David Lustine - Eagle Creek Mortgage, LLC

Mortgage Companies

About us

David Lustine is a 2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Angie's List Super Service Award Winner specializing in No Closing Cost Refinances and Zero Point Purchases. Eagle Creek Mortgage, LLC is a full-service equal housing mortgage brokerage with access to a vast number of lenders and loan products including: Conforming, Jumbo, FHA and VA.

Business highlights

25 years of trusted experience

Services we offer

**2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Super Service Award Winner** No Closing Cost Refinances (You Pay No Fees Whatsoever) & Zero Point Purchases. Multi-Year Gold & Platinum Award Winner. Fast Turnaround. No gimmicks. Nationwide Lending. Loan Officer / Mortgage Banker. Call 301.922.4455

Services we don't offer

Ask for details.

Amenities

Free Estimates
Yes


Accepted payment methods

Check
Financing Available

Reviews

5.0124 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
99%
4
0%
3
0%
2
1%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 26-50 of 124 reviews

Paul A.
02/2021
5.0
mortgage broker
  + -1 more
David provides excellent service throughout the entire process. When our loan was sold after the closing and we did not hear from the new mortgage company he helped track down what was going on saving us a lot of time. He always promptly responds when we have any questions. I highly recommend David Lustine!
Description of Work: Yes

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the review! Happy I was able to help you along the way with the situation post closing.

Harve L.
01/2021
5.0
mortgage broker
  + -1 more
David was very professional. He obtained a loan at lower interest with no out of pocket costs. He kept us apprised of the loan process.
Description of Work: Assisted in refinance of house
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks so much for the review. It was a pleasure working with you again!

Desta B.
01/2021
5.0
mortgage broker
  + -1 more
It went much better than our expectations. David’s professionalism was excellent , he communicates well he listened and responded for any concerns in time. He was honest and trustworthy! We recommend David’s service to anyone who needs mortgage financing.
Description of Work: Yes it was refinancing our mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you very much for the kind review. I enjoyed working with you.

Katrina A.
01/2021
5.0
mortgage broker
  + -1 more
Seamless. David walked me through the process step by step. He was able to save me hundreds of dollars per month!
Description of Work: Refinance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for the review. I’m happy it worked out again for you!

Judy H.
01/2021
5.0
mortgage broker
  + -1 more
Dave has been our go-to guy for refinancing many times! We love the no-cost option, and the process if pretty seamless (thanks to online access to bank documents and esign!)
Description of Work: Refinance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you! We did it again! Thanks for always returning the paperwork back quickly. Sure makes things easier for me.

Blair H.
12/2020
5.0
mortgage broker
  + -1 more
This my third refinance with David and he is the consummate professional. David maintained constant contact with me throughout all phases of the iprocess. He was always available to answer my many questions. Saving money is the goal, and David always gave me the options that were best for me. He”s trustworthy!
Description of Work: Mortgage refinancing
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Hey there! Great working with you again. Always happy to help you save $$$!

Bradley F.
12/2020
5.0
mortgage broker
  + -1 more
David has helped us through a number of these thru the years and he always makes the numbers come together nicely. Very happy we found him years ago, he’s a well kept secret. :)
Description of Work: Yes

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the review! That made me chuckle.

Leah G.
11/2020
5.0
mortgage broker
  + -1 more
David is great to work with and everything went really smoothly. He reached out to let us know we could save money - talk about top notch service!
Description of Work: Mortgage Refinancing
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you! Happy it all worked out for you again. Happy Thanksgiving!

Charles K.
10/2020
5.0
mortgage broker
  + -1 more
All went really well with the refinance. David was fantastic. Great communication and very responsive. I would use his services again in the future, and highly recommend him to others!
Description of Work: Refinanced Mortgage
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the kind review! It was a pleasure working for you!

Denise J.
10/2020
5.0
mortgage broker
  + -1 more
It was outstanding. 3rd time I worked with him.
Description of Work: He set up the home mortgage. He provided guidance for the whole process.
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you so much for the kind review. I’m happy that I could help you again!

