ADIRONDACK MORTGAGE SERVICE

My wife and I called Rick simply because his brokerage was listed first in the Yellow Pages. Our first meetings went very well. However, once we got the application rolling, he became a bit more difficult to get a hold of. There were several instances when my wife or I were trying to contact him with questions or concerns and we didn't hear back for a couple of days. As we approached the closing date, he wanted to set up an appt. with me and I asked him several times if I should bring anything and he said "no." Upon arriving, he said he needed three things from me in order for the bank to be clear to close, those three things I could easily have brought with me if he had mentioned them when I first asked. About the closing, we were hoping to close at the end of the month so we gave notice to our old landlord we'd be moving out by the end of the month. As the end of the month approached, it became clear we would not close so my wife and I made other arrangements (among which Rick offered a vacant apartment if we chose, thank you), but as that time approached, my wife and I were in a cloud of uncertainty. I tried to call him for any info and his answering service informed me he'd be out of the office all day, and this was on a Friday!! He also didn't do his homework on the mortgage tax for the county where we were buying, a mistake that forced my wife and I to come up with some money the day of the closing. But he did get us the loan we were looking for so he did his job, but he left my wife and I a bit 'white knuckled' along the way several times.