2016 & 2017 Super Service Award winner. Lending since 2003 I offer experience, knowledge and straight talk. I am approaching 800 successful transactions. I am an independent mortgage broker which allows me to give you the best rate at the lowest cost guaranteed without any compromise in service. I offer purchase and refinance mortgage lending. I am your sole contact from start to finish. Closings average 2-4 weeks. I can work with lower credit scores with the right compensating factors but my average client has good or excellent credit. Licensed in Florida, Georgia, Indiana, Kentucky &* South Carolina. NMLS 1857586 & 51796. I am accessible 7 days a week by phone, email and text (5028191739). Reach me also at nathan@spartamortgage.com
Business highlights
22 years of trusted experience
Services we offer
Purchase, Refinance and Home Equity Mortgage Lending In Florida, Georgia, Indiana, Kentucky & South Carolina
Description of Work: Needed help getting through my pre-qualification process. Nathan was extremely helpful and easy to work with. Now I am looking for a home. Excited to find a place and continue to work with Nathan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you!
John W.
04/2017
5.0
mortgage broker
 + -1 more
Excellent!
Description of Work: Real Estate Transaction
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you!
Christopher R.
10/2016
5.0
mortgage broker
 + -1 more
Super easy and super fast.
Description of Work: Nathan handled the original mortgage of my home in Indiana and also the recent refinance to lower my interest rate and monthly payment.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. It was a pleasure working with you again.
John B.
08/2016
5.0
mortgage broker
 + -1 more
We purchased the home!!
Description of Work: Nathan from Swan financial assisted us in securing a loan arrangement that was in our best interest. He was knowledgeable about the different options available to us. Nathan worked tirelessly to secure a loan for us and he was easily accessible despite of geographical location. Buying a home can be overwhelming however Nathan efficiently guided us through the entire process and ultimately we were able to secure a loan arrangement that works for our family.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. It was a pleasure working with you. I hope I can help again in the future.
Nikki M.
07/2016
5.0
mortgage broker
 + -1 more
Nathan has always been amazing to work with. He has helped me with a refinance, my mom with a purchase, and my brother with two purchases over the last several years. There is no one else I'd ever use, not even if they were free... Because Nathan always gets its right. He's professional, intelligent, and can help you with just about any mortgage question. If he doesn't know the answer he'll find it for you. I recently used him for a consultation on a purchase and while we haven't decided on a home to buy, he'll be my mortgage man when the time comes!
Description of Work: Provided consultation on a mortgage for the purchase of a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. You will find that right home eventually. Yes, keep it in the family for sure :)
Houston B.
07/2016
5.0
mortgage broker
 + -1 more
Very knowledgable and easy to work with. Nathan is very quick to respond and maintains good communication between all parties involved. He offered me different options with detailed breakdowns of each one and helped me choose the right one for me.
Description of Work: Home mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$170,000
Response from Sparta Mortgage LLC
Thank you. You were about efficient as a client can get which ultimately helped yourself. Love it. Enjoy that house!
Richard I.
07/2016
5.0
mortgage broker
 + -1 more
Through his efforts, I lowered my mortgage interest rate to below 3%; reduce by a half-year the term of the mortgage; paid off a home equity mortgage; enabled a cash out situation that pays for a new roof; and, kept the monthly mortgage payment to what I had previously paying every month. Additionally, throughout the process, he was totally up front and honest in every matter, and always available for consultation.
Description of Work: He handled or was the focal point for all tasks and transactions pertaining to my mortgage refinancing. This included locking in an attractive interest rate and getting approval; interfacing with the underwriters on all matters and documentation that was required; constantly keeping me apprised of progress and status; and, accurately advising me every step of the way.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$5,000
Response from Sparta Mortgage LLC
Thank you. It is very satisfying to me as well to be able provide a refinance option that has so many benefits as you described here. Your communication and attention to detail really helped this be a seamless transaction for yourself.
Lisanne B.
07/2016
5.0
mortgage broker
 + -1 more
Nathan stays in touch with me, but is respectful of my time. When I've had questions, even several years after he last assisted me, he responded with helpful, real solutions. The process of closing was easy, simple, and I didn't have to worry the small stuff.
Description of Work: Nathan never failed to respond to me quickly, with professionalism and understanding. He clearly knows the industry and had the tools and resources necessary to help me find the right loan for me in my circumstances.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$6,000
Response from Sparta Mortgage LLC
Thank you. I hope I can help you again in the near future.
Carl B.
07/2016
5.0
mortgage broker
 + -1 more
We had an effort with property title and the income limits which are common. Nathan stayed with the process and we were successful.
Description of Work: Nathan served as my mortgage agent in buying out a family interest in an estate.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. Yours did have a few challenges but we overcame them with time and perseverance. There could not have been a better match than the VA loan program. Your service to our country is appreciated.