Maria del Carmen V.
09/2020
5.0
mortgage broker
  + -1 more
David was awesome. Everything worked out as good or better than expected. He held my hand through all the forms and paperwork and I needed lots of handholding. He was patient, caring and overall a great guy.
Description of Work: Refinance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks a lot for the kind words. I enjoyed working with you and it was nice getting to know you and I look forward to helping you again!

Amy C.
09/2020
5.0
mortgage broker
  + -1 more
Very well, and he was persistent and had to do a lot of work over a long period of time during the uncertainty of Covid
Description of Work: Refinancing house multiple times
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
It feels like loans are closing easier with Covid these days. Thanks again for letting me help you with the loan. Always nice working with you.

Dave L.
08/2020
5.0
mortgage broker
  + -1 more
Very smoothly. This is the second time David helped us refinance our townhouse to get a better rate and reduce our payments. Both times, he paid our costs and still got us a good rate. He explained our options clearly and did a great job keeping us informed.
Description of Work: Refinancing
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
It was really nice to work with you again and to hear you were happy with everything. Thanks for the review!

Iain M.
08/2020
5.0
mortgage broker
  + -1 more
Everything went great and David guided me through the process.
Description of Work: Refinance of mortgage.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you! I enjoyed working with you and glad I could help out!

Tim O.
08/2020
5.0
mortgage broker
  + -1 more
We’ve been dealing with David for 20 years now and have used him many times both in Maryland and Florida, he is a true professional, trustworthy, always willing to help, always updating us on the process, I’ve referred at least 30 others to David and they all love him the same way we do. He gets it done! And done accurately and timely. He always beats any rate I can obtain from others, I do shop around before going to David just to be certain I’m getting the best rate for the family. He has never disappointed us. He sends the closing documents then calls and goes over them so when closing takes place there are no questions. From start to finish you will never find a better professional to deal with, Truly outstanding!
Description of Work: We recently did a home loan refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks so much for the review and thank you for letting me work on your loans over the past 20 years! You’ve been great to work for!

Geoffrey D.
08/2020
5.0
mortgage broker
  + -1 more
I’ve worked with David for years. He has never failed to deliver. Especially now during the Coronavirus crisis when interest rates are good but qualifying is extremely difficult, David worked tirelessly with his lenders and underwriters and his clients (Us) to successfully get to closing. And he’s a heck of a NICE guy to deal with. I highly recommend.
Description of Work: Mortgage refinancing on two homes.
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
We had some challenges on these two loans that we just closed but we made it to the finish line together. Thank you again for your efforts in supplying the necessary paperwork that finalized the approvals. I’m so happy I was able to get these loans completed for you. Thanks again.

Paul A.
07/2020
5.0
mortgage broker
  + -1 more
David Lusting as an incredible professional. He has helped us through several refinancing agreements over several years with the last being during the pandemic. The results have also been great. David makes the process easy and as painless as a refinancing can be. He continually strives to and obtains for us get us the best rates and terms possible. We highly recommend letting David help you with all your mortgage/refinancing needs. You will not be disappointed.
Description of Work: Mortgages
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you for the review and thanks for letting me work on your loan once again and for being so responsive in returning paperwork back to me quickly! Call me anytime!

Richard D.
06/2020
5.0
mortgage broker
  + -1 more
It went well - we got a competitive rate for a no-cost refinance and are now saving money each month vs. the rate we had previously. David was very communicative throughout the entire process. Would use his services again.
Description of Work: Mortgage Refinancing
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for reaching out to me with your loan questions and happy I was able to help you with the refinance. I enjoyed working with you.

Harve L.
06/2020
5.0
mortgage broker
  + -1 more
This is the second time I used David Lustine for a refinance. He is very competent, professional, and open. He kept us informed and responded expeditiously to our questions.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks again for trusting me with your loan. I’m happy we were able to finish in time for your big trip. Have a nice vacation!

Mikhail Y.
05/2020
5.0
mortgage broker
  + -1 more
Excellent job. Great communication. Very nice attitude and attention to detail. Very happy with the whole process
Description of Work: Refinance the house
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you! Nice to hear you were happy with everything.

