Primary Residential Mortgage Inc

Mortgage Companies, Financial Planning

About us

Primary Residential Mortgage , a direct lender with over $6 billion in annual production, has been proudly serving the mortgage lending needs of the local community for over 12 years, specializing in Conventional, FHA, VA, and USDA residential home loans. The firm has earned an “A” rating by both Angie’s List and the BBB.

Business highlights

27 years of trusted experience

Services we offer

Residential mortgage lending for fixed rate mortgages, adjustable rate mortgages, balloon mortgages, first time buyer programs, stated income programs, no point-no fee programs, and imperfect credit programs. Our office also specializes in FHA home buyer programs and VA purchase money mortgages and VA refinance loans.

Services we don't offer

Insurance & car loans.


Accepted payment methods

Check
MasterCard
Visa

Photos of past projects

Reviews

4.614 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
71%
4
14%
3
14%
2
0%
1
0%


Rating CategoryRating out of 5
quality
4.9
value
4.8
professionalism
4.9
responsiveness
4.6
punctuality
4.8
Showing 1-14 of 14 reviews

Scott N.
03/2015
4.0
mortgage broker
  + -1 more
My current mortgage company is Primary Residential Mortgage. Their services are rolled up with the mortgage. It wasn't an actual purchase made, I used them to help get my mortgage. What stood out the most about this company is that it was consistent and they were knowledgeable.
Description of Work: The last date that I dealt with this company would have been in November of 2013. They provided the services to get a mortgage for my house.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0

Yes, I recommend this pro

David P.
10/2013
3.0
mortgage broker
  + -1 more
We found Primary Residential Mortgage through Lending Tree. NOTE: If you expect to get 15-20 phone calls and 30+ emails, go to Lending Tree and look for mortgage companies with the best rates. I regretted that decision, but one of the companies was local and I returned the phone calls. Overall the process went fine - just was not near as open, smooth, or conversational as my prior experiences. We were asking for a small loan (80%) and have excellent credit score, no debt, and fulfilled all requests for information and documentation in less that 12 hours. Based on prior experiences, the loan application, underwriting, and origination did not go smoothly. I expected better/more frequent communication during the process. Loan manager did not become familiar with the Purchase Agreement - especially terms that were dependencies for loan processing (e.g., deadline for homeowner's insurance, unconditional approval); was never informed of when wire for loan closing would be sent by the mortgagor. Was never contacted by Jon Knight after the original call to see how the process was going or to thank me for my business. Please note: Primary Residential Mortgage allows for online payments and autopay but cannot stop paper billing statements from being mailed via USPS. Also, don't expect service requests or questions to be addressed in a timely manner once the mortgage is in place.
Description of Work: Residential mortgage loan origination

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
4.0
responsiveness
2.0
punctuality
3.0

$293

MARY F.
09/2013
5.0
mortgage broker
  + -1 more
Great customer service. Went out of the way to accommadate our needs. Reliable service. Explained mortgage details. We would tell our friends & family to use their services.
Description of Work: Mortgage refinance of home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

William R.
07/2013
4.0
mortgage broker
  + -1 more
Ok
Description of Work: Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

MIKE R.
05/2013
5.0
mortgage broker
  + -1 more
Jon Knight and Nathan Jack and their staff were awesome. These folks were a pleasure work with.
Description of Work: Refi of our home mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$450

Virginia W.
10/2012
5.0
mortgage broker
  + -1 more
I did not end up going with them as I had already started the process, however, they were very gracious. The man I spoke with told me that I was in good hands with Huntington. He also told me that if for some reason I couldn't get the loan through Huntington that he would be more than happy to help me.
Description of Work: I was looking to get a loan, and I had already got the ball rolling with Huntington by the time Primary Residential Mortgage got back to me.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mark P.
03/2012
3.0
mortgage broker
  + -1 more
Initial contact from this company was prompt and informative. However, he talked most of the time and asked very few questions. I asked him for his best offer to which he emailed me an amortization chart instead. In each of my initial consultations with him- he let us know that: 1. He has 18 years experience in the mortgage industry, and 2. He is rated top on Angie's List. I think that were the only two facts that stick in my head about this guy. I think this mortgage agent is smart and probably does a good job most of the time- but in our case I found his sincerity lacking and his sales style irritating.
Description of Work: Initial consultations on a mortgage refinancing offer.

