We're a locally operated mortgage business in central Iowa. We have a team of three people ready to help answer your mortgage related questions. Our slogan is "On time. Under budget. No surprises". We're also Central Iowa's most recommended mortgage company! Bring on your home financing questions, we love to answer them! We're an education based mortgage company that would love to earn your business!
Business highlights
21 years of trusted experience
Services we offer
Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.
My husband and I worked with The Tyler Osby Team for now a second time in purchasing our second home. Again, Tyler and his team exceeded our expectations! Just like our first experience with them, they made it a very simple, quick, and easy process. They are a very knowledgeable, trustworthy and honest company to work with and were ALWAYS available to answer any questions we had in a prompt manner. We AGAIN highly recommend their service for your mortgage needs!
Description of Work: Helped out purchase our home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lindsey F.
04/2017
5.0
mortgage broker
 + -1 more
The team did an awesome job. Everything was explained to us and we never felt unsure or frightened about buying our first home. They sent us weekly email updates about the status of our loan, and worked directly with our realtor to make sure that all required paperwork for our mortgage was received and in place. I had no idea buying a home would be so easy!
Description of Work: Tyler and team helped us through the mortgage process.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kenzie K.
04/2017
5.0
mortgage broker
 + -1 more
It went really well and we were well informed on everything that was going on!
Description of Work: We were first time homebuyers and didn't know what all went into buying a home. They Tyler Osby Team made sure we understood everything and answered all of our questions even if it was 10:30 at night. They were extremely pleasant when we met with them and never made us feel stupid for asking questions. We also got weekly updates on where we were in the process of buying our home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jared H.
04/2017
5.0
mortgage broker
 + -1 more
Really, really great experience working with The Tyler Osby Team! So much good information can be found on the website, which is awesome, but I greatly appreciated the detailed email communication -- not only were they very quick to respond (at pretty much any hour of the day or night) but they always answered all of our questions and explained the "whys" behind everything. It all started with a quick online application, followed by a quick meeting to go over a few details, go over a few numbers and explain the remainder of the process. After that, we received weekly updates on the entire process until our final closing day. Super easy, thorough , organized and successful! If we ever have an opportunity to refer our friends or family, we will and if we ever need help with a mortgage/refinance in the future, we'll work with Tyler Osby and his team. Thank you!
Description of Work: Loan for the purchase of a home.
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kaity H.
04/2017
5.0
mortgage broker
 + -1 more
My husband and I are first time homebuyers who started thinking about buying a house in Spring of 2016. We attended Tyler’s first time homebuyer workshop where we learned A LOT about the steps involved with buying a home. After running some numbers, we decided to wait for a while to pursue anything. Tyler asked when he should follow up and we told him to in the Fall. We got a nice casual check-in email in the Fall, but we still were not ready. Tyler was very understanding throughout this time and asked again when to follow-up. This time we told him in the Spring of 2017, but we actually ended up contacting him before that. This is one of the best things about Tyler and his team – they don’t pressure into doing something you aren’t ready to do, and they actually follow-up! Tyler was also able to refer us to a great real estate agent! We completed the application and had a one-on-one call within a day or two. We felt a lot more confident going into house-hunting knowing that we were fully pre-approved and had Tyler and his team on our side. They laid out everything we needed to send them, sign, and do in a very organized manner and were very easy to get ahold of whenever needed. We are so glad we chose to work with Tyler and his team. Just like they promised – we closed on time, under budget, and with no surprises. We wouldn’t recommend anyone but Tyler and his team to first time homebuyers, or really anyone looking to buy a home.
Description of Work: Mortgage lender - first time home buyer
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Meron G.
03/2017
5.0
mortgage broker
 + -1 more
Buying my first home could have been extremely overwhelming and scary, instead Tyler and his team made everything extremely streamlined and simple. They are very attentive, even on the weekend to make sure you are pre-approved and have everything in line to make an offer on the house that is right for you. The helpful and detailed weekly updates ensure all parties are on the same page through the entire home-buying process. Tyler also strives to make you an informed buyer by providing weekly informational videos so you can make the best decisions as possible. Could not have asked for a better home-buying experience!
Description of Work: Mortgage Lender.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lydia E.
03/2017
5.0
mortgage broker
 + -1 more
AMAZING! The Tyler Osby Team is the best team to work with! I would recommend them to ANYONE and EVERYONE!!!
Description of Work: I needed to purchase a house.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jason G.
