

Approved

In business since 2010

Free estimates

Warranties offered

"DH Construction did a complete remodel of our very small kitchen. It entailed demolishing cabinets and a partial demolishment of a load bearing wall. We added a kitchen island, redid our floors, added barn doors, added quartz counters, additional counters and cabinets. Dave worked with our budget and gave us great ideas which we did not even know were possible. He and his crew were very professional, considerate of our time, and always arrived on time. Dave gave us great advice, and made our ideas become a reality. I finally have my dream kitchen! We would definitely recommend him! We will be hiring him next year to add an outside kitchen to our back yard."
morro bay custom home
Cambria home
SLO remodel
2.5 floor addition
Cambria addition second floor and third floor deck

+22

Response time10 hrs
Response rate94%
2 neighbors recently requested a quote
Avatar for Lawrence Construction
Lawrence Construction
New to Angi
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Serving Oceano, CA and surrounding areas

Approved

In business since 1977

Free estimates

Credit card accepted

Lawrence Construction is dedicated to providing our customers with the best quality and craftsmanship. We are here to build relationships with our customers and communities and to provide our employees with a great place to work. Lawrence Construction is a leader in providing our customers with the highest quality products and craftsmanship in an honest, efficient, and professional way. Our pledge is to create successful relationships with our customers, employees and community by building trust, treating every project with the utmost integrity and exceeding expectations. \n

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1 neighbors recently requested a quote
Avatar for A A & C INTERNATIONAL INC
A A & C INTERNATIONAL INC
New to Angi
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

Approved

In business since 2018

Free estimates

Offers commercial services

We take great pride in our experience, expertise, quality and customer service, that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship, and complete customer satisfaction, from start to completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate, with every customer in a professional manner. Our reputation is based on service, safety and quality, regardless of how large, or small the job. Call us today!

5 neighbors recently requested a quote
Avatar for Clear Horizon Home Solutions, Inc.
Clear Horizon Home Solutions, Inc.
4.3(
214
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

In business since 2011

Free estimates

Credit card accepted

"Team was fabulous to work with, hands down. My vision was to add more living space without adding square footage. Expert Home Builders made it happen. Walls were moved, doors rearranged, pocket door installed, custom shelving, new kitchen with extra seating, and new bathrooms came to life. I felt I was part of the Expert team. My vision and their high standards created my perfect place."
1
2
3
Kitchen Remodels
2

+2

Recommended by82%of homeowners
Avatar for Sarjeant Properties
Sarjeant Properties
5.0(
13
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"Excellent! Sarjeant Properties played a key role in enabling us to pull off an entire interior renovation in 10 days. Randy and Ty worked diligently to complete their items of work and stepped in to help make sure other contractors’ items were done on time. Furthermore their attention to detail was great. I highly recommend them."
Interior view from entry to living room and stairway before, notice open under crooked stairs, 2x4 railing, bare subfloor
Again flew into Texas where my assistant was ready to go! Another week, another challenging project for the Family in Blanco, Texas. Complete with plane tickets.
Making custom posts
This Tuff Shad was an out building, had to install a sub panel and wiring to receive and distribute power to 13 outlets inside 1 outside, a 30 amp RV plug, an outside light, a power strip, 8 recessed lights, a fan with light  with all the necessary light switches.
Detailed finish view of the posts and rail work, rails run inside posts. Post saddle stair framing

+56

Recommended by100%of homeowners
Mark Sullivan Fine Custom Homes, Inc.
5.0(
2
)
Find a Custom Home Builder

Serving Oceano, CA and surrounding areas

In business since 2000

Free estimates

Credit card accepted

"We hired Mark Sullivan to build our custom home that was designed by a local architect. Mark was very easy to work with, he was on-site daily throughout the entire process of building our home, he communicated with us very well. He was very aware of the budget and did his best to stay within it, communicating any changes that needed to be made. He did an excellent job staying within the timeline. We were so pleased with his work that we have hired him to do construction of some of our businesses as well. We highly recommend them!"
Shell Beach Update
Shell Beach Old World
Early California Estate
California Coastal Style
Shell Beach Hacienda

+86

Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

The average cost to renovate or remodel a home is $52,300, with most projects ranging from $19,500 to over $88,400. However, costs can vary significantly, from as low as $3,000 for a small project to $170,000 or more for a complete home remodel.

Several factors influence the total price, including:

  • Project Scope and Size: The extent of the renovations, whether it's a single room or the entire house.

  • Location: Geographic location affects labor and material costs.

  • Materials: The quality of materials chosen.

  • Room Type: Kitchen remodels ($14,500 - $70,000+) are generally more expensive than bedroom remodels ($1,500 - $5,500).

  • Other Factors: The time of year, complexity of the work, and any additions or expansions.

On a per-square-foot basis, you can expect to pay between $15 and $60 for standard projects and up to $150 for luxury renovations.

Examples of specific project costs include:

  • Basement remodel: ~$20,200

  • Garage remodel: ~$27,900

  • Loft conversion: ~$20,200

  • Disability accommodation remodel: ~$4,300

  • Major home repairs: ~$11,700

If you are financing the project, note that some loan programs, like the FHA 203(k), may require a minimum project cost (e.g., $5,000) and will necessitate a home appraisal and professional cost estimates. Using a home renovation cost estimator can also help you budget for your project.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

While some highly experienced homeowners can frame a house independently, it is not advisable. You will need ample carpentry experience, a team of helpers, and professionals to sign off on your work to meet local building codes. For the safest outcome, we recommend buying or building a house with the guidance of professionals.

On average, the cost of a home builder is about $150 per square foot, but that price can range from around $100 to $400 per square foot or more. That puts the typical price range of a standard, 2,000-square-foot house between $200,000 and $800,000. Some factors that affect the price of hiring a home builder include the following:

  • Location of your home and the living cost in the area

  • Type of foundation and framing you choose

  • Quality of the building materials

  • Footprint and layout of the house

  • Number of stories

  • Builder’s experience

Ultimately, a work warranty is only as reliable as the contractor you’ve hired. That’s why trust and reputation are such important factors, in addition to having a solid contract and confirming appropriate licensing, insurance, and bonding. When looking for a contractor, it’s a good idea to read online reviews and ratings to see what kind of experience past customers have had. Issues with your contractor can make for an unsatisfying renovation process, but a reliable contractor can make the process go as smoothly as possible.

The Oceano, CA homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.