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In-ground pools lose water naturally due to wind, heat, and humidity. They also lose water from the kiddos' cannonball competitions. But be mindful of the water level. If it drops too low and the pump draws in air instead of water, it will likely be damaged and require repair or replacement.

You should always run your pool pump in freezing weather to keep the water moving. Doing so prevents the pool water from freezing and protects your pool from the damage that often comes along with frozen water. You should also run your pool pump when temperatures are approaching freezing, as a precaution. There’s no need to run a pool heater during the winter, as keeping water moving is generally enough to keep it from freezing.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

At noon, when the sun is at its highest point, sunlight can naturally increase the temperature of a pool by 0.7 degrees each hour, but this can depend on other external factors. For example, evaporation caused by the sun will cause a pool to lose up to 5 degrees for every 1/2 inch of water evaporated. Using a water heater will produce more reliable results.