Guardian Savings Bank - Cincinnati

Mortgage Companies, Banking/Credit Unions

About us

Guardian Savings Bank’s original charter was granted on April 22, 1895. From its humble one branch beginning, Guardian has now grown to 10 offices in Cincinnati and Kentucky and is considered to be one of the strongest performing savings banks in the Cincinnati Tri-State area.

Business highlights

130 years of trusted experience

Services we offer

Mortgage Loans, Banking, Financial Services

Amenities

Free Estimates
Yes

Reviews

4.18 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
50%
4
13%
3
13%
2
13%
1
13%


Rating CategoryRating out of 5
quality
3.9
value
4.4
professionalism
4.1
responsiveness
3.8
punctuality
3.9
Showing 1-8 of 8 reviews

David R.
07/2013
3.0
mortgage broker
  + -1 more
Since we live in one city and the company is in another we had to do most of the work by mail and email. The company gave us a great interest rate which is why we used them. But initially the lack of communication was very frustrating. The representative would not return calls or answer emails and we could never get questions answered. The application process was very extensive and somewhat confusing. We never knew where we stood in the process. We finally had to ask to work with someone else. The manager then stepped in and things got better. The whole process took from the end of March until mid July. We have a very good credit rating and had no problems with our original lender. Customer service is certainly not their forte.
Description of Work: We used the provider to refinance our mortgage.

Rating CategoryRating out of 5
quality
2.0
value
5.0
professionalism
3.0
responsiveness
1.0
punctuality
2.0

$1,000

Edward W.
04/2013
5.0
mortgage broker
  + -1 more
We refinanced with them last year and it was the best experience we have ever had with a New Mortgage or Refinancing.
Description of Work: We refinanced our home mortgage with Guardian.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

NANCY S.
09/2006
5.0
mortgage broker
  + -1 more
Easy to work with, no surprises. No online website to check balance which is a bummer!
Description of Work: 15 year fixed mortage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$100,000

JANET M.
01/2002
1.0
mortgage broker
  + -1 more
IF YOU LOCK INTO A MORTGAGE WITH THIS COMPANY--MAKE SURE YOU GET WRITTEN CONFIRMATION. DO NOT DO THIS OVER THE PHONE. DEMAND AN ORIGINAL DOCUMENT--OVERNIGHTED IF YOU HAVE TO.
Description of Work: I LOCKED INTO A MORTGAGE IN THE BEGINNING OF NOVEMBER WHEN RATES WERE VERY, VERY LOW. THE NEXT DAY AN INSPECTOR CALLED ME AND A HOME INSPECTION WAS DONE THE FOLLOWING WEEK. IN DECEMBER CALLED ABOUT THE CLOSE DATE. THE REPRESENTATIVE STATED THAT I HAD NOT LOCKED IN. THEY WERE NOT WILLING TO RESOLVE THIS, DESPITE THE FACT THAT THEY SENT AN INSPECTOR OUT, WHICH INDICATED TO ME THAT I WAS COMMITTED TO THE MORTGAGE @ A RATE OF 6%. THE REP STATED HE WOULD CHECK INTO IT AND RETURN MY CALL THE NEXT DAY. AFTER 2 DAYS I CALLED HIM BACK AS HE MADE NO ATTEMPT TO CALL ME. HE STATED ALL HE COULD DO NOW, WAS OFFER ME CURRENT RATES AT 7%. HE STATED THAT, ADMITTEDLY, HE HAD 80 MORTGAGES GOING AT ONE TIME AND MAY HAVE OVERLOOKED THE LOCK IN. IT WAS, IN HIS WORDS, HIS WORD AGAINST MINE. I SPOKE TO THE PRESIDENT OF THE COMPANY, WHO SAID HE WOULD CALL ME BACK, AND THEN PROMPTLY PASSED ME BACK TO THE REP. THE PRESIDENT DID NOT RETURN MY CALL. THIS WAS THE WORST EXAMPLE OF CUSTOMER SERVICE I HAVE

Rating CategoryRating out of 5
quality
1.0
value
4.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0


CHUE V.
11/2001
4.0
mortgage broker
  + -1 more
WE'VE DEALT WITH THEM QUITE A LONG TIME, 11 YEARS.
Description of Work: WE HAD OUR MORTGAGE REFINANCED.

Rating CategoryRating out of 5
quality
4.0
value
4.0
professionalism
4.0
responsiveness
4.0
punctuality
4.0

Yes, I recommend this pro

ANDREW O.
11/2001
5.0
mortgage broker
  + -1 more
GOOD
Description of Work: MORTGAGE

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

11/2001
5.0
mortgage broker
  + -1 more
unknown
Description of Work: REFINANCED

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

SIMONE G.
11/2001
2.0
mortgage broker
  + -1 more
unknown
Description of Work: MORTGAGE REFINANCE

Rating CategoryRating out of 5
quality
2.0
value
2.0
professionalism
2.0
responsiveness
2.0
punctuality
2.0


    Contact information

    5901 Colerain Ave, Cincinnati, OH 45239

    http://www.guardiansavingsbank.com/locations.aspx

    Licensing

    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies,
    Banking/Credit Unions

    FAQ

    Guardian Savings Bank - Cincinnati is currently rated 4.1 overall out of 5.
    Yes, Guardian Savings Bank - Cincinnati offers free project estimates.
    No, Guardian Savings Bank - Cincinnati does not offer eco-friendly accreditations.
    No, Guardian Savings Bank - Cincinnati does not offer a senior discount.
    No, Guardian Savings Bank - Cincinnati does not offer emergency services.
    No, Guardian Savings Bank - Cincinnati does not offer warranties.
    Guardian Savings Bank - Cincinnati offers the following services: Mortgage Loans, Banking, Financial Services

    Contact information

    5901 Colerain Ave, Cincinnati, OH 45239

    http://www.guardiansavingsbank.com/locations.aspx