Capitol Benefits stands as a distinguished independent insurance agency, representing over 200 esteemed insurance companies, and offering comprehensive coverage across various insurance sectors. Our accolades include prestigious recognitions such as being named among the Washingtonian Great Places to Work, honored in the Washington Business Journal as one of the Best Places to Work, recognized by Inc. as one of the Best Workplaces, and listed in the esteemed Inc. 5000 as one of America's Fastest-Growing Private Companies. At Capitol Benefits, we prioritize our clients above all else, ensuring tailored solutions that perfectly fit their needs. Discover more about our commitment to excellence by visiting our website at www.capitolbenefits.com
Business highlights
27 years of trusted experience
Emergency Services Offered
Services we offer
We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."
It was excellent service. Joel dropped everything he was doing to research my case for me and assure me that I still had insurance.
Description of Work: I needed to make sure that I still had coverage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Andrea H.
02/2022
5.0
Very responsive agent! Truly LISTENED, responded to my questions and found the perfect product. Was also very honest about what he couldn't help with at this time. Felt like I was dealing with a friend.
Description of Work: Insurance services
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Gina L.
10/2020
5.0
insurance companies
 + -1 more
Theo went above and beyond great customer service. He was friendly, empathetic and put my mind at ease in an otherwise extremely stressful situation. I would recommend him for ANY service!
Description of Work: Homeowners insurance claim
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for this great review, [Member Name Removed]! It is great to hear Theo was able to put your mind at ease, we work hard to make these processes as stree-free as possible.
Deanne K.
10/2020
5.0
insurance companies
 + -1 more
Absolute best service and customized coverage - don’t be underinsured!
Description of Work: Property, Auto, Personal Liability Insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for this kind review, [Member Name Removed]. We appreciate it!
Daniel B.
10/2020
5.0
insurance companies
 + -1 more
We all need insurance to legally operate a vehicle and/or get a mortgage, but who to buy it from? I value independence and objectivity, so sought an independent agency. Capitol Benefits recommended a comprehensive coverage package (including personal umbrella) and then shopped the market for the best rate. Overall, a great experience.
Description of Work: Auto and home insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Maria Elena F.
11/2019
5.0
insurance companies
 + -1 more
Juliana is very nice and helpful, she give me all information a need, I buy again with her my insurance
Description of Work: Very good , a like Juliana very nice and very helpful.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you, Maria! We are so happy to hear that Juliana was able to assist you with your insurance needs, and we look forward to working with you in the future.
Abby J.
10/2018
5.0
insurance companies
 + -1 more
Josh Lavine and his team at Capitol Benefits provide incredible service and are extremely professional.
Description of Work: Changed all of my insurance and added more coverage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Dorie G.
10/2018
5.0
insurance companies
 + -1 more
Our daughters’ wedding was in Charleston, SC the weekend after hurricane Florence barreled down on the South Carolina coast. Not knowing if the wedding would take place until several days prior, purchasing wedding insurance as soon as we had the venue and the date, was the smartest thing we did. The wedding went on as planned and was fabulous! I highly recommend purchasing wedding insurance and Capital Benefits is the place to call! Ask for Kelly - she’s the best!
Description of Work: We purchased wedding insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Andrew R.
10/2018
5.0
insurance companies
 + -1 more
Josh and his team are the best. Service is top notch and they find insurance that other brokers cannot. Highly recommend.
Description of Work: Business and health insurance.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jennifer I.
08/2018
5.0
insurance companies
 + -1 more
They were able to find me good rates with the coverage I wanted.
Description of Work: Investment property insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
So glad we could help [Member Name Removed]! We look forward to continuing to provide you with grade A services!
Perrihan A.
10/2017
5.0
insurance companies
 + -1 more
Alan was amazing! He suggested to directly contact our lender to ask for the required information instead of having me do so which proved perfect because of the short time frame I had to select an insurance policy and send it back to my lender before closing. Alan was professional, very responsive, diligent and he gave me much quotes than our current agent of 9 years did! I may be reviewing all my other insurance quotes through Alan. Thank you.
