We're a locally operated mortgage business in central Iowa. We have a team of three people ready to help answer your mortgage related questions. Our slogan is "On time. Under budget. No surprises". We're also Central Iowa's most recommended mortgage company! Bring on your home financing questions, we love to answer them! We're an education based mortgage company that would love to earn your business!
Business highlights
21 years of trusted experience
Services we offer
Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.
They were very easy to communicate with, always preparing us for the next step in the process and telling us what to expect. They were super friendly and willing to answer any questions we had. Things couldn't have gone smoother! We will definitely work with them again.
Description of Work: We used the Tyler Osby Team as our lender for buying our first house. They provided us with all the information we needed, helped us figure out how much we could put down, and did all the background work for buying our house. We closed in 45 days!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lily K.
07/2016
5.0
mortgage broker
 + -1 more
We loved working with Tyler and his office! He made everything simple and easy to understand. Always kept us in the loop and answered all of our questions.
Description of Work: Helped make purchasing our first home easy and stress free!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kelly R.
07/2016
5.0
mortgage broker
 + -1 more
They were awesome to work with. Tyler was so great and helpful along with his whole team!
Description of Work: Mortgage lender
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Cassie J.
07/2016
5.0
mortgage broker
 + -1 more
Tyler and his team were nothing short of amazing! They were always very quick to respond back, very helpful and all so personable! I highly recommend them to everyone!
Description of Work: Helped us buy our first home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$100
Kelsey M.
07/2016
5.0
mortgage broker
 + -1 more
Tyler and his Team were fantastic to work with. I literally knew NOTHING about the home buying process and found it super intimidating with other mortgage companies. THEN I found Tyler and his team (thanks to my realtor, Kalen)! This Team helped me step by step. I would HIGHLY recommend their first time homebuyers workshop! The communication was also on point! I would send emails late or in the middle of the evening and one of the team members would respond SO fast! They all really work hard and quickly to make you feel like a priority. It was much appreciated how everyone on the team was insync with where I was in the process rather than working with just one person. Not only was my experience stress-free but fun! Thanks Tyler Osby Team!
Description of Work: Mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Justin F.
07/2016
5.0
mortgage broker, real estate agents
 + 0 more
The experience was second to none. Tyler and his team cares more about his clients than any other lender I have ever dealt with. I have and always will recommend their services to other friends and family looking for a lender like the Osby team.
Description of Work: Tyler Osby and the Osby team did an exceptional job helping us through the home buying process. I had previously refinanced through Tyler and knew when it came to buying a new home, the Osby group was the team for me. Tyler and his staff are always willing to answer questions no matter the time of day. Tyler even provided me peace of mind and advice when the sale of my home was not idea as we went through several headaches in the selling process.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$5,000
Amy B.
06/2016
5.0
mortgage broker
 + -1 more
The Tyler Osby Team made our homebuying process as pain-free as possible. In our initial visit, Tyler sat down and talked with us and provided a unique mortgage solution that was a good fit for how we live our life financially. After that meeting, we were given weekly updates by the team that helped us keep track of our process. On several occasions, we emailed questions to Tyler at night - totally not expecting a response until the next business day - but got a reply back within 3 minutes. It is very clear that Tyler (and by way of his leadership, also his team) cares deeply about providing the highest quality of service to clients.
Description of Work: Worked with us on pre-approval and closed our purchase loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jason F.
06/2016
5.0
mortgage broker, real estate agents
 + 0 more
Tyler and his team have this process nailed down. They made the entire experience easy and extremely comfortable. Also I was very impressed with their availability. Any time I needed anything they were right there to help me. From the first phone call to the closing table, I felt as though they had everything under control and completely prevented any surprises. They are also all wonderful people to simply be around. I can't thank you guys/gals enough!
Description of Work: Processed and closed home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kramer M.
06/2016
5.0
mortgage broker
 + -1 more
Tyler and his team did a great job guiding us through the entire lending process and got us a great rate, with terms amenable to our particular situation. They are always available to answer questions and make sure everything is going as smoothly as possible. It was truly remarkable how easy this seemingly intimidating process was for us--all thanks to the 'round the clock efforts of The Tyler Osby Team.
Description of Work: Used all the financial information we provided to shop lenders and find us the best deal on a home loan. We were able to pay very little at closing and still lock in a rate under 4% without buying down any points or anything.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,000
Ashley M.
06/2016
5.0
mortgage broker
 + -1 more
We never could have imagined that working with a mortgage company could have been such a pleasant experience. This is our second time financing a home and working with Tyler Osby's team has undoubtedly been more informative and enjoyable than our prior experience using a larger lender. We are so grateful for the weekly emails indicating the status of our loan, Weekly Wisdom emails, mortgage calculator and Homebuyer Quick Alert tools, workshops, and fast response times. Tyler and his team were all so courteous, transparent, and personable. They truly do stand behind their slogan: everything was on time (or early), under budget, with no surprises. We couldn’t be more pleased and will certainly be recommending them to our friends and family!
Description of Work: Tyler's team helped us find a mortgage financing option and secure a loan approval on our new home.
Rating Category
Rating out of 5
quality
5.0
value
1.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ryan S.
06/2016
5.0
mortgage broker
 + -1 more
Tyler and his team were great to work with. Throughout the home loan process they kept us updated on the progress of each step along the way to closing day. Every Friday Tyler's team would send out an email of important action items for the week and it really made sure that all of the necessary documents were to the correct parties on time. We would absolutely recommend working with Tyler to anyone looking for a mortgage.
Description of Work: Tyler and his team helped us through the mortgage process from start to finish.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ida A.
05/2016
5.0
mortgage broker
 + -1 more
Tyler and his team were incredibly helpful. They are very knowledgeable about the home buying process and walked us through every step of the way. They were always easy to get in touch with, and answered any questions or concerns we had almost immediately.
Description of Work: Assisted us in purchasing our first home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jaclyn R.
05/2016
5.0
mortgage broker
 + -1 more
Home-buying can be extremely stressful - as was our last experience with a different lender. We were hesitant to sell and search for a new home because our last experience was that awful. We were recommended the Tyler Osby team. After our first conversation, it was very clear we wouldn't have to look any further. They care, they listen, they get it. They are truly all about the customer. Anytime (day or night) they answered calls, texts, emails. They know home-buying can be stressful and want to ease the stress. The best part - on closing day - we owed slightly less than they budgeted for. Not to mention their slogan "on time and under budget" was completely accurate! Throughout the entire process, we never once thought we weren't going to close on time or get his with surprises. Thank you Tyler Osby Team!
Description of Work: The Tyler Osby Team provided us with our most recent mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lanae A.
05/2016
5.0
mortgage broker
 + -1 more
The Tyler Osby team is wonderful to work with when buying a home. This was our first home so we had no idea what we were doing and they held our hand through the entire process. They also work around the clock, so they are definitely a great option for people who have an 8 to 5 job and require assistance during non business hours. I would recommend them without a doubt to anyone buying a home, especially their first home!
Description of Work: Purchase closing
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Lisa C.
05/2016
5.0
mortgage broker
 + -1 more
Tyler Osby and his team made the home buying process painless. They kept me informed weekly (or more often) about what exactly was needed. This was much easier and smoother than my experience with another lender. Tyler cares about educating the buyer, not just about selling loans. This is extremely important to me. I'd recommend him to anyone!
Description of Work: Helped me purchase my home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,580
taylor V.
05/2016
5.0
mortgage broker
 + -1 more
It was fantastic, we couldn't of asked for better people to work with. The team was always in contact with us and giving us updates on what was going on with our loan. If we had any questions all we had to do was email them and we would get a response right away.
Description of Work: They provided us with the help we needed to get a home loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Lauren S.
05/2016
5.0
mortgage broker
 + -1 more
Tyler and his team are very friendly and organized. Even if Tyler wasn't available, any of his very capable team members could provide the answer. They made the home buying process quick, and easy!
Description of Work: Assisted with purchase of a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
kodi B.
04/2016
5.0
mortgage broker, real estate agents
 + 0 more
I was a 1st time homebuyer working in the mortgage fraud department at my job, so I had quite a few concerns! Tyler and his team were always there to ease my mind by empowerment. They described everything in detail and were ALWAYS available to answer my many, many questions.. even at midnight! I always felt comfortable speaking with any member of the team, and even though they have many clients I felt as though I was their only one! What a great experience! Their moto is real; On time, Under Budget and No Surprises!! Thanks Tyler Osby team :)
Description of Work: Closed our home purchase loan
Rating Category
Rating out of 5
quality
5.0
value
1.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Megan D.
04/2016
5.0
mortgage broker
 + -1 more
We had the best experience buying our first home through Tyler and his team!! I tell people all the time how great they are & how great the First Time Home Buyer class was!!!! We learned so much from them & what to expect EVERY step of the way. Loved the weekly updates during the closing time on our house, gave me a piece of mind and there certainly were NO surprises! Thanks guys your the best!!
Description of Work: They were extremely helpful and answered ALL our questions about homes!!! Very friendly!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
amy T.
04/2016
5.0
mortgage broker
 + -1 more
Tyler and his team were wonderful. They made the whole process easy and stress free. I was a First time home buyer and had no clue what I was doing or what to expect. They kept me informed through the whole process. I would highly recommend working with them!
Description of Work: Helped me purchase my first home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kayla O.
04/2016
5.0
mortgage broker
 + -1 more
Tyler and his team were fabulous. They made the home buying experience easy and relaxed especially for a first time home buyer. They were also on top of everything and punctual throughout the whole process.
Description of Work: Tyler and his team helped walk me through the home buying process.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,000
Vabs S.
04/2016
5.0
mortgage broker
 + -1 more
Great team! Very committed and professional - they know the business really well. We are first time home buyers and Tyler and his team made sure that the process was smooth. They answered all our queries even post business hours I would get response from them. I will recommend them for sure for buying a home! They keep you in loop and provide updates regularly. Thanks Tyler and Team - OUTSTANDING WORK!
Description of Work: Buying a house!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,500
Adam B.
03/2016
5.0
mortgage broker
 + -1 more
Tyler and the rest of his team exemplify the best of modern business in every possible facet. They "get it" -- how a business should operate in the 21st century. It's not about being completely online and digital, it's finding that blend between modern convenience and old-school service. They've nailed it. They know their core business cold -- inside and out. They're right on top of industry trends, changes, and developments. They're able to share this extensive knowledge in an accessible and understandable way. Tyler runs first-time home buyer workshops, and I speak form experience when I say they're incredibly educational. The Tyler Osby Team is very service-oriented, and they'll respond lightning fast at all hours of the day and night. They're honest, trustworthy, and transparent. You know where you stand, you know how they make a living, and they explain how everything works. Their reputation is sterling. Having financing with the Tyler Osby Team is worth its weight in gold for sellers and their agents. The littlest things can make a difference in buying the home you want! Tyler and his team took something complex and intimidating (financing) and made it one of the least stressful parts of the entire home-buying process. I worried about 10-20 other things before I ever worried about financing -- I knew they had it taken care of. That's comforting. I would recommend the Tyler Osby Team to anyone -- first-time homebuyer, repeat homebuyer, or even if you're looking to re-finance. They will exceed your expectations.
Description of Work: Helped us purchase our home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ashley T.
12/2015
5.0
mortgage broker, real estate agents
 + 0 more
We highly recommend the Tyler Osby team. We could not have had a more efficient lender with excellent communication. We ran into some big issues with our seller and their listing agent communicating. Tyler helped us get it closed on time (the day before we were unsure if it would get pushed back, but they made it happen). Not only did they come in on time, but they did a great job coming in thousands of dollars under our budget. We explored other lenders and in the end, we made the best decision by choosing the Tyler Osby team - without a doubt we believe we would not have had such a positive home buying experience!
Description of Work: Closed a home purchase loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
Roland P.
11/2015
5.0
mortgage broker
 + -1 more
We are newcomers to Iowa and have been bound by serious time constraints, as well as loan difficulties tied up with having moved from abroad. We feel very lucky to have had the Tyler Osby Team's friendly help in efficiently and quckly surmounting all our difficulties, closing under budget and on time (and record time at that!). We are most happy to recommend Tyler's team!
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Real Estate Agents
FAQ
The Tyler Osby Team is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 8:30 AM - 7:00 PM
Tuesday: 8:30 AM - 7:00 PM
Wednesday: 8:30 AM - 7:00 PM
Thursday: 8:30 AM - 7:00 PM
Friday: 8:30 AM - 7:00 PM
Saturday: Closed
No, The Tyler Osby Team does not offer free project estimates.
Yes, The Tyler Osby Team offers eco-friendly accreditations.
No, The Tyler Osby Team does not offer a senior discount.
No, The Tyler Osby Team does not offer emergency services.
No, The Tyler Osby Team does not offer warranties.
The Tyler Osby Team offers the following services: Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.