Brian C.
05/2020
5.0
mortgage broker
  + -1 more
Considering the times, David stayed on top of everything and we got a great rate. We're are very pleased!
Description of Work: Refinance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Glad I could help you again. Been 20 years! Hope the extra $$ each month helps you.

Blair H.
05/2020
5.0
mortgage broker
  + -1 more
Excellent; David kept me informed throughout the process. This was my second refi with David and each time he was very professional.
Description of Work: Refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
The perfect client! Thank you for being patient with the process and always being so responsive. Always nice talking to you about the work at hand along with things outside of business.

Denise F.
04/2020
5.0
mortgage broker
  + -1 more
This was the best mortgage or refinance experience I have ever had. David was personally involved every step of the way to make sure everything went thru as planned. I highly recommend his services.
Description of Work: Refinance
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thank you so much for the review. I’m happy we were able to cash out, consolidate debt and lower your payment all at the same time.

Stuart A.
04/2020
5.0
mortgage broker
  + -1 more
Best service in town. This is the third time David has helped me out over the years at no cost to me. I have put him in touch with many friends who are also very pleased with GM his services
Description of Work: Mortgage Companies
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks for the review! And thank you for always returning paperwork back to me quickly making my job much easier!

Mike A.
04/2020
5.0
mortgage broker
  + -1 more
David is absolutely a fantastic resource. We have used him in the past and he proactively reached out to us in early March when rates were dropping. He was unaware that we had relocated to another state where he was unable to help, but he did! He put me in touch with another broker who was able to help us move forward. He also stayed in touch with us throughout the process to assure that things were going as planned and answer any questions we had. I would highly recommend David, he certainly demonstrated impeccable customer service.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from David Lustine - Eagle Creek Mortgage, LLC
Thanks so much! Looking forward to helping in the future!

Contact information

9841 Washingtonian Blvd., #200, Gaithersburg, MD 20878

http://www.eaglecreekmtg.com

Service hours

Sunday:
8:00 AM - 11:30 PM
Monday:
8:00 AM - 11:30 PM
Tuesday:
8:00 AM - 11:30 PM
Wednesday:
8:00 AM - 11:30 PM
Thursday:
8:00 AM - 11:30 PM
Friday:
8:00 AM - 11:30 PM
Saturday:
8:00 AM - 11:30 PM

Licensing

Bonded

Insured
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

David Lustine - Eagle Creek Mortgage, LLC is currently rated 5 overall out of 5.

Sunday: 8:00 AM - 11:30 PM

Monday: 8:00 AM - 11:30 PM

Tuesday: 8:00 AM - 11:30 PM

Wednesday: 8:00 AM - 11:30 PM

Thursday: 8:00 AM - 11:30 PM

Friday: 8:00 AM - 11:30 PM

Saturday: 8:00 AM - 11:30 PM

David Lustine - Eagle Creek Mortgage, LLC accepts the following forms of payment: Check,Financing Available
Yes, David Lustine - Eagle Creek Mortgage, LLC offers free project estimates.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer eco-friendly accreditations.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer a senior discount.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer emergency services.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer warranties.
David Lustine - Eagle Creek Mortgage, LLC offers the following services: **2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Super Service Award Winner** No Closing Cost Refinances (You Pay No Fees Whatsoever) & Zero Point Purchases. Multi-Year Gold & Platinum Award Winner. Fast Turnaround. No gimmicks. Nationwide Lending. Loan Officer / Mortgage Banker. Call 301.922.4455
Ask for details.

Contact information

9841 Washingtonian Blvd., #200, Gaithersburg, MD 20878

http://www.eaglecreekmtg.com

Service hours

Sunday:
8:00 AM - 11:30 PM
Monday:
8:00 AM - 11:30 PM
Tuesday:
8:00 AM - 11:30 PM
Wednesday:
8:00 AM - 11:30 PM
Thursday:
8:00 AM - 11:30 PM
Friday:
8:00 AM - 11:30 PM
Saturday:
8:00 AM - 11:30 PM