American Financial Lending, Inc.

Excellent!

American Financial Lending did a great job! They got us a great rate and were very helpful throughtout the process!

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We were upside down on our mortgage due to the value of our house. There was a program that American Financial Lending was able to assist us with getting qualified for. They were very responsive and kept into good communication with us. They managed to get us out from underneath Wells Fargo which was our main goal. The whole process took a little longer than expected, but that was mainly due to underwriter issues and American Financial Lending. We would use them again and have already recommended them to other.

They were able to complete the refinance within thirty days. They were very responsive and got right back to me if ever had any questions. They did all of the work for me. They are a wonderful group of people. Everything went very well.

We have used American Financial Lending for several home loans and refinances over the past 15 years. We have always received top notch service. They do what they say with no hidden fees or untoward events. This past month we refinanced and received excellent, expert service. We saved money, it was easy, and it didn't cost us a penny. We have never had anything but a positive experience.

I can recommend Dave Timmerman and his company, American Financial Lending, without any hesitation whatsoever. A perfect illustration of the experience that I have had with him is when the notary came out to complete the paperwork for our second refinance she said without any prompting on my part that "Dave is one of the most honest guys I have ever met. I work with a lot of mortgage companies that put a lot of stuff into the fine print and he never does that. He does what he says he will do." She was not affiliated with their company but went out of her way to compliment Dave and his company. That impressed me. People don't take the time to do that unless they have had an experience with someone that is unusual. Dave completed a refinance for us in 2010 and then in late 2011 we refinanced again as the interest rates on mortgages kept dropping. Then we ended up buy a rental property in 2012 and were able to get an interest rate of 2.99%. It was a pleasure to work with him for all three transactions. Dave completed the no-cost refinances on both mortgages for us and got us great rates each time. Everything was done in a timely manner, exactly as advertised, and for a very competitive rate. I wish I had known Dave when we originally purchased our home as we had a less favorable experience with the mortgage company that helped us with the original loan on our home. I will never use anybody else for a home mortgage.

After comparing rates with other lenders American Financial Lending had the lowest rate with the lowest fees. They even offered us a no fee loan. The process was smooth and quick (about 30 days). The staff was friendly, helpful and accessible (they even have a real receptionist that answers the phone). I highly recommend using American Financial Lending for any financing needs.

Chris Gray worked with us on qualifying for a new loan. Although we did not end up purchasing the property, he was efficient and courteous all the way through. Several months later I inquired about a refinance; although he couldn't help, he put me in touch with another loan officer he thought could. He went out of his way to be very helpful even though we haven't been able to do any business with him yet.