02/2017
5.0
mortgage broker
 + -1 more
It went great, Tyler and his team were very friendly informative, and tied for most importantly, quick to reply and prompt. They were also courteous enough to laugh at all the lame jokes I know they hear day in day out for the entire time they've been in the businesses. Laughing at those sort of jokes still takes dedication. When we buy again, I will definitely be using them again and using the same jokes again.
Description of Work: Helped find mortgage loan for home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Gus B.
02/2017
5.0
mortgage broker
 + -1 more
Tyler and his team were excellent during the whole process, from the pre-approval process all the way to the closing day. They always kept us informed on our options, the costs involved, and on the steps that had to be taken to complete each part of the process. We had no surprises, and the process was very smooth and unstressful. I would definitely recommend them to anyone looking to buy a house.
Description of Work: We had Tyler and his team help us buy our first home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Cassie A.
02/2017
5.0
mortgage broker
 + -1 more
Tyler, Jason, and the rest of the team is amazing! They are very informative and communicative. As a result, I never worried about each step of the process! I am excited to be in our new home and glad that Tyler & Team helped us make this happen! I highly recommend him for your lending needs!
Description of Work: Financing for new home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Courtney Y.
02/2017
5.0
mortgage broker
 + -1 more
I'm 2 for 2 with The Tyler Osby Team and they do not disappoint. They are professional, fun, accurate, and make the process incredibly simple. They were willing to answer ANY questions that I had, and I was confident the team had my best interests in mind. I would not hesitate to recommend them, or use them again.
Description of Work: Home loan on new property
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Erin C.
01/2017
5.0
mortgage broker
 + -1 more
Great! Prompt service, great communication, no surprises.
Description of Work: Tyler's office handled the loan for our new mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Manon B.
12/2016
5.0
mortgage broker
 + -1 more
Tyler and team were fantastic to work with. They were organized, professional, and responsive, 24/7. I would not hesitate to work with them again, and will definitely recommend them to anyone looking to purchase or refinance a home.
Description of Work: Helped us purchase our home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Nick H.
11/2016
5.0
mortgage broker
 + -1 more
It was a great experience working with The Tyler Osby Team. They made the process easy and were extremely responsive towards everything. I would recommend them to anyone.
Description of Work: Obtain a home loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Janelle A.
11/2016
5.0
mortgage broker
 + -1 more
The Tyler Osby Team was amazing to work with. It started with a phone call wondering if it would be possible for us to even consider moving. The team requested all financial information from us and let us know (rather quickly) what we would be able to qualify for. We started looking at houses, just looking, because we were not sure if we wanted to buy or not. Within a month (roughly) we found a house we fell in love with. The team was on top of everything once the offer was accepted for the house we were purchasing. Tyler and his team were able to stand by their motto "On time. Under budget. No surprises." The biggest thing I was amazed by was the response time from either Tyler himself or someone from the team. Sometimes emails were sent in the middle of the night and on the weekends. I don't know many companies that will take the time to do that. Painless proces! I would HIGHLY recommend The tyler Osby Team to anyone looking for help with financing! I would NOT recommend working with Next Generation Realty.. That will be reviewed on a different post! Thanks Tyler and team for everything!
Description of Work: Financing Home Purchase!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Rynda D.
11/2016
5.0
mortgage broker
 + -1 more
Awesome! Tyler and Team are definitely a lender to consider and work with-they answered all my questions and made the process smooth and simple!! I had a great experience
Description of Work: First time homebuyer
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Anne N.
11/2016
5.0
mortgage broker
 + -1 more
I was scared and worried about getting the financing in place to buy my dream home. I shouldn’t have been because I had already taken the right first step - by contacting Tyler Osby! The Tyler Osby team members were highly professional, knowledgeable, and responsive. They were perceptive to my concerns and needs and helped me find the best loan package for my situation. My home buying experience with them was easy, educational, and, believe it or not, fun! I highly recommend Tyler Osby and his team of experts!
Description of Work: Helped me purchase my dream home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Wayne S.
11/2016
5.0
mortgage broker
 + -1 more
Tyler's team couldn't have made this process any easier. Everyone on the team was helpful and willing to answer any questions that we had. The whole team was great to work with.
Description of Work: All paperwork for mortgage loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Shannon K.
