We're a locally operated mortgage business in central Iowa. We have a team of three people ready to help answer your mortgage related questions. Our slogan is "On time. Under budget. No surprises". We're also Central Iowa's most recommended mortgage company! Bring on your home financing questions, we love to answer them! We're an education based mortgage company that would love to earn your business!
Business highlights
21 years of trusted experience
Services we offer
Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.
Tyler and his team have customer service MASTERED!!! I have dealt with brokers in the past who were very inattentive and made all kinds of excuses about delays in returning phone calls and emails. Tyler will NEVER LEAVE YOU HANGING!! You will always get prompt responses to your questions and in terms you can understand. I was a basket case throughout the time we were working on our deal due to a short time frame and Tyler's team kept me in the know and as calm as I could be! They know what they are doing and will keep your best interests as their first priority. Tyler and his team are miracle workers!!! We came to them for an approval and they were able to obtain it for us and then complete a closing on a new home inside of 30 days! I will refer everyone I know!! THANKS GUYS!!! -Andrew
Description of Work: provided mortgage services
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ross A.
10/2015
5.0
mortgage broker, real estate agents
 + 0 more
This was our third home purchase, and must say it was the most streamlined and organized by far. Tyler and his team have their ducks in a row and everything together along this process! Thank you Tyler, Jason, and the rest of the gang who all contributed to the smooth transaction with advice and information along the way. We indeed closed on time with a great rate and no surprises (except the extra support reachout from Tyler!) I would, and have recommended the Tyler Osby Team to my closest friends and family for their needs in the future. Thanks again Tyler, you ROCK!
Description of Work: Mortgage close on home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Bradley P.
09/2015
5.0
mortgage broker, real estate agents
 + 0 more
We came to work with Tyler after a frustrating experience with an oversized financial institution. Lost in congested miscommunications with indirect attention we sought a more streamlined and intimate service that would guarantee a productive partnership. Prior to meeting Tyler we had been stranded in temporary housing having sold our home and moved from out-of-state. Our children were in want of routine and we were exhausted from a stagnant holding pattern. Tyler and his team facilitated a smooth transition to our new home with professional and personal attention to our financial and emotional well-being that informed trust and allowed peace of mind. Each member of his team was both kind and professional through out our experience.
Description of Work: He was our local mortgage broker in Iowa.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$775
Jessica L.
09/2015
5.0
mortgage broker, real estate agents
 + 0 more
Thanks to the Tyler Osby Team, my search for the perfect home was so simple! Tyler and his team provided a lot of educational opportunities to teach me about the home buying process and what to expect! As a first time homebuyer, I was very nervous that I would miss something, but Tyler and his team were there to answer all of my questions, and even repeat information when I needed reminders. They are very patient, thorough and detail-oriented, which I really appreciate. Thanks Tyler Osby Team for helping me achieve my dream of buying the perfect home!
Description of Work: Guided me through the home buying process Closed my purchase loan on a new home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jacob B.
08/2015
5.0
mortgage broker
 + -1 more
Tyler was very helpful during the whole process. We met with him before we had even decided on what house to offer on and he helped us set expectations and understand the current market. He worked directly with our agent to make sure we had everything in place when we made our offers and was very communicative through the closing process. He also was very responsive to questions after closing. We'd highly recommend Tyler to other prospective buyers!
Description of Work: Pre-approval, loan origination, loan closing, mortgage advice.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Tyler S.
07/2015
5.0
mortgage broker, real estate agents
 + 0 more
Tyler Osby and his team did an outstanding job helping us through the whole process of buying a new home. They first helped us get pre-approved so that we knew with confidence that when we put in offer in we would be able to follow through. After we found the house we wanted, they were quick to get us a letter to provide when we put our offer in that shows we are pre-approved to purchase the house. Lastly, during the closing process they are very proactive in getting all the requirements so that once it hits the underwriters, they will have everything they need to get you approved. Tyler and his team also send weekly updates to let you know where you are in the process and what is left to be done. All in all it was a very pleasant experience and I will always be referring my friends and family to the Tyler Osby Team from now on. Very great group, all exceptionally professional.
