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*The Angi rating for Structural Engineering companies in King Cove, AK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Structural Engineering needs.

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Last update on December 11, 2025

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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

A structural engineer’s report includes a professional assessment of a property’s foundation condition, structural elements like roof trusses and floor joists, and the skeleton of the home, including studs, beams, and rafters. It will also usually include an assessment of drainage on the property and any potential issues that could arise from environmental conditions, like extreme weather in the area and even tree placement.

The early stages of building a house are harder than the later stages; laying the foundation and framing the house are two of the most challenging steps. However, it varies for everyone. Some people have difficulty installing HVAC, plumbing, and electricity, while others find it harder to plan the house and secure the necessary permits. 

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

Yes. Foundation walls are always load-bearing.

The King Cove, AK homeowners’ guide to structural engineering services

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