10/2016
5.0
mortgage broker
 + -1 more
After hearing so many horror stories about the financing part of the home buying process I was a bit nervous about finding the right lender. I could not have been happier with Tyler Osby and his team! They went above and beyond from the first day I contacted them, always responding incredibly fast to my questions (even on nights and weekends!), taking the time to explain anything I had questions about and never being dismissive of any of my concerns. Once I found my house and started the buying process I receive weekly updates of every step in the process, when it was expected to be completed and where we were at with it. The weekly updates and the incredibly quick responses to any communication I sent were completely unexpected and made the process go very smoothly. The closing was completed right on time and under budget. Because of all the extra work his internal underwriters go through there were no surprises and no last minute questions to cause extra stress. On the day of the closing I was in and out in 30 minutes and having lunch in my new house the same day! I also attended one of the First Time Home Buyer seminars Tyler Osby puts on and found it immensely helpful for making me feel more confident and comfortable throughout the entire process. I recommend it to anyone in the Des Moines area who is looking into buying a home, no matter what lender you plan on using. The seminar is also open to anyone, no matter where you are at in the process. Bottom Line: If you are looking for a lender, contact The Tyler Osby Team at Fairway Independent Mortgage.
Description of Work: Mortgage Lender - FHA Loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
84780sch M.
09/2016
5.0
mortgage broker
 + -1 more
Tyler Osby's team lives up to their tagline "On time. Under budget. No suprises". They kept us apprised of each step and are very persistent when there is something that we needed to get done to keep on the time line. I would recommend them!
Description of Work: Mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Tony K.
09/2016
5.0
mortgage broker
 + -1 more
Tyler and his staff were a pleasure to work with. Each step in the process was explained very well and any questions we had were answered right away. Everything was done in timely manner and working with anyone their was a great experience. If you are looking to buy a home and you want everything to go well look no further.
Description of Work: Finance a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Gail G.
08/2016
5.0
mortgage broker
 + -1 more
Working with the Tyler Osby team was easily the best decision we made while purchasing our first home. My husband and I started out the process thinking we were ready to buy a house and met with a realtor who had informed us of the first time homebuyers class that Tyler had to offer. We attended the class and learned the steps to buying a house. It was a very helpful class for us as we had no previous knowledge of how buying a house even worked. My husband and I decided to wait for about a year to actually continue our home buying pursuit. We paid off a lot of debt in that year and came back this year ready to go. We considered looking for other options of financing, but quickly we were reminded of Tyler and his teams consistency and ability to work with you as a client. I'm so thankful that we crossed paths with this team and that we were able TRULY have a no surprises, on time closing! I highly recommend this team to anyone!
Description of Work: Helped purchase our home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
TJ O.
08/2016
5.0
mortgage broker
 + -1 more
Tyler and his team made the mortgage side of buying our new home a breeze. Weekly email updates kept us on track of the process. Also it was nice to know answers were just an email away. I know it never took longer than a day to answer any questions we had. I would highly recommend them to everyone.
Description of Work: mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Sarah K.
08/2016
5.0
mortgage broker
 + -1 more
Tyler and his team made the purchase of our first home a breeze! His entire team worked to make sure we knew all the ins and outs of what was happening, as well as answering my 200 questions (at a minimum). This amazing team looked beyond our friendship, and made sure that we felt like we were the only clients (although I know we weren't, since there was a closing about 5 minutes after us).They are truly skilled at what they do. We would recommend this amazing team for anyone purchasing a home (or refinancing). Purchasing a home is made simple when using the Tyler Osby Team!
Description of Work: Close a home purchase loan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$4,250
Tiffany N.
08/2016
5.0
mortgage broker, real estate agents
 + 0 more
Tyler and his team are very knowledgeable with the home buying process. We were new to home buying so Tyler invited us to a workshop to explain more about the process and answer questions we had (I recommend people go to this even if they aren't new home buyers). They broke the process up into several steps so we knew what was expected when. When it was time for our closing date we knew exactly how much it was going to cost and there were no hidden surprises. Tyler kept in contact with us on a regular basis as well. I highly recommend working with him and his team. Thank you so much Tyler and team!!!
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*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Real Estate Agents
FAQ
The Tyler Osby Team is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 8:30 AM - 7:00 PM
Tuesday: 8:30 AM - 7:00 PM
Wednesday: 8:30 AM - 7:00 PM
Thursday: 8:30 AM - 7:00 PM
Friday: 8:30 AM - 7:00 PM
Saturday: Closed
No, The Tyler Osby Team does not offer free project estimates.
Yes, The Tyler Osby Team offers eco-friendly accreditations.
No, The Tyler Osby Team does not offer a senior discount.
No, The Tyler Osby Team does not offer emergency services.
No, The Tyler Osby Team does not offer warranties.
The Tyler Osby Team offers the following services: Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.