Steve Ruprecht- Guaranteed Rate Inc

Mortgage Companies

About us

Branch Manager/VP of Mortgage Lending NMLS# 389036 at Guaranteed Rate NMLS# 2611. I have been in the mortgage business for over 24 years. Honest, Professional, Knowledgeable. Steve Ruprecht has been in the financial industry as a loan officer since 1992. His success comes from his hard work ethic, attention to detail, and knowledge of loan products. He has exceptional experience in all residential lending products including Conventional, JUMBO, FHA, and USDA Rural Housing programs. He is committed to educating and helping clients achieve their dream of home ownership. Steve’s years of experience has helped guide his clients through the ever-changing mortgage market. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611

Business highlights

33 years of trusted experience

Services we offer

Conventional, FHA, Rural Housing, VA, Jumbo, Purchase, Refinancing, 2nd Mortgages, in house underwriting, closing & funding, free mortgage planning service, and guaranteed rate with ability to lend in all 50 states.

Services we don't offer

NA

Amenities

Free Estimates
Yes


Accepted payment methods

American Express
Check
Discover
MasterCard
Visa

Photos of past projects

Reviews

4.959 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
95%
4
0%
3
3%
2
2%
1
0%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
5.0
Showing 26-50 of 59 reviews

Michael H.
05/2017
5.0
mortgage broker
  + -1 more
Terrific, no problems
Description of Work: Home mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Michael L.
01/2016
5.0
mortgage broker
  + -1 more
unknown
Description of Work: He was recommended by our neighborhood bank- he is their referral for all residential loans.They said everyone that used him praised the work and experience. We were hesitant but called him. Wow! Best experience and best rate at 3.25% fixed for a 30 year. We are beyond happy and recommend him to everyone. Paperwork for escrow was top notch; we know the title company and they praised Steve as well. If they needed anything it was one email or a call and it was handled. Top notch experience in the stressful home buying process.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Response from Steve Ruprecht- Guaranteed Rate Inc
Thanks so much for the review. I appreciate it and I am very pleased I lived up to your expectations!

Jessica K.
07/2015
5.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

CARYL E.
02/2015
5.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Tony H.
09/2014
5.0
mortgage broker
  + -1 more
If not for Steve and Guaranteed Rate, we would not have been able to purchase the type of home that meets our family's need (five kids) with a mortgage we can easily afford. Tried working with one other national company and a couple of other locally-based companies, but Steve was the only one willing to roll up his sleeves and find a solution for our situation. And - the process was virtually stress-free!
Description of Work: Secured a home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Steve Ruprecht- Guaranteed Rate Inc
Thanks for the review [removed member name]. I really appreciate the comments and really enjoyed working with you!

Megan D.
07/2014
5.0
mortgage broker
  + -1 more
Steve was excellent. He got back to me and was available all the time. Really nice and worked hard to get us a loan. I would definitely recommend him to my friends and family. He knows his stuff and got it done.
Description of Work: Mortgage broker.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$300

Response from Steve Ruprecht- Guaranteed Rate Inc
Thanks [member name removed] for taking the time to rate me. I really appreciate your trust in me an am glad to see I lived up to your expectations. Please remember me for future needs and don't hesitate to call if you have questions regarding your mortgage loan. Enjoy your new home!

JULIANA R.
06/2014
5.0
mortgage broker
  + -1 more
He is on Angie’s List. He was a pleasure to work with. They offered excellent communication. They have great staff with lots of support.
Description of Work: I used Guaranteed Rate - Steve Ruprecht for mortgage refinance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Steve Ruprecht- Guaranteed Rate Inc
Thanks [member name removed]! I appreciate you taking the time to rate me on Angie's list. Please feel free to call me if you ever have questions related to your mortgage and referrals are always appreciated!

Stephen O.
04/2014
5.0
mortgage broker
  + -1 more
Steve helped my wife and I with a mortgage for a new home purchase (new construction). Every email and call was answered extremely quickly, which was very helpful getting information to our builder to make sure the process ran smoothly. Steve knows his stuff and was able to answer all of my questions right away, and was able to clearly explain options. I would recommend Steve to anyone looking for a mortgage!
Description of Work: Mortgage on new home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$990

Response from Steve Ruprecht- Guaranteed Rate Inc
Thank you so much [removed member name]! I appreciate your feedback and an pleased that I lived up to your expectations. Please feel free to contact me anytime should there be a need for a mortgage in the future!

Suzanne L O.
04/2014
5.0
mortgage broker
  + -1 more
Very professional, and responsive via email or calls whenever necessary. He put in the extra hours and pushed the other involved parties to get their jobs done as quickly as possible to keep schedule and close in time. Very satisfied with overall job.
Description of Work: Steve was the mortgage broker for my first home purchase.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,500

Response from Steve Ruprecht- Guaranteed Rate Inc
Thank you for your trust in me and I am pleased to know that you are all moved in and loving your new home. Please keep me in mind if and wehen you purchase again!