Description of Work: Pre-approval, loan origination, loan closing, mortgage advice.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jeffery W.
07/2015
5.0
mortgage broker
 + -1 more
First time buyer and the process was smooth and I was keep in the loop along the path. "On time, under budget, no surprises" accurately describes them! I will reach out to them in the future!
Description of Work: Home Loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jacob H.
07/2015
5.0
mortgage broker
 + -1 more
I was a first time homebuyer and my experience with Tyler and his team was nothing short of 5 stars. Definitely recommend the first time homebuyer workshop and following the clear path to homeownership that's laid out in that setting was much easier than I could have ever imagined. Closing day was a breeze with absolutely no unknowns or curveballs. Tyler is extremely knowledgable, swift to respond and really knows the ins and outs of home buying in central Iowa. Can't recommend him enough.
Description of Work: Helped us with mortgage selection and coordinated everything involved with buying a home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,500
Morgan B.
06/2015
5.0
mortgage broker
 + -1 more
I bought my first house with Tyler and his team. It was such a great and easy experience. Tyler seems almost always available by email... I've even received responses at 11 PM at night! The level of customer service provided by their team is almost unheard of under today's standards. I loved how they gave me weekly emails updating me on the status of my loan prior to closing. Prior to buying my first place I had been told mostly horror stories by friends and family of all the bad things that can happen up to and including closing. Tyle and his team made it seamless. I got all the documents a few days in advance, as promised. So I felt totally prepared for everything that happened at closing. I would hands down recommend Tyler and his team for anyone looking to finance a house!
Description of Work: Financed first home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Patti J.
06/2015
5.0
mortgage broker
 + -1 more
The Tyler Osby team is a very well oiled machine. You can call, email or stop in the office and anyone of the team members will be able to help you. There were no hiccups along the way and Tyler kept us up to date as the closing proceeded.
Description of Work: Helped with our closing of our new home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jacquelyn P.
06/2015
5.0
mortgage broker, real estate agents
 + 0 more
Tyler and his team made a very intimidating process very easy to understand. I definitely recommend the first time home buyers workshop! And I'll recommend Tyler to anyone I know buying a house. Everyone buying a house deserves someone that will tell it like it is and go over ALL your options. Thanks Osby team for making this process so easy. Before meeting with them I didn't even know if buying a home would be an option. They explained everything that needed to happen and now we're loving our new home!!
Description of Work: Helped us purchase a home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ryne P.
06/2015
5.0
mortgage broker, real estate agents
 + 0 more
Tyler and his team are absolutely fantastic! There is a reason they have so many wonderful reviews--they follow through and work for you to create the best experience possible. As first-time homebuyers, we had no idea what we were in for. Tyler and his team explained everything and let us know what paperwork would be required. A huge THANK YOU to everyone involved on the team.
Description of Work: Helped us buy our first home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Angela S.
05/2015
5.0
mortgage broker, real estate agents
 + 0 more
The Tyler Osby Team made buying our first home an easy process. The first-time homeowners class was very informative, and we referred to the chart throughout the entire home-buying process. The team was always quick to answer any questions we had in clear & concise terms, and always happy to expand when asked. Tyler and his team are upfront, well-organized and efficient, making them a first-time homeowner's dream lender!
Description of Work: Financed our first home purchase
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Chelsea D.
05/2015
5.0
mortgage broker
 + -1 more
Made our first home buying experience easy and enjoyable! Would highly recommend the Tyler Osby Team! We had a bad experience with the first mortgage lender we approached and Tyler was kind enough to sort out all our confusion!
Description of Work: Helped us close on our first home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Sarah N.