Geraldine P.
07/2016
5.0
mortgage broker
 + -1 more
Nathan was very personable and followed up on all my issues and resolved them.
Description of Work: Refinanced my loan. He did a great job.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$260,000
Dwayne T.
07/2016
5.0
mortgage broker
 + -1 more
It went great due to the professioanlism, expert advice and honesty of this provider.
Description of Work: Provider expert advice and excellent service
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. I enjoy working with like minded people like yourself.
David D.
07/2016
5.0
mortgage broker
 + -1 more
Process went extremely smoothly. All steps that my wife and I had to perform were clearly laid out and made as easy as possible.
Description of Work: Refinanced a home mortgage. Nathan DelPapa was a pleasure to work with. Very organized, great attention to detail and always accessible for questions.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Response from Sparta Mortgage LLC
Thank you. Your attention to detail and communication made it even better. I hope we can work together again in the future.
Rhonda F.
07/2016
5.0
mortgage broker
 + -1 more
It went very well and I was very pleased with the outcome. The local contract person that come to my home to sign the necessary paperwork on Mr. Delpapa's behalf was also very professional and punctual. He was very concerned that I received the very best interest rate possible and worked diligently to quickly complete the refinancing of my home. Even after five years, he still remembers my birthday which I believe is an indicator of excellent customer service skills.
Description of Work: Mr. Delpapa completed my mortgage refinancing very quickly. It was easy and not stressful as it had been in the past using other providers. Swan Financial Company is the best at what they do.
Rating Category
Rating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. It was a pleasure working with you to improve your financial standing.
Clinton D.
07/2016
5.0
mortgage broker
 + -1 more
Nathan was very responsive and patient with our numerous questions and concerns.
Description of Work: Acted as our mortgage broker during the original puchase of our house and later to refinance
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$10,000
Response from Sparta Mortgage LLC
Thank you. I appreciate you trusting me for your second mortgage transaction in under a year and referring me to your friends and family already. Your communication and attention to detail really helped the processes go well for us.
Miranda S.
07/2016
5.0
mortgage broker
 + -1 more
Nathan kept the process very professional and very smooth. He was very quick to respond to my emails and answered each question fully. He moved quickly but never once did he make me feel rushed. Refinancing is stressful and he made it an enjoyable process. Nathan will alway be my choice for a mortgage or refinance and always the name I recommend to those I know. The application process was completed through email which was really good for me. He called me to let me know I was approved and what my options were. He was informative but not pushy. He emailed me a list of things he would need such as copies of id or documents, which I was able to submit through email. He kept me updated on the process and was extremely responsive with communication. Within about 4 weeks he sent someone to our home to complete the paperwork with us. I cannot imagine a smoother process.
Description of Work: I was given Nathan DePapa's name by a coworker. I am very grateful. Within 24 hours I was completing an application to refinance my house and I submitted it through email. He presented me with options within the week. Nathan was very helpful and supportive and never pushy. I honestly felt like he wanted to be helpful. I chose an option that required no money down. I was given a list of the information he needed and he was helpful in helping me check everything off the list. Within 4 weeks papers were signed and I was very happy. My mortgage payment went from $669.88 to $510.75. I couldn't be more happy and I highly recommend Nathan.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. I appreciate being appreciated. It makes what I do so much more satisfying. I am glad what we did helped you live better everyday.
Sally G.
07/2016
5.0
mortgage broker
 + -1 more
Our experience with Nathan was great! I've heard so many horror stories when it comes to buying a house/dealing with lending companies. We were pleasantly surprised to go through our situation with ease and Nathan contributed to that process full force. He was very knowledgeable and really kept us in the loop of every step along the way. He was very professional. We would work with him again hands down if we ever go through a home loan again.
Description of Work: Nathan did a wonderful job of keeping us updated at all times. This really helped make the whole process run very smoothly. We were extremely pleased!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. I am so glad your previous home sold so quickly and we could get you into the best home for your family so quickly and easily. I enjoyed with you guys.
Jana B.
07/2016
5.0
mortgage broker
 + -1 more
It went very well and fast. Couldn't ask for better service.
Description of Work: Help me get into my Dream home!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Sparta Mortgage LLC
Thank you. It was a pleasure working with you guys. I am glad we were able to reach your goal.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Banking/Credit Unions
FAQ
Sparta Mortgage LLC is currently rated 5 overall out of 5.
No, Sparta Mortgage LLC does not offer eco-friendly accreditations.
No, Sparta Mortgage LLC does not offer a senior discount.
No, Sparta Mortgage LLC does not offer emergency services.
No, Sparta Mortgage LLC does not offer warranties.
Sparta Mortgage LLC offers the following services: Purchase, Refinance and Home Equity Mortgage Lending In Florida, Georgia, Indiana, Kentucky & South Carolina