Rating CategoryRating out of 5
quality
4.0
value
3.0
professionalism
3.0
responsiveness
3.0
punctuality
3.0


Response from Primary Residential Mortgage Inc
Please note, this client never actually applied with our firm. His review is based on one initial phone conversation and several e-mails. Primary Residential Mortgage is constantly striving to achieve 100% client satisfaction. This is evident in the fact that we were a 2011 Super Service Award winner from Angie’s List. Therefore, when we receive a negative review it is taken seriously and thoroughly investigated. On March 19th, 2012, we received a request from one of our referral partners to contact the client about a possible refinance. We were supplied with all of his pertinent information, such as loan amount and estimated appraised value. During the initial conversation, the client indicated that he wanted to refinance into another 30-year fixed loan. Our staff member indicated that it would be more beneficial for the client to consider a 15-year fixed, saving his family $47,000 in just 5 years. He seemed agreeable, and then placed his wife on the phone and asked our staff member to repeat the conversation to his wife. Our staff member was happy to oblige. Once the initial phone conversation ended, our staff member forwarded two amortization schedules to him that compared his current loan with the proposed 15-year fixed so he could clearly see the financial benefit. Contrary to the client's assertions in his review, he was also provided with two very detailed Itemized Closing Cost worksheets during our staff member’s communication with him. Our staff member also identified, which the client was completely unaware of, that he had never filed his homestead exemption on his property since purchasing it back in 2009. He had been paying over $2,000 more per year in taxes than he should have been. Our staff member indicated that PRMI would be more than happy to assist him in getting that issue resolved during the refinance. We would like to specifically address some of the comments and concerns that the client mentioned in his review: “Initial contact from this company was prompt and informative.” We would like to consider this a compliment. He was contacted the very same day we received his information and was subsequently e-mailed 8 times and had 4 voice mails left over the course of 5 business days. “However, he talked most of the time and asked very few questions.” As indicated previously, the client placed his wife onto the phone and specifically requested that our staff member repeat the conversation. Therefore, we do feel that this assertion is without merit. “I asked him for his best offer to which he emailed me an amortization chart instead.” As detailed above, he had initially wanted a 30-year fixed refinance. After his consultation with our staff member, he realized the benefit of a 15-year fixed. To show him the benefit in writing, our staff member appropriately sent him the amortization schedules comparing the two. In subsequent communication by e-mail, our staff member provided him with two very detailed Itemized Closing Cost worksheets. Therefore, this statement is completely inaccurate. For the record, it is our understanding that the client ended up going with a 15-year fixed, as advised by our staff member. “In each of my initial consultations with him- he let us know that: 1. He has 18 years experience in the mortgage industry, and 2. He is rated top on Angie's List.” Please note, there was only one direct consultation by phone. Therefore, these statements would have only been made once, not multiple times as implied. Regardless, we would also consider this comment to be complimentary. We feel it is extremely important that our staff members communicate to our clients their vast lending industry experience. PRMI prides itself on hiring only the most qualified and experienced members of the lending industry. We believe that most consumers would prefer to work with lenders that have a positive and lengthy track record within the industry. We also feel it is important to inform consumers of our high rating with Angie’s List. “I think this mortgage agent is smart and probably does a good job most of the time” We would also consider this to be complimentary. The staff member that the client consulted with has an overall client approval rating of 94%. He has worked with over 5,000 clients throughout the State of Indiana during his career. “…but in our case I found his sincerity lacking and his sales style irritating.” We would certainly question the merit of this statement. Consider these two facts. Our staff member took the time to educate the client on the benefits of a 15-year fixed vs. another 30- year (saving him $47,000 in 5 years). Furthermore, our staff member also identified to the client that they had failed to properly file for their homestead exemptions since 2009, resulting in future savings to the client over $2000 per year in property taxes. We would respectfully submit that this shows a pretty clear level of sincerity. We regret that he felt that the “sales” style was irritating. Our staff members don’t particularly view their roles as “sales” and certainly don’t practice or employ a particular sales pitch. They feel that their jobs are more consultation in nature. They believe that it is their role to provide their clients with objective and independent advice so that they can make the best decisions possible. For the reasons noted above, we respectfully disagree with the client's evaluation. We will continue to provide our customers with the highest level of customer service including prompt communication, great interest rates, and low closing costs.

Matt & Shannon C.
07/2011
5.0
mortgage broker
  + -1 more
AMAZING! We found this company through Angie's List and they were phenomenal. Prior to us determining to go with them they spent a significant amount of time answering all of our questions. This was very impressive being that they had not secured our business at this point. Once we determined to go with them they further impressed us by their professionalism and speed of service. We were able to close on our new mortgage within 30 days and could not be happier. We would highly suggest this company; they are fabulous!!
Description of Work: Refinance of Mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Gary S.
03/2011
5.0
mortgage broker
  + -1 more
Did not end up using this company but seemed to have a great price, was wonderful at getting back to me ASAP, and took the time to follow up with me. Went with another company that we had already completed the paperwork for and didn't want to start the process over. Would consider them in the future.
Description of Work: Did not use.

