David Lustine - Eagle Creek Mortgage, LLC

Mortgage Companies

About us

David Lustine is a 2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Angie's List Super Service Award Winner specializing in No Closing Cost Refinances and Zero Point Purchases. Eagle Creek Mortgage, LLC is a full-service equal housing mortgage brokerage with access to a vast number of lenders and loan products including: Conforming, Jumbo, FHA and VA.

Business highlights

25 years of trusted experience

Services we offer

**2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Super Service Award Winner** No Closing Cost Refinances (You Pay No Fees Whatsoever) & Zero Point Purchases. Multi-Year Gold & Platinum Award Winner. Fast Turnaround. No gimmicks. Nationwide Lending. Loan Officer / Mortgage Banker. Call 301.922.4455

Services we don't offer

Ask for details.

Amenities

Free Estimates
Yes


Accepted payment methods

Check
Financing Available

Reviews

5.0124 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
99%
4
0%
3
0%
2
1%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 51-75 of 124 reviews

Leah M.
04/2020
5.0
mortgage broker
  + -1 more
Everything went very smoothly and you couldn’t ask for a more responsive, friendly and all around great broker and person to work with. This was our second time working with David and both times we were very satisfied.
Description of Work: Mortgage Companies

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks so much for leaving a review. I’m really happy the loan worked out for you. Hope we get to work together again in the future.

Miriam S.
03/2020
5.0
mortgage broker
  + -1 more
Very smoothly. David is efficient and incredibly knowledgeable. There were no surprises as every detail was explained in advance.
Description of Work: Mortgage Companies
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Working with some of the best in the business over the past 20 years has helped me. Good luck with the cash out and upcoming home renovations!

Teri C.
01/2020
5.0
mortgage broker
  + -1 more
Entire process went smoothly from start to finish. We’ve used David Lustine on several occasions over the years to refinance loans...always a good experience and outcome.
Description of Work: Re-finance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for letting me help you guys over the years! Always nice to hear from you.

Jimmy J.
10/2019
5.0
mortgage broker
  + -1 more
Very supportive. Always available for questions
Description of Work: Yes

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for allowing me to work on your loans for the past 19 years!

ALEXANDER J.
08/2019
5.0
mortgage broker
  + -1 more
I was pursuing to refinance my house to cash out. I contacted multiple brokers, including David. David is one of the most professional, transparent and responsive agents I have even seen. Though he cannot beat a offer I got and eventually go with, he still help me to review the loan options from others, and give very valuable advice based on my financial situations. David also kept following up during my closing and suggest what I need to pay more attention on upon the procedure. In a word, David is the most professional agent. I will definitely recommend him to whoever on the same boat as me and i will definitely contact him upon my next purchasing need.
Description of Work: purchasing a mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for taking the time to leave such a kind review. I hope I can help you in the future.

Wagner D.
08/2019
5.0
mortgage broker
  + -1 more
This was not my first time working with David. My experience working with him has always been quick, easy and seamless. He walked me through the entire process with no surprises or hidden fees. My interest rate was much less and I was able to get cash back to pay off high interest credit cards. If you’re in the market for a new home loan or looking to refi your house, definitely reach out to him. Highly recommended! A+++
Description of Work: Re-Financing Loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the nice review. You always make my job much easier with a quick turnaround of your signed paperwork and supporting documentation. Hope we can do this again soon with an even better rate!

Theresa R.
07/2019
5.0
mortgage broker
  + -1 more
David performed the refinance on a home for me a few years back and helped me secure financing for a home this past month. Sadly, I decided to back out of that loan due to some unforeseen circumstances on my end. Even given all the work he did, he was still professional, friendly, apologetic to my situation and not to mention offers some of the best rates I’ve seen anywhere. I highly recommend him!!
Description of Work: Financing to purchase a home/Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks so much for the review! Call me when you are ready to purchase a new home.

Peter I.
02/2019
5.0
mortgage broker
  + -1 more
This is the 4th or 5th time using Mr. Lustine for a refinance or loan modification...and we have never been disappointed. Mr. Lustine is always available to answer any questions and is quick to provide alternate borrowing scenarios to maximize savings in our specific situations. He promptly responds to any questions we have and fully explains the pros and cons. We would highly recommend him.
Description of Work: Home Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
It was a pleasure helping you again with your refinance. Keep in touch.

