Many people have asked how our rates can be so competitive. The answer is pretty simple. We do not employ commissioned loan officers, and we do not have the many layers of management of larger companies. These are two good reasons why our rates and fees are lower than many of our competitors. Another and perhaps the biggest reason is that approximately 85% of our business comes from referrals and repeat customers.
The site was easy to navigate through and find the information I was inquiring about. I spoke with Cindy and she was incredibly helpful with all my questions and concerns. I will be using them to help me with my home loan and will recommend them to anyone looking for those services
Description of Work: I was looking for affordable home loans and Hart West Financial was one of the first websites I found on google.
Rating Category
Rating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
Chelsea M.
09/2016
4.0
mortgage broker
 + -1 more
It went very well! I was professional and easy!
Description of Work: I needed a home loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
KATHY R.
10/2006
3.0
mortgage broker
 + -1 more
Mixed experience. Rates & fees were great, but customer service was lacking. They seem to assume a great deal of knowledge on the part of their clientele, which may be appropriate given their business model; however, does this mean they have to be rude and abrupt? Our rep didn t share key info (like if you want to lock in a rate, you have to call by a certain time of day). She didn t return calls timely or sometimes at all. My reasonable requests (like a copy of the appraisal) were sometimes treated as inappropriate. At closing, there were a number of issues with the papers additional funds we were putting down weren t noted. A name was spelled wrong (how hard is it to spell Michael?). We were using the title company they typically use, so these issues were quickly fixed. Still, it caused closing to be longer & more stressful. I would probably use them again, but only if the deal was as good (I m willing to put up with some frustration if it means saving lots of money!).
Description of Work: Refinanced our home. We had started out the process with a mortgage broker whom we were pleased with the service (Great Southwest), but Hart West rates and fees were so impressive we switched. The mortgage broker we started out with said there was no way he could match what they were offering.
Rating Category
Rating out of 5
quality
3.0
value
5.0
professionalism
2.0
responsiveness
2.0
punctuality
4.0
Yes, I recommend this pro
$975
Response from Hart West Financial, Inc.
HART WEST PRIDES ITSELF ON CUSTOMER SERVICE. WE ARE 90% REFERRAL BASED COMPANY. OUT OF 5000 CUSTOMERS I CAN ASSURE YOU THAT THIS IS THE EXCEPTION RATHER THAN THE RULE ON HOW THIS CUSTOMER FEELS THEY WERE TREATED.
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Service Categories
Mortgage Companies
FAQ
Hart West Financial, Inc. is currently rated 3.7 overall out of 5.
Sunday: Closed
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Hart West Financial, Inc. accepts the following forms of payment: Check,MasterCard,Visa
Yes, Hart West Financial, Inc. offers free project estimates.
No, Hart West Financial, Inc. does not offer eco-friendly accreditations.
No, Hart West Financial, Inc. does not offer a senior discount.
No, Hart West Financial, Inc. does not offer emergency services.
No, Hart West Financial, Inc. does not offer warranties.
Hart West Financial, Inc. offers the following services: Mortgages