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Avatar for Southeast Appraisals, Inc.
Southeast Appraisals, Inc.
5.0(
2
)
Appraisal - Real Estate

Serving Holt, AL and surrounding areas

In business since 1980

Free estimates

Offers commercial services

SEA is the largest appraisal firm in west-central Alabama. We provide a one-stop approach to all your appraisal needs including residential, commercial, industrial, farm, and forestlands. We are located in Northport, Alabama. However, we offer service in several Alabama counties and have completed assignments in 13 of the 50 United States. SEA is a stable company with an average staff tenure of 9.8 years and over 90 years of combined experience. Appraisers are certified and approved by the Department of Veterans Affairs (VA) and the Federal Housing Administration (FHA). Call us today to get a fee and turn time on an appraisal for your property! (205) 759-5263.

Response time7 hrs
Response rate100%
Recommended by100%of homeowners
Southern Home Appraisal Services, Inc.
5.0(
1
)
Appraisal - Real Estate

Serving Holt, AL and surrounding areas

In business since 1996

Free estimates

We pride our company on reliability, great communication, integrity, and quality work. We strongly believe in giving the absolute best in all of our projects, no matter how big or small. We are experts in our trade and will always keep you educated on your particular task or project. We look forward to earning your business!

Response time7 hrs
Recommended by100%of homeowners
Ikard Valuation, LLC
New to Angi
Appraisal - Real Estate

Serving Holt, AL and surrounding areas

In business since 2015

Ikard Valuation is a Residential Appraisal firm that specializes in residential and land appraisals in Tuscaloosa and the surrounding counties. Owned and operated by David Ikard, who has lived in Tuscaloosa for 33 years. With a very knowledgeable grasp on the local real estate market and its current trends, you can rest assured that Ikard Valuation will deliver the most accurate value of your home - whether it is a home you are looking to buy, sell, or maybe divide up between relatives. Don't over pay for your next house, and certainly lose out by selling your current home for under market value. Be prepared and know what your house is worth with an appraisal from Ikard Valuation.

Response time6 hrs
Avatar for Echols
Echols
3.0(
2
)
Appraisal - Real Estate

Serving Holt, AL and surrounding areas

Free estimates

Emergency services offered

Credit card accepted

Our mission is to be a provider that brings back the personal touch with our customers. We will build a relationship that will last a lifetime once you see our quality work. We're passionate about delivering an exceptional experience. When you hire us, you're hiring a team of elite professionals who are trained and skilled to deliver long lasting value to your home. As a locally owned and operated business we feel invested in our clients and constantly strive for customer satisfaction. We won't leave until the job is done right!

New sink, toilet, tub, flooring, and paint.
Water dripping made sure had something so didn't cause anymore water damage.
Handymen Project
Tearing old bathroom out
Handymen Project

+24

Recommended by50%of homeowners
Property Appraiser questions, answered by experts

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Holt, AL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.