Capitol Benefits LLC

Insurance Agencies, Health Insurance - Agents & Companies, Health Insurance - Brokers,

About us

Capitol Benefits stands as a distinguished independent insurance agency, representing over 200 esteemed insurance companies, and offering comprehensive coverage across various insurance sectors. Our accolades include prestigious recognitions such as being named among the Washingtonian Great Places to Work, honored in the Washington Business Journal as one of the Best Places to Work, recognized by Inc. as one of the Best Workplaces, and listed in the esteemed Inc. 5000 as one of America's Fastest-Growing Private Companies. At Capitol Benefits, we prioritize our clients above all else, ensuring tailored solutions that perfectly fit their needs. Discover more about our commitment to excellence by visiting our website at www.capitolbenefits.com

Business highlights

27 years of trusted experience
Emergency Services Offered

Services we offer

We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."

Amenities

Free Estimates
Yes
Senior Discount

12%

Emergency Services
Yes


Accepted payment methods

American Express
Check
Discover
Financing Available
MasterCard
Visa

Photos of past projects

Reviews

5.0159 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
96%
4
1%
3
0%
2
1%
1
2%


Rating CategoryRating out of 5
quality
5.0
value
4.9
professionalism
5.0
responsiveness
4.9
punctuality
4.9
Showing 76-100 of 159 reviews

Karen W.
10/2013
5.0
insurance companies
  + -1 more
They were very responsive and nice. Would definitely use again.
Description of Work: estimate for home and car insurance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the positive feedback and the "A" grade. We regret that we didn't earn all "A" grades and would like to learn how we can improve. We understand that it was important to you to meet with a local agent in person rather than via phone and we conducted two meetings lasting several hours. In the end we believe we provided much stronger coverage for the same or less premium than you are currently paying. If you are able to email me at JLavine@capitolbenefits.com providing some details as to why we didn't earn all "A" grades that will help us to improve in the future. Thank you. Josh Lavine (President)

Matthew K.
10/2013
5.0
insurance companies
  + -1 more
I had an excellent experience with Capitol Benefits. Josh Lavine responded promptly to my initial inquiry and was easy to reach throughout the process. He offered thoughtful advice in response to my detailed questions and helped us to find coverage that suited our needs as non-car owners. I was very pleased with both the scope and price of the policies that Josh located for us, and I'm certain that I could not have done as well on my own despite my fairly aggressive efforts to shop for coverage independently. I enjoyed working with him and certainly will contact him again in the future.
Description of Work: Priced and placed new homeowners and umbrella liability insurance policies.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$600

john D.
10/2013
5.0
insurance companies
  + -1 more
Josh was fast, thorough, and responsive.
Description of Work: Sold me a home/auto policy.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Ben B.
10/2013
5.0
insurance companies
  + -1 more
No muss, no fuss. Josh Lavine at Capitol Benefits was quick, professional, knowledgeable and helpful. Of course with insurance, the product can only truly be tested if you ever have to deal with the company on a claim (and hopefully that never happens), but I feel like Josh was definitely an expert and found coverage that fit my criteria at a really excellent price.
Description of Work: Found me homeowner's insurance

Rating CategoryRating out of 5
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$530

Cheryl W.
10/2013
5.0
health insurance providers
  + -1 more
They were very friendly. I got the letter, I called the office and talked to the receptionist, then talked to him. I got the information, and within a month I had insurance.
Description of Work: I used them for dental insurance.

Rating CategoryRating out of 5

Yes, I recommend this pro

Joanne L.
09/2013
5.0
health insurance brokers
  + -1 more
We needed health insurance, but had either been turned down for some plans or quoted outrageous premiums. Josh worked tirelessly to find us the best company, plan, and explain the policy benefits and pitfalls. (you know how long those policies can be!) He helped us find a premium we could afford with the coverage we needed and helped us with teh insurance company paperwork to ensure we were accepted to the plan of our choice. It took ahwile, bu t not because Josh was slow, it was the hlath insurance company that was slow and difficult. Use a broker! .
Description of Work: They researched the best health insurance plan for my family, answered every questions, helped with paperwork and the insurance provider. Very happy with the result!