Sharon H.
09/2018
5.0
mortgage broker
  + -1 more
David is a very personable agent who works very hard to provide the best possible situation for his clients. We've worked with David over the past 13 years and will look for him in the future to assist with our mortgage needs. We highly recommend David!
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for always thinking of me when you need help with your mortgage situation. Looking forward to helping you again in the future!

Gabriela D.
09/2018
5.0
mortgage broker
  + -1 more
The loan process with David was very effective. He was able to navigate us through this difficult process, particularly when one is an independent contractor. The bar is much higher to qualify but he was able to navigate this loan skillfully and throughly. We were approved and closed. That is the best outcome and it speaks to his professionalism.
Description of Work: Mortgage Services

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for always reaching out to me over the past 18 years!!

Danna M.
07/2018
5.0
mortgage broker
  + -1 more
We've worked with David through 4 or 5 mortgage re-financing transactions over the past several years. He has always been super helpful and completely transparent. He explains everything so that you understand exactly what is happening and what the numbers mean. He's very enjoyable to work with and we trust him completely.
Description of Work: Refinance of an existing mortgage, added home equity line of credit.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks again for allowing me to help you out! It's always nice to hear from you.

Stuart A.
12/2017
5.0
mortgage broker
  + -1 more
David is awesome - cash out refinance done with ease - and I didn't pay closing costs! It cost me nothing
Description of Work: David walked me through the best options for me to raise some additional funds from the equity from my home in order to accomplish some projects

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the review! Hope all is well.

Denise J.
12/2017
5.0
mortgage broker
  + -1 more
I refinanced with David Lustine a few years ago and he was so good I didn't consider anyone else for my refinance this time in 2017. He is great to work with. Everything went well.
Description of Work: First mortgage refinance with cash out.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for calling me and allowing me to help you again!

Cal H.
10/2017
5.0
mortgage broker
  + -1 more
Came through with flying colors. Responsive, informative, and with great rates. Will be using again in near future.
Description of Work: Financing for investment property.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks a lot! Glad I was able to help you.

kim N.
03/2017
5.0
mortgage broker
  + -1 more
David is very professional and honest. Good response & service.
Description of Work: As a senior loan office, David provided the house loan w/ low interest rate and no closing cost.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
It was a pleasure working with you again on your refinance. Please call me anytime.

David L.
03/2017
5.0
mortgage broker
  + -1 more
David was both professional in his dealings with me and knowledgeable about the mortgage market and what it would take to get us the best loan (combination of low interest rate and cost). He provided sound advice as he guided me through the refinance process and was always very responsive to my questions and concerns. Finally, I really appreciated being able to to sign the closing documents in the comfort of our home.
Description of Work: Helped us refinance our primary residence

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$995

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks and I'm glad the refi was made easy for you.

Mikhail Y.
03/2017
5.0
mortgage broker
  + -1 more
I got David's name from my Friend and his suggestion is greatly appreciated. Great service from the initial call till the last signature. Quick, efficient, very pleasant experience. Delivered on time and as promised.
Description of Work: Home refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,000

Response from David Lustine - Eagle Creek Mortgage, LLC
It's very nice to hear that you are happy with the refinance. Remember, a lender credit of $5k was issued at settlement to offset the $5,000 "cost" -- a true no closing cost loan! Hope we get to work again in the future! Call anytime.

Paul B.
03/2017
5.0
mortgage broker
  + -1 more
I have used David's services on many occasions for more than a decade. I always found him to be very responsive, professional, knowledgeable and of high integrity. My latest transaction was yet another example of all of those qualities. I have no hesitation at all in recommending David's services.
Description of Work: Refinanced my rental property.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

Response from David Lustine - Eagle Creek Mortgage, LLC
I think we started working together in 2000 -- 17 years ago! It's always a pleasure working with you.

Shailesh G.
08/2016
5.0
mortgage broker
  + -1 more
Went great, super fast, fastest refinance that I have ever seen.
Description of Work: Home mortgage refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Happy all went well for you. Looking forward to working with you again!

Stephanie S.
08/2016
5.0
mortgage broker
  + -1 more
David assisted me with getting a mortgage on a new home. He was very detailed, giving me a list of needed information and providing updates as the process moved along. He always answered my emails and texts quickly.
Description of Work: Home Mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks a lot and good luck in your new home! Please let me know if you need any help in the future.