CARYL E.
01/2014
5.0
mortgage broker
  + -1 more
Steve and his team werevery responsive to questions and tracked details well. The appraisal was FAST, and I closed in 35 days or so from first filling out the application. I had no issues, and his closing fees, title search, and the like were quite a bit lower than my credit union.
Description of Work: I did a refinance with cash out of my home. Steve was VERY responsive, and there were no significant issues. Early on, we found some errors in my credit report that I acted on quickly, and we were able to get my credit score up 34 points in just a few weeks.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Response from Steve Ruprecht- Guaranteed Rate Inc
I enjoyed working with you and appreciate your feedback!

Michael L.
01/2014
5.0
mortgage broker
  + -1 more
Referred by my bank (Legacy Bank) and he financed our home. Highly recommended!
Description of Work: Excellent mortgage broker.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,000

Response from Steve Ruprecht- Guaranteed Rate Inc
Thank you for trusting in my services. I appreciate you coming through and look forward to working with you again sometime.

Sara E.
12/2013
5.0
mortgage broker
  + -1 more
The process was flawless. Steve is very good at what he does and I would recommend him highly. His staff take care of everything and on the day of closing, all paperwork was in order and the closing was completed in about 30 minutes with no bumps in the road.
Description of Work: Steve helped us secure a loan for a lakehome.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Steve Ruprecht- Guaranteed Rate Inc
Thank you (removed member name)! I really appreciate you coming through me for your mortgage services and look forward to wrking on an investment property purchase in the near future. Let me know once that comes together!

Stieg S.
12/2013
5.0
mortgage broker
  + -1 more
Steve did a great job. He was responsive to my clients immediately. He even was chosen over two other loan officers, primarily because he responded so quickly and was so helpful and informative to my real estate clients (First Time Homebuyers)
Description of Work: Steve did a mortgage through Guaranteed Rate Mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Joshua K.
12/2013
5.0
mortgage broker
  + -1 more
He is an excellent loan officer. I just like his personality and he was very honest. His rates are very reasonable as well. He was always pretty easy to get a hold of as well. I see no room for improvement for his service and I was very satisfied.
Description of Work: I have used him for my personal mortgage loans and gave his name out to my clients.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lindsey S.
08/2013
5.0
mortgage broker
  + -1 more
I was thoroughly pleased with his services. From the beginning, he was very easy to talk to and patiently answered all of my questions. I really appreciated that he genuinely listened to me and didn't push me to make any decisions I wasn't comfortable with. When it came time to finalize the loan, I felt he was very honest and extremely willing to run a variety of scenarios to ensure I was moving forward with the best one for me.
Description of Work: He assisted me with financing my first home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Kathleen S.
04/2013
5.0
mortgage broker
  + -1 more
Steve did a great job and I would definitely recommend him to friends/family. This was our first time buying a home and we had a lot of questions. Steve took the time to answer all of our questions and was always making sure that we knew what was going on. He returned calls & emails right away and always let us know that we could reach him at any time. The closing went smoothly and we are so happy to be in our new home!
Description of Work: Mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Carol R.
01/2013
2.0
mortgage broker
  + -1 more
From the initial contact, throughout the application process, approval and closing, Steve stayed in close communication and answered all my questions. He was extremely helpful!!! I searched Angie's list and had found his company and decided to give it a try. I'm glad I did. I have a lot of confidence in Steve and he won't steer you wrong!! At first just fine. When there was a problem after closing we were dropped like a hot potato.
Description of Work: New Mortgage Revision from initial review: Beware of what is promised. Inaccurate info even though I'd questioned Steve about my concern. When I told him that his advise was wrong he was extremely defensive and has not called me back with resolution. He is quick to give advice to keep the loan process moving along. My initial trust has been proven wrong. Also the corporate office is a joke for any help.

Rating CategoryRating out of 5
quality
2.0
value
4.0
professionalism
2.0
responsiveness
1.0
punctuality
5.0

$800

Response from Steve Ruprecht- Guaranteed Rate Inc
The loan was sold to Chase approximately 60 days after closing. The client contacted me and stated she did not like Chase and requested that I change where the loan would be serviced. I explained that I can not control where the loan was sold/serviced and she changed my rating from an "A" to a "D".

James C.
01/2013
5.0
mortgage broker
  + -1 more
As smooth as a refinance could go, no hoops and no hassles.
Description of Work: Steve was great. I emailed him and got a response same day. We have a few brief calls to gather information and discuss what approach would be best and would save the most money. We ended up going with a 30 year refinance and after it was all said in done all my closing cost were covered and and I paid close to nothing for the whole thing. Saved about 400 a month on my mortgage and couldn't be happier. Took about 45 days based on the closing timing. The title agency who we signed our loan documents said this is one of the best loans he had seen. We were very impressed with Steve and Guaranteed Rate.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lauri G.
12/2012
5.0
mortgage broker
  + -1 more
Steve Ruprecht is quite knowledgeable, thorough, and friendly. We got through the process over the phone, mail, and email, even though he offered to meet with me to go over details. He explained details/numbers well, and erred on the side of caution resulting in a great outcome for me. He was quick to return calls and emails with questions I had.
Description of Work: I worked with Steve Ruprecht to get a loan for a home I bought.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jeff G.
08/2012
5.0
mortgage broker
  + -1 more
Steve was really great. We weren't even sure if we were going to be able to refinance. Steve walked us through every step and made it as painless as possible and we are now saving so much money every month. Thank you Steve, you have made our lives so much easier!
Description of Work: Steve was able to find out if we qualify for a refinance of our house and how we could best save money on the refinance as well on our monthly payments. Steve was very knowledgeable on the rules so we had nothing to worry about.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,240