Description of Work: We needed quotes of home insurance for our new home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Alan is incredibly knowledgeable and we love that you are so enthusiastic about the service he provided you with! He would be more than happy to review all your other insurance quotes and continue to find you the best coverage possible. Thanks for the review and we look forward to continuing business with you!
Anne M.
09/2017
5.0
insurance companies
 + -1 more
I took over handling my parents' properties and auto insurance several years ago and what a mess it was. They had used Allstate for years and I discovered major overcharging and mishandling. I called Capitol based on reviews and have been working with Alan Putterman since. He was and continues to be unbelievably responsive and attentive. He matched our needs with the appropriate companies and coverage - homeowners on parents' home, rental properties, rental insurance for renters, and auto.
Description of Work: Homeowners insurance on main home and several rental properties, as well as auto insurance.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Reviews like this are why we do what we do. We want to make insurance as simple and painless for our clients as possible while giving them the best insurance options to fit their needs! Thank you for being a great customer and for this review.
Victor D.
07/2017
4.0
insurance companies
 + -1 more
They helped me find a policy that fit our needs
Description of Work: Homeowner's insurance policy
Rating Category
Rating out of 5
value
4.0
professionalism
5.0
responsiveness
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Hi [Member Name Removed]! We are excited to work with you and thank you for indicating that you would use us again in the future. We are always trying to improve and since most of our clients give us an "A" grade in Angie's List, I'd like to learn more about your situation to find out how we can improve and get from a "B" to an "A" with you. I will reach out to you separately to see what we could have done differently. Thanks again! Josh Lavine
greg E.
06/2017
5.0
insurance companies
 + -1 more
All sorted and for 50% of what I was paying
Description of Work: New insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the review, [Member Name Removed]! We are thankful for your business and that we found you better coverage. We always want straight As from our customers, and we aim to be as responsive and punctual as possible so all of our clients know how valuable they are to us. Please let us know what we can do to improve in the future!
Clifton S.
06/2017
5.0
insurance companies
 + -1 more
Alan explained everything to me thoroughly through this process. He got me the best quote available. Never had the process run this smooth.
Description of Work: Car and renters insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Alan is a great agent, we are lucky to have him at [Member Information Removed] Benefits! We are glad he made the process so smooth for you because that is what we want to do for every client. You can sit back and relax while we find you the best coverage possible so you can have peace of mind!
Dorrie H.
04/2017
5.0
insurance companies
 + -1 more
I would recommend them. They are really good and got us good prices.
Description of Work: They helped us find home insurance for the house and find discount on home and auto insurance.
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
We strive to provide service you can't help but tell your friends about, and we're glad you recognize that! We always find discounts when available and hope to continue to find you both good prices and coverage.
Alex Y.
04/2017
5.0
insurance companies
 + -1 more
Travelers had been charging my mother $9,000 a year for house insurance, Capitol Benefits was able to drop it to $3,000.
Description of Work: I needed to get house insurance at a better price.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
Response from Capitol Benefits LLC
Lower premiums are always a huge plus! We are excited we found a solution for you that did not compromise your coverage while also being easier on the wallet. Thank you for your support!
Eli K.
04/2017
4.0
insurance companies
 + -1 more
They were very responsive, polite and helpful. However, the quote I received from them was significantly more than from the same insurer through another agent, so I did not purchase insurance through Capitol Benefits.
Description of Work: I was looking for an auto insurance quote from an independent agent
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
4.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the feedback. Insurance rates are regulated by the state (and city of DC) so that every agent provides the same rates. There are three scenarios in which the rates could've been different from another agent. First, they could be giving you different coverage. There are many, many things that you can change in a policy beyond what you see on a quote or declaration page such as the definitions of what types of claims are covered. We always recommend the strongest wording possible. The second scenario is that your agent used incorrect information to generate a quote. In other words, if they said that you recently put on a new roof when in reality, your roof is 10 years old, he would have a lower rate. This is technically insurance fraud and we will only use accurate information. The third scenario allies when a group discount is established and you are part of that group. For example, our agency has the exclusive rights to a discount for Federal employees so we would have lower rates with that insurance carrier than any other agent in the country. I'm sorry that we couldn't earn your business but I'd strongly suggest that you allow us to do a comparison so we can find out what coverage you think that you have and actually don't.