Rating CategoryRating out of 5
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Nancy B.
03/2011
5.0
mortgage broker
  + -1 more
This company was easy to work with and quick in getting back with us if they had any questions or needed more information. They made the process a very smooth one.
Description of Work: Helped us to refinance our mortgage.

Rating CategoryRating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Primary Residential Mortgage Inc
On behalf of the team at Primary Residential Mortgage we would like to extend you a huge thanks for taking the time to grade us on our services and give the report you did. We are always striving to keep our customers satisfied so it is very rewarding for us when we find our customers happy with their service. Thanks again and please let us know if there is anything we can do for you in the future!

ELLIOTT B.
01/2011
5.0
mortgage broker
  + -1 more
I had worked with Bill on my original loan and found him sharp, efficient, and reliable. His pricing is good and I decided to work with him again. Other than how difficult it has become to get loans in this current market, in terms of the voluminous amount of info one must disclose, this was a fine experience and Bill delivered as promised. I would highly recommend him to others.
Description of Work: I obtained a refinance on my condo mortgage thru Primary. I don't care to disclose the amount of my loan, hence the zero dollar value.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Primary Residential Mortgage Inc
Thank you so much for taking the time to make a report on your experience with our company. While the process of mortgage lending is much more difficult than it ever has been, we are pleased to hear that your overall experience with our company was one of satisfaction. We work very hard to make the process as "painless" as possible and always strive for customer satisfaction!! Thanks again!!

Richard T.
01/2011
5.0
mortgage broker, financial advisor
  + 0 more
The staff was very informative, and responsive. Would defnintely use them again!
Description of Work: I was inquiring about refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$350

Response from Primary Residential Mortgage Inc
Hello! It was a pleasure working with you on your transaction and we are thrilled that your experience was a great one! Thank you so much for taking the time to make a report on your transaction with Primary. We appreciate great clients like you and look forward to serving any of your future needs!

LOREE & PAT M.
12/2010
5.0
mortgage broker
  + -1 more
They saved us lots of money on both the rate and a lender credit. They were very professional and patient. Always available and quick to answer all of my many questions. They worked extra hard to get the closing done as quickly as possible in order to save us money in the end. I would definitely recommend them and use them again in the future.
Description of Work: We used them for our refi on our existing home. We started out with a different lender and midway through we discovered we could get a better rate with Primary so we switched. The process was easy, non-stressful and the closing was a breeze. The closer even came to our home and within an hour we were done.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

JULIE Y.
03/2007
5.0
mortgage broker
  + -1 more
They saved me money. They were very easy to contact. I would use them again.
Description of Work: Mortgage for a new home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,700

    Contact information

    11976 Fishers Crossing Drive, Fishers, IN 46038

    http://www.primeresindy.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 5:30 PM
    Tuesday:
    8:00 AM - 5:30 PM
    Wednesday:
    8:00 AM - 5:30 PM
    Thursday:
    8:00 AM - 5:30 PM
    Friday:
    8:00 AM - 5:30 PM
    Saturday:
    Closed

    Licensing

    Bonded

    Insured
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies,
    Financial Planning

    FAQ

    Primary Residential Mortgage Inc is currently rated 4.6 overall out of 5.

    Sunday: Closed

    Monday: 8:00 AM - 5:30 PM

    Tuesday: 8:00 AM - 5:30 PM

    Wednesday: 8:00 AM - 5:30 PM

    Thursday: 8:00 AM - 5:30 PM

    Friday: 8:00 AM - 5:30 PM

    Saturday: Closed

    Primary Residential Mortgage Inc accepts the following forms of payment: Check,MasterCard,Visa
    No, Primary Residential Mortgage Inc does not offer free project estimates.
    No, Primary Residential Mortgage Inc does not offer eco-friendly accreditations.
    No, Primary Residential Mortgage Inc does not offer a senior discount.
    No, Primary Residential Mortgage Inc does not offer emergency services.
    No, Primary Residential Mortgage Inc does not offer warranties.
    Primary Residential Mortgage Inc offers the following services: Residential mortgage lending for fixed rate mortgages, adjustable rate mortgages, balloon mortgages, first time buyer programs, stated income programs, no point-no fee programs, and imperfect credit programs. Our office also specializes in FHA home buyer programs and VA purchase money mortgages and VA refinance loans.
    Insurance & car loans.

    Contact information

    11976 Fishers Crossing Drive, Fishers, IN 46038

    http://www.primeresindy.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 5:30 PM
    Tuesday:
    8:00 AM - 5:30 PM
    Wednesday:
    8:00 AM - 5:30 PM
    Thursday:
    8:00 AM - 5:30 PM
    Friday:
    8:00 AM - 5:30 PM
    Saturday:
    Closed