Primary Residential Mortgage Inc logo

Primary Residential Mortgage Inc

About us

Primary Residential Mortgage , a direct lender with over $6 billion in annual production, has been proudly serving the mortgage lending needs of the local community for over 12 years, specializing in Conventional, FHA, VA, and USDA residential home loans. The firm has earned an “A” rating by both Angie’s List and the BBB.

Business highlights

27 years of experience

Services we offer

Residential mortgage lending for fixed rate mortgages, adjustable rate mortgages, and imperfect credit programs. Our office also specializes in FHA home buyer programs and VA purchase money mortgages and VA refinance loans., balloon mortgages, first time buyer programs, no point-no fee programs, stated income programs

Accepted Payment Methods

  • CreditCard
Reviews
4.611 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
73%
4
18%
3
9%
2
0%
1
0%
Showing 1-11 of 11 reviews
Scott N.
Mar 2015
4.0
Yes, I recommend this pro
My current mortgage company is Primary Residential Mortgage. Their services are rolled up with the mortgage. It wasn't an actual purchase made, I used them to help get my mortgage. What stood out the most about this company is that it was consistent and they were knowledgeable.

David P.
Oct 2013
3.0
$293
We found Primary Residential Mortgage through Lending Tree.  NOTE:  If you expect to get 15-20 phone calls and 30+ emails, go to Lending Tree and look for mortgage companies with the best rates.  I regretted that decision, but one of the companies was local and I returned the phone calls. 
Overall the process went fine - just was not near as open, smooth, or conversational as my prior experiences.  We were asking for a small loan (80%) and have excellent credit score, no debt, and fulfilled all requests for information and documentation in less that 12 hours.
Based on prior experiences, the loan application, underwriting, and origination did not go smoothly.  I expected better/more frequent communication during the process.
Loan manager did not become familiar with the Purchase Agreement - especially terms that were dependencies for loan processing (e.g., deadline for homeowner's insurance, unconditional approval); was never informed of when wire for loan closing would be sent by the mortgagor.
Was never contacted by Jon Knight after the original call to see how the process was going or to thank me for my business.

Please note:  Primary Residential Mortgage allows for online payments and autopay but cannot stop paper billing statements from being mailed via USPS.  Also, don't expect service requests or questions to be addressed in a timely manner once the mortgage is in place.

MARY F.
Sep 2013
5.0
Yes, I recommend this pro
Great customer service. Went out of the way to accommadate our needs. Reliable service. Explained mortgage details.
We would tell our friends & family to use their services.

William R.
Jul 2013
4.0
Yes, I recommend this pro
Ok

MIKE R.
May 2013
5.0
Yes, I recommend this pro
$450
Jon Knight and Nathan Jack and their staff were awesome. These folks were a pleasure work with.

Matt C.
Jul 2011
5.0
Yes, I recommend this pro
$1,000
AMAZING!  We found this company through Angie's List and they were phenomenal.  Prior to us determining to go with them they spent a significant amount of time answering all of our questions.  This was very impressive being that they had not secured our business at this point.  Once we determined to go with them they further impressed us by their professionalism and speed of service.  We were able to close on our new mortgage within 30 days and could not be happier.  We would highly suggest this company; they are fabulous!!

Nancy B.
Mar 2011
5.0
Yes, I recommend this pro
This company was easy to work with and quick in getting back with us if they had any questions or needed more information. They made the process a very smooth one.
Response from Primary Residential Mortgage Inc
"On behalf of the team at Primary Residential Mortgage we would like to extend you a huge thanks for taking the time to grade us on our services and give the report you did. We are always striving to keep our customers satisfied so it is very rewarding for us when we find our customers happy with their service. Thanks again and please let us know if there is anything we can do for you in the future!"

ELLIOTT B.
Jan 2011
5.0
Yes, I recommend this pro
I had worked with Bill on my original loan and found him sharp, efficient, and reliable. His pricing is good and I decided to work with him again. Other than how difficult it has become to get loans in this current market, in terms of the voluminous amount of info one must disclose, this was a fine experience and Bill delivered as promised. I would highly recommend him to others.
Response from Primary Residential Mortgage Inc
"Thank you so much for taking the time to make a report on your experience with our company. While the process of mortgage lending is much more difficult than it ever has been, we are pleased to hear that your overall experience with our company was one of satisfaction. We work very hard to make the process as "painless" as possible and always strive for customer satisfaction!! Thanks again!!"

Richard T.
Jan 2011
5.0
Yes, I recommend this pro
$350
The staff was very informative, and responsive. Would defnintely use them again!
Response from Primary Residential Mortgage Inc
"Hello! It was a pleasure working with you on your transaction and we are thrilled that your experience was a great one! Thank you so much for taking the time to make a report on your transaction with Primary. We appreciate great clients like you and look forward to serving any of your future needs!"

LOREE M.
Dec 2010
5.0
Yes, I recommend this pro
They saved us lots of money on both the rate and a lender credit. They were very professional and patient. Always available and quick to answer all of my many questions. They worked extra hard to get the closing done as quickly as possible in order to save us money in the end. I would definitely recommend them and use them again in the future.

JULIE Y.
Mar 2007
5.0
Yes, I recommend this pro
$1,700
They saved me money. They were very easy to contact. I would use them again.

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

Primary Residential Mortgage Inc is currently rated 4.6 overall out of 5.

Primary Residential Mortgage Inc accepts the following forms of payment: CreditCard

No, Primary Residential Mortgage Inc does not offer free project estimates.

No, Primary Residential Mortgage Inc does not offer eco-friendly accreditations.

No, Primary Residential Mortgage Inc does not offer a senior discount.

No, Primary Residential Mortgage Inc does not offer emergency services.

No, Primary Residential Mortgage Inc does not offer warranties.