05/2015
5.0
mortgage broker, real estate agents
 + 0 more
We had such a great experience with Tyler! This is my third mortgage but first home mortgage (the other two were condos), so I have been through this before and can really speak to the difference working with Tyler made. I have had mortgages with Wells Fargo and with a smaller local bank but none of them provided the support and information that we received working with Tyler. He helped every step of the way, reviewed with us in person, responded quickly to emails and phone calls and answered every question no matter how ridiculous. Once we found a house and put it under contract the transparency of what was needed, what steps were coming up and what steps were complete helped me feel confidant that we would close with no problems. I would highly recommend Tyler and his team to anyone in Des Moines looking to buy or refinance a home.
Description of Work: Helped us purchase our home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
chad S.
04/2015
5.0
mortgage broker, real estate agents
 + 0 more
Tyler and his team are amazing. Did a great job of explaining everything. I've used other lenders in the past and won't use anyone but Tyler in the future.
Description of Work: Provided excellent service on home purchase loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$180,000
Megan F.
12/2014
5.0
mortgage broker, real estate agents
 + 0 more
I can honestly say I do not think I would be in my home today if it were not for Tyler and his team. Prior to looking for my first house, I did some research online regarding the home-buying process. I became very overwhelmed and decided to seek out a realtor's help. I was fortunate enough to meet two fantastic realtors who told me about Tyler and his team! I had been working with a different lender that struggled with communicating what we were doing. It was very frustrating and stressful! Therefore, I completed the survey for Tyler and set up a time to talk about my different options. After that phone call, it was like a weight has been lifted and I knew this was who I needed to be working with. Tyler and his team sent out weekly updates showing what needs to be done, what needs to be sent in or completed, when documents were being submitted and when news was expected back. His updates were easy to understand and very helpful so I had a timeline to refer to. He was always available to answer any and all of my questions. Even the silly little questions that I felt bad for asking, he quickly responded and reassured me that it is okay to ask questions or share concerns whenever I had them. He made the whole process quick, clear, and stress-free! What I appreciate most was when there was a hiccup a few days before my closing date, Tyler was very upfront and direct. He told me exactly what was going on and immediately gave me different options fix it. Tyler and his team worked very hard and fought for me to close on time. During that week, they made sure to communicate any and all updates and made sure I was aware of what was happening. Because of them, I was able to close on time and everything turned out exactly how it was supposed to. I can not say enough good things about Tyler and his team. All I can say is if you are looking for the best, give Tyler and his team a call!
Description of Work: Help me purchase my first house!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Adam I.
12/2014
5.0
mortgage broker, real estate agents
 + 0 more
It went awesome, like we expected. Tyler has some creative solutions to working around the mortgage world. He was generous with his advice and experience and we benefited from it. We contacted him after hours, on the weekend, in panic mode, and he was responsive and helpful. He was a calming voice in an otherwise crazy time for us. Our closing went off without any problems and we would recommend him to anyone looking to buy or refinance a home.
Description of Work: Tyler and his team helped us get financed for a house loan. They answered all of our questions, even if they didn't pertain to their specific area. They helped point us in the right direction at every turn and overall, the process went very smoothly.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ben P.
11/2014
5.0
mortgage broker
 + -1 more
We've worked with Tyler on 4-5 separate loans now. Each experience is consistently amazing. Now only do he and his team deliver on schedule, but every single number is spot on or favorable when it comes time to close. I can't express how easy and enjoyable they make the process of getting a new or refinanced mortgage.
Description of Work: Mortgage for a new home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$265,000
Levi M.
09/2014
5.0
mortgage broker
 + -1 more
Words can't describe how easy and stress free the home buying process was with Tyler and his team. My first home was financed though a big bank, and it was the most stressful process I had ever endured. When it came to buying our second home I was dreading the process once again, but with Tyler, it was so simple and up front. Buying a home was easier then financing a sofa! Tyler and his team were prompt with their responses to my questions, and kept me up to date on our progress every step of the way. We even closed EARLY, everything was done in such a great and timely manner. I will never go with anyone else for all my home buying needs, and I highly recommend him to all my friends and family!! You won't regret the decision to go with Tyler Osby and his wonderful team!
Description of Work: Helped us though the home financing process
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Amy H.