Manoj S.
03/2017
5.0
insurance companies
 + -1 more
Proactive, very responsive, excellent customer service.
Description of Work: Home Insurance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,000
Response from Capitol Benefits LLC
Thanks, [Member Name Removed]! We are grateful you would use our services again and love that you find us proactive. We hope to continue exceeding your customer service expectations!
Diane B.
02/2017
5.0
insurance companies, health insurance providers
 + 0 more
Great. Responsive, thorough and knowledgeable.
Description of Work: Needed a new individual health insurance policy for 18 yr old adult child because previous insurer (UHC) stopped writing individual policies in VA 1/1/17.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you, [Member Name Removed]! We appreciate your kind words and business with us. Straight As is the report card we want from all of our customers and we're glad we earned them from you!
Diane B.
02/2017
5.0
insurance companies, health insurance providers, health insurance brokers
 + 1 more
Dealing with insurance companies is painful. Capitol Benefits made it a whole lot easier.
Description of Work: Words can't express how helpful and persistent Josh Levine was in finding a health insurance policy for our 18 yr old daughter whose coverage was ending because UHC was no longer writing individual policies in VA. There was an unbelievable amount of miscommunication and incorrect information coming from various companies and Josh was relentless in his follow up and clarification. He communicated with us constantly, keeping us informed of progress. Thank you so much!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Yes, insurance can be quite painful if you don't have the right agency. We're so happy you found the right fit with us and we were able to make the process less daunting for you! Thank you for the review!
Robin W.
12/2016
5.0
insurance companies, health insurance providers, health insurance brokers
 + 1 more
Perfect every time. Professional, nice, prompt. And moreover they explain the complex world of insurance in a concise way leaving no question unanswered.
Description of Work: Over the years I have needed long term insurance policies such as car and health and office as well as complicated special event one day policies
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Perfect is what we aim for! We are so glad we could help you and make insurance simpler and easier to understand while finding something to fit your needs! Thank you for being a loyal customer.
Robert H.
12/2016
5.0
insurance companies
 + -1 more
The service was always professional, follow-up was timely and Capitol benefits was able to assist me in resolving issues and getting the services that I needed.
Description of Work: Need assistance obtaining property insurance and while I had challenges with some of the bigger agencies, I turned to Angie's list for a referral which was Capitol Benefits LLC
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the review, [Member Name Removed]! We pride ourselves on communication with our customers and look forward to assisting you again.
Lloyd H.
11/2016
5.0
insurance companies
 + -1 more
1. Very courteous and helpful 2. Always accessible 3. Extremely knowledgeable of my individual policy
Description of Work: Geting home insurance
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you [Member Name Removed]! We are lucky to have you as a client and we look forward to working with you for many years. Please understand that our priority is to make sure that you have the correct coverage to meet your needs. We almost always have less expensive options that our competition but we need to make sure you are properly insured too.
Faye B.
11/2016
5.0
insurance companies
 + -1 more
The security, friendship and commitment that this home insurance offers has been amazing. Joshua Lavine always goes the extra mile to show personal care and support. I am an extremely satisfied customer and happy to belong the Capitol Benefits family circle. Thank you Faye
Description of Work: New roof installed.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$7,000
Response from Capitol Benefits LLC
Thank you for the great review! We were happy to be your advocate when you had water coming in through your roof. We believe that us meeting the adjuster at your house resulted in a better outcome. Thank you for your referrals and your business!
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Insurance Agencies,
Health Insurance - Agents & Companies,
Health Insurance - Brokers,
Financial Planning,
Pet Insurance
FAQ
Capitol Benefits LLC is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Capitol Benefits LLC accepts the following forms of payment: American Express,Check,Discover,Financing Available,MasterCard,Visa
No, Capitol Benefits LLC does not offer warranties.
Capitol Benefits LLC offers the following services: We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."