We're a locally operated mortgage business in central Iowa. We have a team of three people ready to help answer your mortgage related questions. Our slogan is "On time. Under budget. No surprises". We're also Central Iowa's most recommended mortgage company! Bring on your home financing questions, we love to answer them! We're an education based mortgage company that would love to earn your business!
Business highlights
21 years of trusted experience
Services we offer
Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.
Perfectly! This was our first house purchase and despite clutching to our Homebuying for Dummies book, it was a daunting experience—until Tyler and his team were on board. They explained everything thoroughly (and so, so patiently), they responded to questions within hours (or minutes!) and kept us focused on what we needed to do, and when. Highly recommended!!
Description of Work: Helped us purchase our home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Rachel M.
08/2020
5.0
mortgage broker
+ -1 more
Tyler and his team were a dream to work with! They were very responsive even during off hours and were completely transparent about the whole process. We will definitely use them again on our next home transaction!
Description of Work: Home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Zach L.
08/2020
5.0
mortgage broker
+ -1 more
The communication by the Tyler Osby Team was exceptional. By the time we started working with this team, we had just over three weeks to closing. They kept us informed and on track throughout the entire process. My wife and I never had any doubts and were very pleased with the outcome. The finance side of a first time home purchase is suppose to be nerve wracking but it was seamless because of the Tyler Osby Team!
Description of Work: Mortgage loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Chelsea W.
07/2020
5.0
mortgage broker
+ -1 more
The Tyler Osby team is amazing to work with. They made the process super smooth and saved us money. The professionalism and communication are amazing. Thank you Tyler and the team for always being 1 step ahead of the game.
Description of Work: We initially financed through the Tyler Osby team and recently re-financed.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Abbie T.
06/2020
5.0
mortgage broker
+ -1 more
As a first time home buyer, I couldn’t have asked for a better experience. It was painless. What I needed and when I needed it was clear, along with with what I should expect and when I should expect it. Communication was excellent and my transaction was completed smoothly. The entire team made me feel like my business was appreciated and questions were welcome. I will absolutely be referring friends and family. Thank you!
Description of Work: Helped with the purchase of my first home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Alex R.
06/2020
5.0
mortgage broker
+ -1 more
Tyler and his team were incredibly easy to work with at anytime of day. They worked around our schedule and answered any question no matter how small or "dumb". His first-time home buying workshop was a huge help and would highly recommend it and his services to anyone looking to purchase in central Iowa!
Description of Work: Loan Officer
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Sydney G.
06/2020
5.0
mortgage broker
+ -1 more
Tyler and his team are absolutely FABULOUS to work with. They are punctual, informative, easy-going, yet professional and know how to make sure YOU are taken care of. They offer a "First Time Home Buyer Workshop" that answered so many of our questions (and more) and truly left us feeling like we were capable of making informed decisions. They are masters at their craft and offer personalized touch that is unbeatable. Without a doubt, use the Tyler Osby Team for your next home purchase.
Description of Work: Mortgage Lender
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Betsi B.
05/2020
5.0
mortgage broker
+ -1 more
Tyler & team were in constant communication with us as our transaction was done 100% remote. Not only were we located in another state (MN) while purchasing our new property in IA but we were also in the midst of a pandemic. Tyler & team were so great at keeping us informed & our transaction was smooth. It was as if they were right next to us throughout each step of the process. They made the transaction seamless
Description of Work: Mortgage Loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Michelle B.
05/2020
5.0
mortgage broker
+ -1 more
Extremely available when communication is needed, frequent updates, professional and yet just enough humor during the process to remind everyone that we're all real people. Can't forget the cookies... as I'm still trying to work house amazing calories off. Thank you
Description of Work: Home buying
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lana C.
02/2020
5.0
mortgage broker
+ -1 more
Tyler and his team were extremely helpful, very friendly and professional, and it was the best mortgage experience I have ever had! I would recommend them to everyone!!!!
Description of Work: Purchase home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Samantha J.
11/2019
5.0
mortgage broker
+ -1 more
My husband and I purchased our first home and it was a breeze with the help from the Tyler Osby Team. We purchased our first home in Dubuque IA which is 4 hours away from Tyler's office. We did not have a chance to personally meet Tyler and his team but they were always there to help/answer questions for us. No matter what time or what day of the week we always had our questions answered immediately.
Description of Work: First time home buyers
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Cindy C.
10/2019
5.0
mortgage broker
+ -1 more
Tyler and his team are amazing! They made the experience very easy and fun! They got us a first time homeowner grant for our down payment that we did not expect! They are an amazing team that I would recommend to anyone!
Description of Work: Mortgage loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Mazie S.
10/2019
5.0
mortgage broker
+ -1 more
I cannot possibly overstate what a positive impact the entire Tyler Osby Team had on our experience as first time homebuyers. They went out of their way to make sure we had everything we needed, when we needed it, and made the process so calm and easy to understand. I even told them it seemed “too easy,” but nope - that’s just how incredibly good they are at what they do. I will be strongly urging everyone I know that is in the market to buy a home to use the Tyler Osby Team.
Description of Work: Helped us purchase our first home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Joshua E.
09/2019
4.0
mortgage broker
+ -1 more
Tyler was very easy to work with. I wish I had shopped around to see how others work but I guess I really didn't need to with Tyler. He was even able to lower my interest rate after locking in which was a big help.
Description of Work: Home Mortgage
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
Levi M.