07/2014
5.0
mortgage broker
 + -1 more
If I could give them 10 stars, I would! Tyler and team were excellent! They educated me up front on how the home buying process works, then walked me through each step of the way to my closing day. Tyler & team take a very confusing, and potentially painful, process and turn it a cake walk. The Tyler Osby Team's motto says it all .... On Time. Under Budget. No Surprises.
Description of Work: Tyler & team helped me secure a loan for my first home purchase.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
Sheila L.
07/2014
5.0
mortgage broker
 + -1 more
Thank you Tyler Osby Team for all of your help with our loan for our first home purchase. We got to work with them on 2 houses actually because the first house the seller backed out 2 days before closing so the search started all over. It was nice that we had already given Tyler all of our financial documents the first time around because everything was still in their system and it made the house we actually closed on super easy. Tyler and his team are the BEST! I especially worked closely with Rachel and Tyler. They are super fast responding to calls and emails. Working with a smaller company rather than a large one like Wells Fargo was a much better experience. We got estimates from both Tyler and Wells Fargo and ultimately chose Tyler Osby Team. We were very glad we did. Closing went very smoothly. It was actually surprisingly easy to buy a house! They kept us informed of the process along the way and would send weekly update emails to everyone involved so we were all on the same page. We will refer all of our friends to Tyler Osby Team. They are very personable, they truly care about you, and want to help you make the best decision financially. We can't thank you guys enough. We were originally referred to them by a friend, and we will now refer our friends as well. Thanks so much for helping us with the loan process and for always being available when we needed you! -Derek & Sheila
Description of Work: Helped us buy our first home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Jennifer C.
06/2014
5.0
mortgage broker
 + -1 more
Tyler and his team were great to work with, I always received very quick responses to my questions... and I had a lot of them :) Tyler went above and beyond for us making sure the underwriters were happy and we were able to close on time. I highly recommend Tyler and his team for anyone looking for a mortgage.
Description of Work: Helped us purchase our home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
matt W.
06/2014
5.0
mortgage broker
 + -1 more
Tyler and his team did a great job in getting us approved and guiding us through the process. They sent out weekly emails that updated us on the status of our loan. When (seller-created) issues popped up, he had a plan of action and worked to keep things on track and moving towards closing. He did a great job of protecting our interests and making sure we had what we needed. I would recommend Tyler and his team with no hesitation.
Description of Work: Tyler financed our new home purchase.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Chance M.
05/2014
5.0
mortgage broker
 + -1 more
My wife and I were looking for our first home after moving back to Iowa from Virginia. Our realtor suggested Tyler and the Osby team and it was the best advice we got. As a haggler, I expected the financial part of the transaction to be the hardest but Tyler took time to answer all of our questions, explain multiple ways to do our mortgage and PMI and genuinely cared about what we wanted. My wife and I both have busy jobs but Tyler and team were available anytime, often exchanging emails as needed late at night allowing us to do most of the paperwork electronically so we wouldn't have to take off work. He got us the best mortgage that fit our needs and closing was the smoothest part of our home buying experience. You can't get better service than team Osby and with personal touches like sending us a baby gift when he found out we were pregnant, they are many steps above their competition. We'll definitely be back should we ever need another mortgage. Tyler's web videos about finances are very informative as well, so be sure to get his emails.
Description of Work: Helped my wife and I get the mortgage for our first home.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Real Estate Agents
FAQ
The Tyler Osby Team is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 8:30 AM - 7:00 PM
Tuesday: 8:30 AM - 7:00 PM
Wednesday: 8:30 AM - 7:00 PM
Thursday: 8:30 AM - 7:00 PM
Friday: 8:30 AM - 7:00 PM
Saturday: Closed
No, The Tyler Osby Team does not offer free project estimates.
Yes, The Tyler Osby Team offers eco-friendly accreditations.
No, The Tyler Osby Team does not offer a senior discount.
No, The Tyler Osby Team does not offer emergency services.
No, The Tyler Osby Team does not offer warranties.
The Tyler Osby Team offers the following services: Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.