Marat G.
06/2016
5.0
mortgage broker
  + -1 more
About a year after we purchased our house, I received a flier from David Lustine to refinance with no closing costs. My interest rate was high so I decided to call. That was about 15 years ago. We have refinanced our mortgage many times through the years, and David has always been my refinance guy. He helped me tremendously over the years and I could not have been happier with his service. I will definitely be calling him the next time I need to refinance my house.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
It's been a pleasure working with you all of these years!

Denise F.
06/2016
5.0
mortgage broker
  + -1 more
From start to finish we could not have been happier. David was in constant contact with us thru e-mail detailing each step of the process. He made it so easy for us to complete each step. Also his costs were considerably lower than several other places that I contacted. It was the best mortgage experience we have ever had!
Description of Work: Refinanced our mortgage to provide a cash out for a home improvement project.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you!!! I'm really happy the loan worked out for you.

Shana M.
06/2016
5.0
mortgage broker
  + -1 more
The entire process went very smoothly. David was very responsive and answered all our questions. Everything was very clear and he was very upfront with how everything worked.
Description of Work: David took care of our refinance and the process was very smooth and easy. David was very responsive to our questions and laid everything out in a very clear and concise manner. We would definitely work with him again regarding our future mortgage needs.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you! Enjoy the lower rate and no more mortgage insurance each month!

Diane D.
05/2016
5.0
mortgage broker
  + -1 more
Everything went very smoothly. David is so professional but also very nice and easy to get along with. He makes the whole process a breeze. Thank you so much! I would definitely recommend him to find the right product for you.
Description of Work: Refinanced our home mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for always returning everything quickly and making my job easy. Always a pleasure working with you.

Stuart A.
05/2016
5.0
mortgage broker
  + -1 more
Not wishing to bore you with the details...here's the bottom line, I'm saving money each month. I didn't have to pay ANYTHING to refi and I got money back at settlement. Using David's services is a no brainer!
Description of Work: David was excellent! Very knowledgeable and timely with my refiniance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Great! Glad it was a good experience. Keep in touch.

Contact information

9841 Washingtonian Blvd., #200, Gaithersburg, MD 20878

http://www.eaglecreekmtg.com

Service hours

Sunday:
8:00 AM - 11:30 PM
Monday:
8:00 AM - 11:30 PM
Tuesday:
8:00 AM - 11:30 PM
Wednesday:
8:00 AM - 11:30 PM
Thursday:
8:00 AM - 11:30 PM
Friday:
8:00 AM - 11:30 PM
Saturday:
8:00 AM - 11:30 PM

Licensing

Bonded

Insured
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

David Lustine - Eagle Creek Mortgage, LLC is currently rated 5 overall out of 5.

Sunday: 8:00 AM - 11:30 PM

Monday: 8:00 AM - 11:30 PM

Tuesday: 8:00 AM - 11:30 PM

Wednesday: 8:00 AM - 11:30 PM

Thursday: 8:00 AM - 11:30 PM

Friday: 8:00 AM - 11:30 PM

Saturday: 8:00 AM - 11:30 PM

David Lustine - Eagle Creek Mortgage, LLC accepts the following forms of payment: Check,Financing Available
Yes, David Lustine - Eagle Creek Mortgage, LLC offers free project estimates.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer eco-friendly accreditations.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer a senior discount.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer emergency services.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer warranties.
David Lustine - Eagle Creek Mortgage, LLC offers the following services: **2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Super Service Award Winner** No Closing Cost Refinances (You Pay No Fees Whatsoever) & Zero Point Purchases. Multi-Year Gold & Platinum Award Winner. Fast Turnaround. No gimmicks. Nationwide Lending. Loan Officer / Mortgage Banker. Call 301.922.4455
Ask for details.

Contact information

9841 Washingtonian Blvd., #200, Gaithersburg, MD 20878

http://www.eaglecreekmtg.com

Service hours

Sunday:
8:00 AM - 11:30 PM
Monday:
8:00 AM - 11:30 PM
Tuesday:
8:00 AM - 11:30 PM
Wednesday:
8:00 AM - 11:30 PM
Thursday:
8:00 AM - 11:30 PM
Friday:
8:00 AM - 11:30 PM
Saturday:
8:00 AM - 11:30 PM