08/2019
5.0
mortgage broker
+ -1 more
I can never say enough about this team of amazing lenders. Buying a house? Refinancing? Call them. Call them. CALL THEM! I promise you won't regret it. This is our second home purchase with The Tyler Osby Team and I can honestly say I will never use anyone else. I'm confident that any other lender probably wouldn't have been able to get our deal together, especially in the time and the ease that Osby's team got it done! I've said it before, and i'll say it again, buying a home with them, is the the easiest and most stress free process, EVER. And, I can say first hand, that isn't the case with every lender. Plus, they give you cookies. You really can't go wrong.
Description of Work: The BEST in the Biz!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jonathon S.
08/2019
5.0
mortgage broker
+ -1 more
Our experience with The Tyler Osby Team was exceptional. From start to finish they were on top of what needed to get done, each member was knowledgeable about our status, and were always responsive to our questions and needs. We appreciated the constant communication with the weekly updates on what had been accomplished during that week, and what still remained outstanding. They delivered throughout the process, and had everything ready ahead of our closing. Thank you for making our mortgage financing stress-free! Jon and Missy
Description of Work: Mortgage Financing
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Deanna N.
08/2019
4.0
mortgage broker
+ -1 more
From the very beginning we had an amazing experience with Tyler! He hosted a extremely helpful and insightful "first time home buyers workshop." And was always MORE than willing to answer any questions no matter how small or silly! His team clearly knows what they're doing and really relieved some stress for us! 10/10 would recommend to anyone (& already have begun recommending to close friends.) :)
Description of Work: Purchasing a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Alisha B.
08/2019
5.0
mortgage broker
+ -1 more
From the very beginning of this process we knew working with Tyler Osby and his team was the right decision for us. Tyler makes it a priority to communicate every aspect with the utmost care and knowledge. Being first time homeowner’s and internationally relocating to Des Moines, we had no idea what to expect or how the process worked. Tyler broke down every step of the process and explained things in detail that were seemingly over our heads. We attended his first time homebuyer’s course where we got to know Tyler and did a deep dive into buying a home and left feeling confident in our decision to buy. Tyler and his team are true professionals, they are open and honest and we felt taken care of working with them. Any potential issue that arose, Tyler worked around the clock to provide us a solution. We are so grateful to have found Tyler and his team and will continue to work with them in the future. We can highly recommend Tyler Osby to anyone and everyone. Thanks Tyler for everything you did for us, we truly appreciate you and your business.
Description of Work: Helped us purchase our home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Maria M.
08/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were amazing throughout the whole process which was only about 4 weeks in total which is crazy fast for buying a home! All of our questions were answered very quickly, no matter the time what day it was or what time it was! This is the 3rd time I've used Tyler's team and I will continue to go back as I have full trust and confidence in everything they do!
Description of Work: Home Loan Financing
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
David R.
08/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were very knowledgeable and professional regarding all aspects for our needs. Tyler has been very thorough in implementing a business system that involves himself and his team to take care of all of the items we needed for a complete satisfaction encompassing everything involved. Tyler and his team were always easy to reach and very prompt for all of our responses. I would definitely recommend Tyler for anyone that wants "the best of the best" to take care of their needs!
Description of Work: Ist home mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Amy B.
07/2019
5.0
mortgage broker
+ -1 more
Tyler and his team have been amazing to work with. They were super friendly and easy to work with. Everyone is knowledgeable and helpful. I absolutely love the weekly progress reports that show the status of everything involved with the process. They also worked well with our realtor and they all communicated efficiently so there were no issues whatsoever. We will definitely use Tyler and his team for any future house purchases we might have!
Description of Work: Purchase a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Loretta W.
07/2019
5.0
mortgage broker
+ -1 more
they worked with me from Day 1 and were present, available and always happy to help. I would tell everyone to talk with them if you are thinking about buying a home
Description of Work: They did the mortgage on my home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$146,000
Erika A.
06/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were extremely helpful through this home buying process. This was my first time buying a house, with all the horror stories people tell you I was very intimidated. Tyler offers a first time home buyers workshop that's loaded with such helpful information. With that being said, Tyler and his team are great. they keep you in the loop about everything that's going on and if at any point you have a question weather it's 6am or 11pm you get a response. Their costumer services is great. Please don't hesitate to reach out to him, he will make the home buying process very smooth. I know that if I ever need to go through this again he will be my first call!
Description of Work: Tyler helped us with our home loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Emily N.
06/2019
5.0
mortgage broker
+ -1 more
Everyone was so knowledgeable and and helpful it was fantastic! For us as first time home buyers it gave us such confidence and peace of mind. No question was too small or silly. The communication back and forth was excellent. We couldn’t have asked for more! ❤️
Description of Work: They helped us finance our first house
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Morgan R.
05/2019
5.0
mortgage broker
+ -1 more
This is the second time using Tyler and his team and they’ve been incredible. Our situation was a little more complicated this time but they were still able to find out a way to help us. I love how much they check in via email with what’s going on up to closing. They are super responsive and quick to help resolve any potential problems.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Real Estate Agents
FAQ
The Tyler Osby Team is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 8:30 AM - 7:00 PM
Tuesday: 8:30 AM - 7:00 PM
Wednesday: 8:30 AM - 7:00 PM
Thursday: 8:30 AM - 7:00 PM
Friday: 8:30 AM - 7:00 PM
Saturday: Closed
No, The Tyler Osby Team does not offer free project estimates.
Yes, The Tyler Osby Team offers eco-friendly accreditations.
No, The Tyler Osby Team does not offer a senior discount.
No, The Tyler Osby Team does not offer emergency services.
No, The Tyler Osby Team does not offer warranties.
The Tyler Osby Team offers the following services: Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.