Whether you're getting into your first home or a seasoned buyer looking to cash out equity, you've landed at the perfect destination! There are nearly as many loan options as there are home buyers. We're pros at helping find you the one that best meets your needs. consolidating high-interest debt or cashing out equity to use toward a vacation, home improvements or college tuition. Contact The Rate Kings Mortgage LLC today and allow us to treat you like royalty.
Business highlights
16 years of trusted experience
Services we offer
Residential Purchase and Refinance Specialist. Free Rate Float Downs.
It went great. Lonnie was responsive and made the process simple. I would highly recommend Lonnie and the rate kings.
Description of Work: Funded my loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jeffrey H.
02/2015
5.0
mortgage broker
 + -1 more
We did our original mortgage with Lonnie a year and a half before, and he contacted me to let me know that rates had dropped sharply and he could probably get us a refinance with minimal cost to us. I didn't think we'd ever refinance based on how low rates were when we bought our house, but Lonnie worked the numbers with me and they were very favorable, so we gave him the go ahead. From then on we worked with Missy, their mortgage processor, who was very thorough, kept us up to date with the process, and was generally a joy to work with. We closed about about 3 weeks after we began the process. It couldn't have been easier! Definitely give Lonnie a chance to work some mortgage magic for you!
Description of Work: Lonnie was able to structure a refinance for us that required minimal out of pocket expenses, while saving us a significant amount off our original mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Acer V.
03/2014
4.0
mortgage broker
 + -1 more
well and like it...good details available on website and its thorough.
Description of Work: loan for 30 yr fixed.
Rating Category
Rating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0
Yes, I recommend this pro
Balaji P.
02/2014
5.0
mortgage broker
 + -1 more
Lonnie and his team are truly the BEST!! We just bought our first house less than a month ago..Being first time home buyers, we had countless number of questions all along the process. They were always there, with patience and expertise to address our questions. Would highly recommend Lonnie to anyone who wants to buy a house without having to deal with the hassles of paperwork and closing. They are fantastic!!
Description of Work: They helped us with the entire process of paperwork in closing on our newly built house.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
David W.
10/2013
5.0
mortgage broker
 + -1 more
Our home of 26 years sold very quickly and we found a new home in record time. As a result, we had to find a mortgage company quickly but because of work responsibilites, we lacked the time (and motivation) to do the research to start the hunt for a new mortgage company. Our realtor referred us to Lonnie Cooper at "The Rate Kings". We now call Mr. Cooper "our virtual Mortgage guy". We had a great experience with this company. Everything was done online and via e-mail. Mr. Cooper provided us with a list of all the ducuments he required to start the search. We sent everything via e-mail and we were updated constantly regarding how things were progressing. He also coordinated with our realtor . As a result, he found us a mortgage at an excellant rate. He coordinated everything between the mortgage company, our realtor and home insurer. We got a fantastic mortgage rate and the settlements of our old and new homes went smoothly, no glitches. I would definitely use them again and would invite others to give this company a try. They were extremly professional and responsive.!!!
Description of Work: Secured a mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Hari D.
10/2013
5.0
mortgage broker
 + -1 more
I was recommended the Rate Kings by a friend. When i first reached out to Lonnie (Who owns the company), I was pleasantly surprised by the responsiveness (Within minutes!). Lonnie was simply amazing. He listened patiently to my situation and needs and then came back with a loan that met my requirements! The thing that impressed me the most were the responsiveness (including late nights/weekends) to my questions, the range of products being offered, knowledge, professionalism and respect. I wish every company in the service industry would learn from the Rate Kings. Lonnie stayed with me throughout the entire process. I must have had like a thousand questions, but he was always professional and extremely quick in getting back to me with answers to my questions. He even called me after the closing to make sure everything went OK. This is what customer service is all about! I would definitely recommend Lonnie and his team to anyone looking to obtain a new loan or to refinance an existing loan. I have nothing but admiration for the team. Thank you once again!!
Description of Work: The Rate Kings helped me find the perfect loan for refinancing my home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from The Rate Kings Mortgage, LLC
Thank you for your VERY kind words (Member name removed)!!
Karunakar M.
09/2013
5.0
mortgage broker
 + -1 more
I used Rate King for financing my town home. The costs are very reasonable and customer service is excellent. Of all the home financing that I did so far, Rate King has the best customer service. Lonnie Cooper is the best. His treatment made me feel as if I am the only customer for him. His turn around time is very quick. Danielle has also provided excellent customer service. For all my future home financing needs Rate King will be the first choice.
Description of Work: Financed my town home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,200
Response from The Rate Kings Mortgage, LLC
Thank you for your kind words [member name removed]! It was a pleasure doing business with you as well. Enjoy your new home.
Everett R.
09/2013
5.0
mortgage broker
 + -1 more
Lonnie and Danielle got a us a mortgage for our first home at 4.25% and in less than 30 days. Very responsive and at the time the rates had increased to 4.375%, so they got us in below the market rates. Could contact Lonnie at any hour. He's no nonsense and easy to deal with. We hit a few hiccups along the way that Lonnie and Danielle helped us navigate through.
Description of Work: Broker for our mortgage on first home purchase
Rating Category
Rating out of 5
quality
4.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$12,000
Michael D.
08/2013
5.0
mortgage broker
 + -1 more
Lonnie and Danielle did a great job with our loan application. They were very responsive to questions and requests, organized, and fast. Our loan application was processed and approved quickly, without any issues, and at a great low rate. They even stepped in to save the day at our closing when the realtor's computers were down by sending our settlement documents to the bank for us. I highly recommend them.
Description of Work: We used Rate Kings to obtain a mortgage for our home purchase.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$795
naveen G.
02/2013
5.0
mortgage broker
 + -1 more
unknown
Description of Work: Lonnie and Dannielle were very knowledgable and responded to my queries almost immediately every time. No other lender was able to match the rate or the fee offered by rate kings. My loan was approved very quickly and the closing couldn't have been any easier. Overall very satisfied with the service and would recommend Lonnie for anyone looking for a mortgage.
Rating Category
Rating out of 5
Yes, I recommend this pro
Yang H.
11/2012
5.0
mortgage broker
 + -1 more
They were very professional and satisfied.
Description of Work: They were my mortgage company about one year ago.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Auren W.
11/2012
5.0
mortgage broker
 + -1 more
Lonnie Cooper was incredibly responsive, prompt, and got us a great rate with great terms. Highly Recommended!
Description of Work: Obtained refinancing of mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$500
Chris B.
11/2012
5.0
mortgage broker
 + -1 more
Their service turned out well. We had one person working with us that stayed with us through the whole process. He was very supportive and guided the process.
Description of Work: They refinanced for us.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
kristen K.
11/2012
5.0
mortgage broker
 + -1 more
He has done a tremendous job. We would highly recommend Lonnie. You can always trust what he tells you.
Description of Work: He has refinanced our mortgage about 4 times in the past couple of years.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kemei D.
11/2012
5.0
mortgage broker
 + -1 more
Their service was pretty good. They did an awesome job. I would definitely recommend them.
Description of Work: They helped me refinance my home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Michael M.
11/2012
5.0
mortgage broker
 + -1 more
unknown
Description of Work: They refinanced my home. Their service was good. It was a good experience.
Rating Category
Rating out of 5
Yes, I recommend this pro
Cari H.
10/2012
5.0
mortgage broker
 + -1 more
unknown
Description of Work: My husband and I refinanced with The Rate Kings after carefully researching and weighing our options. Lonnie Copper was wonderful. He met with me face to face, always took the time to speak with me when I called, and thoroughly answered all of our questions. He got us a great rate to refinance! The whole process, including the appraisel went smoothly. The loan closed in an appropriate amount of time and there were no surprises. Lonnie was honest and up front about everything. I would highly recommend The Rate Kings!
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Service Categories
Mortgage Companies
FAQ
The Rate Kings Mortgage, LLC is currently rated 5 overall out of 5.
Sunday: 9:00 AM - 5:00 PM
Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: 9:00 AM - 5:00 PM
Yes, The Rate Kings Mortgage, LLC offers free project estimates.
Yes, The Rate Kings Mortgage, LLC offers eco-friendly accreditations.
No, The Rate Kings Mortgage, LLC does not offer a senior discount.
No, The Rate Kings Mortgage, LLC does not offer emergency services.
No, The Rate Kings Mortgage, LLC does not offer warranties.
The Rate Kings Mortgage, LLC offers the following services: Residential Purchase and Refinance Specialist. Free Rate Float Downs.