Andrew G.
01/2012
5.0
mortgage broker
  + -1 more
The experience was excellent. Steve was incredibly helpful. Any questions that I had, he answered. With the way the economy was, he was very up-to-date on everything, and he knew exactly what I had to do, including all the paperwork that I needed to fill out. It was straightforward and I couldn’t be more pleased.
Description of Work: I worked on a home mortgage with Steve, which was done over the phone.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jim and Julia H.
01/2012
5.0
mortgage broker
  + -1 more
The experience was excellent overall. Steve is informative and gives details that are needed. He tells you if he doesn’t think it’s going to work, and there were no hiccups throughout the process. I’ve recommended him to others.
Description of Work: Steve helped us refinance our home loan. This is the second time I’ve used his services.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Greg M.
01/2012
5.0
mortgage broker
  + -1 more
He’s excellent, very easy to work with, and is very professional. I’ve been happy with his services.
Description of Work: He’s a mortgage loan officer, and has originated some home loans for clients.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mary S.
01/2012
5.0
mortgage broker
  + -1 more
Steve was awesome. He’s very responsive and honest. He doesn’t lie about the percentage rates. He’s dependable and returns phone calls. He’s been in business for a long time so we trust him. I’ve referred him to my brother and some other people!
Description of Work: We purchased our past two homes through him, and he’s refinanced our home throughout the past 10 years. He’s also worked with my brother.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kris C.
01/2012
5.0
mortgage broker
  + -1 more
It was a very positive experience. He got me a great rate, and he was easy to work with. It turned out well and I’d use his services again in the future.
Description of Work: I refinanced a mortgage with Steve several years ago

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
    • 1
    • 2(current)
    • 3

Contact information

12924 63rd Ave N, Maple Grove, MN 55369

http://www.guaranteedrate.com/steveruprecht/

Service hours

Sunday:
8:00 AM - 6:00 PM
Monday:
7:00 AM - 9:00 PM
Tuesday:
7:00 AM - 9:00 PM
Wednesday:
7:00 AM - 9:00 PM
Thursday:
7:00 AM - 9:00 PM
Friday:
7:00 AM - 9:00 PM
Saturday:
8:00 AM - 6:00 PM

Licensing

Bonded

Insured

Eco-friendly Accreditations

LEED Accredited Professional
No
Energy Star Partner
Yes
EPA Lead-Safe Certified
No
Use Green Products or Work Practices
Yes
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

Steve Ruprecht- Guaranteed Rate Inc is currently rated 4.9 overall out of 5.

Sunday: 8:00 AM - 6:00 PM

Monday: 7:00 AM - 9:00 PM

Tuesday: 7:00 AM - 9:00 PM

Wednesday: 7:00 AM - 9:00 PM

Thursday: 7:00 AM - 9:00 PM

Friday: 7:00 AM - 9:00 PM

Saturday: 8:00 AM - 6:00 PM

Steve Ruprecht- Guaranteed Rate Inc accepts the following forms of payment: American Express,Check,Discover,MasterCard,Visa
Yes, Steve Ruprecht- Guaranteed Rate Inc offers free project estimates.
Yes, Steve Ruprecht- Guaranteed Rate Inc offers eco-friendly accreditations.
No, Steve Ruprecht- Guaranteed Rate Inc does not offer a senior discount.
No, Steve Ruprecht- Guaranteed Rate Inc does not offer emergency services.
No, Steve Ruprecht- Guaranteed Rate Inc does not offer warranties.
Steve Ruprecht- Guaranteed Rate Inc offers the following services: Conventional, FHA, Rural Housing, VA, Jumbo, Purchase, Refinancing, 2nd Mortgages, in house underwriting, closing & funding, free mortgage planning service, and guaranteed rate with ability to lend in all 50 states.
NA

Contact information

12924 63rd Ave N, Maple Grove, MN 55369

http://www.guaranteedrate.com/steveruprecht/

Service hours

Sunday:
8:00 AM - 6:00 PM
Monday:
7:00 AM - 9:00 PM
Tuesday:
7:00 AM - 9:00 PM
Wednesday:
7:00 AM - 9:00 PM
Thursday:
7:00 AM - 9:00 PM
Friday:
7:00 AM - 9:00 PM
Saturday:
8:00 AM - 6:00 PM