Rating CategoryRating out of 5

Yes, I recommend this pro

Abdul A.
09/2013
5.0
insurance companies
  + -1 more
Josh Provided excellent service. Josh took care of getting us best possible home owners insurance taking into account our future need for auto insurance as well. I'll be returning to him to get our autos transferred after we move into our new house. Highly recommend him.
Description of Work: Home Owners Insurance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Gregory D.
08/2013
5.0
insurance companies
  + -1 more
Josh provided excellent and prompt service. I had sent an email on a Sunday after locating his company on Angie's list. Josh responded immediately and was able to work with me to locate a company. I highly recommend Josh.
Description of Work: Personal Umbrella liability policy

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Laurel F.
07/2013
5.0
insurance companies
  + -1 more
Josh Levine was able to get me a comptitive homeowners quote immediately. He has been responsive to every call and message. So glad I found him on Angie's list!
Description of Work: Homeowners insurance for two homes

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

JOEL R.
07/2013
5.0
financial advisor, insurance companies
  + 0 more
Josh was fantastic. He is very knowledgeable and responds extremely quickly to my questions and requests. He definitely outperformed my existing insurance agent, which is why I decided to switch to his company.
Description of Work: The provider did an excellent job of reviewing my existing insurance policies for homeowners, auto and umbrella coverage and shopping around to find me a much better deal, both in terms of price and coverage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jessica H.
07/2013
5.0
insurance companies
  + -1 more
I worked with Josh Levine. He responded to my inquiry, provided a quote that was lower than what I had found elsewhere and better for my needs, answered several of my questions, and issued the policy - all in about 24 hours! He followed up several times to make sure I had what I needed. Everything went smoothly at closing. I can't speak to the policy itself, since we haven't had to use it yet, but my experience working with Josh was excellent.
Description of Work: Provided a homeowner's insurance policy for a home I recently purchased.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$770

Scott K.
07/2013
5.0
insurance companies
  + -1 more
I contacted 3 agencies, 2 from Angie's list and one from the agent affiliated with the real estate company I was using. The last was the most expensive, and quite a bit so. Of the two from the Angie's List, both were responsive. But Alan and Josh from Capitol Benefits were very good about following up, and explaining their desire to give an accurate quote and thus collected much more information up front. Alan has been steadily responsive and helpful throughout the process, and I like the fact that I can do a lot of business online and through email.
Description of Work: Home, auto, umbrella insurance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Greg A.
07/2013
5.0
insurance companies
  + -1 more
First, we are rather selective shoppers on larger ticket items. Mr. Lavine has never shown any impatience or frustration with our myriad of questions and he was always very prompt in replying to my inquires for comparisons of plans and more information. In addition, we made several request for have new estimates prepared for new insurance levels at various coverage lengths and Mr. Lavine provided the information short order to allow us to make informed decisions. We were very pleased with the service provided to us throughout the entire process.
Description of Work: The provider assisted my wife and I with selecting life insurance policies.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,000

Erik G.
07/2013
5.0
insurance companies
  + -1 more
Our various insurance policies were through various companies and we were paying more than we should've been. We contacted Capitol Benefits after reading the reviews on Angies List. Josh called back immediately and was very responsive through both email and the phoen as he worked to provide us quotes and to update our policies. He handled the cancellations of our old policies and minimized the effort we needed to expend to start all of our new policies. I highly recommend Josh and his company.
Description of Work: Capitol Benefits helped us update all of our insurance policies (homeowners, renters, personal articles, auto and life).

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Brian T.
06/2013
5.0
financial advisor, insurance companies
  + 0 more
Josh helped us identify health care plan options and put together a group of plans to meet the needs of my diverse group of employees. He does this at no charge to me (the insurers pay his fees). He then helped me identify a health plan administrator that has been very easy to work with. Further, he identified other benefits i was able to offer to employees on a non-subsidized basis that expanded our benefit options without expanding our costs. My employees have been happy with his service as well.
Description of Work: Josh helped my business evaluate health insurance and other benefits. He came out to my office and presented the options to my employees and answered questions to help them make smart choices. He recently came to our office and set aside time to meet with my employees individually as needed. In general he has been very responsive to my questions, and has been very easy to work with.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ryan F.
06/2013
5.0
insurance companies
  + -1 more
Great company to deal with. Josh answered all my questions and was very responsive when I thought of something later. Highly recommended.
Description of Work: Provide quotes for auto and homeowners insurance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

David I.
06/2013
5.0
insurance companies
  + -1 more
Josh has been very patience with me as I consider myself high maintenance. He never tried to oversell me. In fact, he lowered my coverage in some area b/c I was over insured. His quote was the best with an honest amount of what coverage I needed.
Description of Work: Josh provided me with a quote and walked me through the coverage and how the transition would work from the other insurance company.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0

Yes, I recommend this pro
$2,553

Debra H.
06/2013
1.0
insurance companies
  + -1 more
I am new to the No Va/DC/MD area; we are buying a house - needed insurance quotes for homeowners.+ car. Found this business on Angie's list; called, gave ALL information...never heard back. Other insurance agents/companies have been very prompt. Not this one.... I will not call back - too many out there hungrier for business, I guess.
Description of Work: Never called back with a quote...

Rating CategoryRating out of 5
professionalism
1.0
responsiveness
1.0


Response from Capitol Benefits LLC
Thank you for your review and for the opportunity to assist you. I am the owner and have checked all email and phone records for the company and cannot locate any messages or emails from you. We respond to all inquiries within 1-2 hours of recieving them, typically much faster. I'm guessing that you may have mixed us up with another agency? Can you please review your records to determine if you may have made an error so that your review on Angie's List is accurate? Feel free to call my cell number at 240-899-1274 so that we can discuss your situation and assist you further. At a minimum we'd like to send you the free gift card that we offer to all Angie's List customers regardless of whether they purchase insurance from us. I look forward to finding out more from you so we can figure out what the problem was with the communication breakdown.

Kathryn G.
05/2013
5.0
insurance companies
  + -1 more
Through several back and forth e-mails and phone calls, Josh worked hard to find a policy for us that beat everything else I was coming up with. In the end the homeowners policy he found had slightly more coverage than my best effort, though it was $3 more expensive. When the auto policy from the same company came back more than $500/year cheaper the decision was obvious. Working with an agent like Josh has the added benefit that we not have an advocate and intermediary with the insurance company itself to go to for advice when and if a loss or claim comes up on the new house, which will hopefully help prevent the circumstance we found ourselves in the next time.
Description of Work: I contacted Josh Levine of Capitol Benefits looking for homeowner's insurance after our current policy underwriter refused to issue a policy for our new house based on past claims made on our current house. He was able to find a policy that beat all the other quotes I have gotten, and coupled it to a new auto insurance policy that beat our old one as well.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,700

Kartar K.
04/2013
5.0
insurance companies
  + -1 more
A reliable, professional insurance broker that provides excellent customer service.
Description of Work: Finding a homeowner's insurance provide.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ben B.
04/2013
5.0
insurance companies
  + -1 more
Asked for quotes for both standalone homeowners insurance and home + car. Had a brief phone call with Alan and then received a quote, which was the cheapest for the coverage level we wanted (auto was significantly more expensive than our current coverage -- which was true of all quotes received so it's not their fault -- so we went with homeowners only). Alan then set everything up with my mortgage broker -- it's been a very easy process and he's very responsive by email. Homeowner insurance premium ended up being around $60/month. Haven't tried to process a claim (we haven't even moved in yet) so I can't speak to that.
Description of Work: Homeowners insurance for first time home buyers.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$58

Brandt B.
04/2013
5.0
insurance companies
  + -1 more
They’ve been good! I thought Josh is very quick in getting back and dealing with me and he is on the ball!
Description of Work: We had landlord insurance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Elizabeth S.
04/2013
5.0
insurance companies
  + -1 more
Josh was great. He was patient with the slew of questions that we had regarding the process and in walking us through everything. We look forward to working with him.
Description of Work: We contacted Josh at Capitol Benefits to assist us in setting up employee health benefits for our small business.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,500

Jeffrey B.
04/2013
5.0
insurance companies
  + -1 more
Everything has been going smoothly. They did very well and quickly, and they are also very responsive.
Description of Work: I use primarily for insurance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Hoang T.
04/2013
5.0
insurance companies
  + -1 more
They are very responsive and the customer service is very good; also, the copay is very attractive.
Description of Work: I bought home insurance from them.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Contact information

364 Main St, Gaithersburg, MD 20878

http://www.capitolbenefits.com

Service hours

Sunday:
Closed
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed

Licensing

Insured

Licensed*

Trade License Number
99985456
Trade License Locale
Maryland
Trade License Authority
Maryland: Insurance (NAIC)
Trade License Expiration
10/22/2025

Eco-friendly Accreditations

LEED Accredited Professional
No
Energy Star Partner
No
EPA Lead-Safe Certified
No
Use Green Products or Work Practices
Yes
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Insurance Agencies,
Health Insurance - Agents & Companies,
Health Insurance - Brokers,
Financial Planning,
Pet Insurance

FAQ

Capitol Benefits LLC is currently rated 5 overall out of 5.

Sunday: Closed

Monday: 9:00 AM - 5:00 PM

Tuesday: 9:00 AM - 5:00 PM

Wednesday: 9:00 AM - 5:00 PM

Thursday: 9:00 AM - 5:00 PM

Friday: 9:00 AM - 5:00 PM

Saturday: Closed

Capitol Benefits LLC accepts the following forms of payment: American Express,Check,Discover,Financing Available,MasterCard,Visa
Yes, Capitol Benefits LLC offers free project estimates.
Yes, Capitol Benefits LLC offers eco-friendly accreditations.
Yes, Capitol Benefits LLC offers a 12% senior discount.
Yes, Capitol Benefits LLC offers emergency services.
No, Capitol Benefits LLC does not offer warranties.
Capitol Benefits LLC offers the following services: We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."

Contact information

364 Main St, Gaithersburg, MD 20878

http://www.capitolbenefits.com

Service hours

Sunday:
Closed
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed