Capitol Benefits stands as a distinguished independent insurance agency, representing over 200 esteemed insurance companies, and offering comprehensive coverage across various insurance sectors. Our accolades include prestigious recognitions such as being named among the Washingtonian Great Places to Work, honored in the Washington Business Journal as one of the Best Places to Work, recognized by Inc. as one of the Best Workplaces, and listed in the esteemed Inc. 5000 as one of America's Fastest-Growing Private Companies. At Capitol Benefits, we prioritize our clients above all else, ensuring tailored solutions that perfectly fit their needs. Discover more about our commitment to excellence by visiting our website at www.capitolbenefits.com
Business highlights
27 years of trusted experience
Emergency Services Offered
Services we offer
We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."
I highly recommend Capitol Benefits. I worked with Josh and he was very knowledgeable and professional. He worked tirelessly and found me fantastic home owner's insurance! The interaction with Josh was effortless on my part, especially when compared to the alternative which is calling individual insurance companies on my own and having to be on the phone with them for an hour. The service he provided was top notch!
Description of Work: Capitol Benefits searched many insurance companies to identify the company that had the best price for home owner's insurance.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ria R.
06/2014
5.0
insurance companies
 + -1 more
I truly appreciate Capitol Benefits responsiveness in responding to my request for assistance with purchasing a new home insurance policy. Mr. Allan Putterman's thoroughness with providing more than one option was especially appreciated because it enable me to make an informed decision. Alan was able to tailor the policy to meet my insurance requirements and at the same time enabled me to secure a reasonable premium. Thank you Alan!
Description of Work: Assistance with obtaining home insurance.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$736
Beth W.
06/2014
5.0
insurance companies
 + -1 more
Josh was timely with all of his communications. I enjoyed that everything could be done over email while I was at work so I didn't have to step out to make phone calls or even worse, like my last provider actually have to go his location to sign papers. Josh Responded quickly every time I had a question and made sure the process was simple, easy and painless!
Description of Work: Researched and got me the best pricing he could for both my home and auto insurance. He provided multiple options and made sure the coverage that he quoted was adequate and would meet all my needs
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Agustin F.
04/2014
5.0
insurance companies
 + -1 more
I have been a customer of Capitol Benefits for a couple of years. I have dealt with Josh Lavine and with Alan Putterman, and they have always provided great professional services. I reached them through a recommendation here and did one and then another and another insurance contract through them. They handle communication with customers very efficiently, allowing that in a few email exchanges all my insurance policy issues to be solved. Advice is accurate, they present options listening to the client’s preferences, response time is incredibly fast, and also once my decision is made they are reliable and fast in implementation. Before Capitol Benefits, I used to call the insurance companies and spend hours on the phone to gain very little information. I feel that Capitol Benefits has real time complete understanding of the market, and they have a quick and sharp understanding of my preferences so I really get what I want, and in the best possible way. I wish I could replicate this model of efficiency in other areas! I don’t see anyone would choose to deal with the insurance sector in this country without Capitol Benefits.
Description of Work: Capitol Benefits (thanks Josh Lavine and Alan Putterman!!) is my one stop shop for Home and car insurance. They provide accurate advice. They handle all aspects of transactions with insurance companies, including signing new contracts and cancelling the old ones in case I decide to change companies. They are on my side.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
Response from Capitol Benefits LLC
Thank you for the review! Your home presented some interesting challenges for us and we have enjoyed working with you to find a solution. We look forward to working with you for years to come!
Teresa E.
04/2014
5.0
insurance companies
 + -1 more
Alan was fantastic finding us Home owners Insurance immediately after we were told we were the winning bid on our new home in VA. I found him here on Angie's List and he was rated an "A" business on the Band of Neighbors! No disappointment here! We had our insurance that very day for both properties we purchased! What a relief to have all the searching & comparison done by a professional. We wrote a check to Capital Benefits LLC during closing, as this is our Home Owners Policy through our new broker. Our payments to insurance are included in our current mortgage payment. You will NOT go wrong contacting Mr Alan Putterman @ Capital Benefits LLC! He does all the hard work for you & finds exactly what YOU need at the prices you can afford. Thanks Alan!
Description of Work: Found a home owners Insurance Policy for our new home within our budget. The coverage is just great too!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the review! Alan has been in the business for over 30 years and does a great job. He enjoys working with you and we look forward to assisting you for years to come!
Amy T.
04/2014
5.0
insurance companies
 + -1 more
The experience has been excellent. Alan is always extremely responsive. It is very helpful to have a broker who we can contact with any questions about insurance. Insurance is a difficult, complex process and so having Alan to guide us through the various products and figure out what was the best fit for us was great. I also really appreciate having him as a contact to follow up with questions.
Description of Work: We first went to Alan Putterman for advice streamlining all of our insurance products a couple of years ago. He found a new insurance provider for us and saved us money.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Response from Capitol Benefits LLC
Thank you for the kind words! We are glad that you appreciate the benefit of having an agent to email or call when you have questions. In fact, over 85% of individuals that are with an independent agent and switch to a company that requires that you call a call center for questions or service end up switching back to an independent agent. Hopefully you'll never have a claim but if you do, you'll be happy that you have us as your advocate. We look forward to working with you for years to come!
Asim R.
03/2014
5.0
insurance companies
 + -1 more
We worked with Alan Putterman. He was very responsive. As it was a learning experience for us, we repeatedly asked him to explain terms and also provide various different quotes. Alan provided them in the best possible professional manner. We are happy with our experience.
Description of Work: We used Capitol Benefits to select and purchase home insurance for our new home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,100
Response from Capitol Benefits LLC
We are glad that you had a good experience. In a lot of situations we agree that we are the teachers and we are educating our clients about their insurance. Most people that come to us don't understand what they have or what they need. Our goal is to educate you so that you can make an informed decision. We look forward to assisting you for years to come!
Carol B.
03/2014
5.0
insurance companies
 + -1 more
Thank you Capital Benefits! It had been a number of years since we had looked out in the market and repriced homeowners insurance. At first we thought we could do it ourselves. It soon became apparent that we needed a professional to compare potential coverage. Capital Benefits did a fantastic job. They not only compared our coverage to the handful of potential providers we had identified, they brought others to the table. In the end we were very pleased with the policy Capital Benefits found for us and we would use them again in the future.
Description of Work: Capital Benefits acted as broker for our homeowners insurance policy.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,000
Sarah M.
03/2014
5.0
insurance companies
 + -1 more
Great - they were very responsive and always made time for me. All of our interactions were helpful.
Description of Work: II purchased several insurance policies - life, home, car. I put NA in the costs b/c I didn't know how to quantify them since it is a package for the insurance. I thought the costs were very fair and would be happy to buy more insurance from them.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1
Response from Capitol Benefits LLC
Thank you for the "A" review! While we certainly aim to save you money, you should know that the companies that we work with are all excellent and that you have very strong coverage. At the end of the day if you have a claim and don't have solid coverage you won't care what the premium savings is. Fortunately, in most cases we are able to save our clients money and enhance their coverage. We look forward to working with you for years to come!
Michael C.
03/2014
5.0
insurance companies
 + -1 more
The service is very professional and Josh is extremely helpful and friendly. He goes out of his way to provide inexpensive rates with good coverage. I was with a competitor previously and am much happier now. (Under approximate cost above, I entered a zero amount because I simply had a phone call without a charge).
Description of Work: I have switched all of my insurance to Capital and have saved a significant amount.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the "A" review! We enjoy working with you and hope to continue to do so for years to come. I also wanted to let you know that all of our agents adhere to strict guidelines in terms of responsiveness. Our goal is to respond to all emails or calls within two hours (usually immediately). If at any time you feel that you aren't being treated with an elite level of service please let us know so that we can address it. We win awards every year for our commitment to customer service. Thank you!
Jacinth P.
03/2014
5.0
financial advisor, insurance companies
 + 0 more
Josh was extremely flexible and worked with me and my difficult schedule to help me find a time to meet and speak for as long as I needed about my insurance needs and options for coverage. His professionalism, concern, and follow-through make him a standout agent, and my mind is at ease knowing that I'm properly covered and can count on him if I ever needed assistance.
Description of Work: Josh helped me review my insurance coverage options and make choices to fit my needs.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Steven C.
03/2014
5.0
insurance companies
 + -1 more
Josh was incredibly responsive. I contacted him through Angies List and received a response within the hour. He spent time discussing my needs, going through various options and taking my application. The same day he came back with quotes. He also spent time rechecking the quotes for various options (earthquake, jewerly riders, etc.). I saved almost $1,100 annually on homeowners insurance (Travelers)...received greater policy limits and more coverage (sump pump failure, ID Theft, included). Josh also advised me that given the number of tickets and accidents my wife and I have reported in the last 5 years, we weren't going to be able to beat our current GEICO policy, but that we should check back. I've also occasionally checked back with Josh on business insurance questions for some of my clients and he quickly responded with advice and no sales pressure. Great service.
Description of Work: Provide quotes for home owners insurance, car insurance and umbrella
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jeremy H.
02/2014
5.0
insurance companies
 + -1 more
Capitol Benefits LLC is phenomenal. I first contacted them in August 2013 as I was looking for someone to help me with property insurance for an investment home. I had previously contacted other home insurance companies - and struggled to find a company that could provide insurance for investment properties or that would provide insurance for multiple properties. As soon as I sent a request to Capitol Benefits LLC via Angie's List, Josh responded within minutes. (It was late one evening, so I was very impressed with his immediate response.) His responsiveness, service and professionalism have continued throughout all of my dealings with Capitol Benefits LLC - and I have now utilized their services for additional properties. I will, undoubtedly, continue to contact Josh for any future insurance needs that may arise. He has been outstanding. I would not hesitate to refer him to others, as my experience has been highly positive.
Description of Work: Josh helped me to secure home insurance for investment properties.
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$864
Audrey J.
02/2014
5.0
insurance companies
 + -1 more
Josh was highly professional and responsive to all of my needs. He took multiple phone calls and was prompt in getting back to me whenever I left a message. We chose the best policies for me and I have been very happy with him and his agency. There were no charges beyond the charges for the actual insurance. On a personal level, Josh is friendly and easy to work with. I would recommend Capitol Benefits without hesitation!
Description of Work: I contacted Josh Lavine last year, prior to moving here from out of state. Josh provided me with multiple estimates for all of my homeowner and insurance policies. He made suggestions for policies that were particularly appropriate to my situation, eg: age, location, etc.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
David C.
02/2014
1.0
financial advisor
 + -1 more
I reached to Capitol Benefits, since I was impressed with their good reviews on Angie's List and printed a coupon that reads that potential customers will get a $10 Visa gift card, just for contacting Capitol Benefits. Alan Putterman of Capitol Benefits, initially gave me a great auto insurance quote. Thus, I was prepared to send him a check and do business with Capitol Benefits. A day later, the quote changed for the worse. Displeased and jaded, I informed Mr.Putterman that the quote is unacceptable and never received their $10 Visa gift card in the mail, as advertised on Angie's List.
Description of Work: I contacted Capitol Benefits for a quote on a 6mo. auto ins.policy.
Rating Category
Rating out of 5
quality
1.0
value
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0
$334
Response from Capitol Benefits LLC
Thank you for the note. The gift card was mailed out on February 11th and we are sending a second one today. In regards to your concerns about the quotes changing, we run them based on the information that is provided. If that information is not accurate, we will find out when we run reports to see your claims history or driving history and the quotes will be updated at that time. We completely understand your frustration but please understand that we can only work with the information that you provide and we assume that it is accurate. The president of our agency has emailed you separately and will call as well to see that you've received the gift card and that we've done everything that we can to assist you.
Susan C.
02/2014
5.0
insurance companies
 + -1 more
I would highly recommend Capitol Benefits to anyone in the market for their type of services. In every transaction, they were responsive, cheerful, and successful in accomplishing for us what we needed. I had moved to a new home in October 2012 and had to hurriedly purchase a home insurance policy in order to close on time. I had paid double the cost of the policy on the home I had sold, because the insurance providers insisted I was not moving to a secure neighborhood, even though the house and neighborhood were similar to my old neighborhood. ( I moved from Montgomery to Baltimore county.) Capital Benefits found us an insurer who considered the most detailed attributes of our new house and neighborhood and considered it less risky than our neighborhood in Montgomery County. We were then able to get a policy for even less than our any of our previous policies, with substantially more benefits. So - not only were there financial benefits to us, but we dealt with people at Capital Benefits who were wonderful!
Description of Work: Capitol Benefits, LLC, located a home hazard insurance policy for us.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$900
Julia W.
02/2014
5.0
health insurance providers
 + -1 more
We had a very good experience with Joshua Lavine; he got back to us very promptly and professionally with all our questions, and answered our myriad of questions about health coverage. I would recommend him and his company to anyone.
Description of Work: .
Rating Category
Rating out of 5
Yes, I recommend this pro
LANI G.
02/2014
5.0
insurance companies
 + -1 more
They always called us back when we needed help with the health insurance exchange, even though we were unable to buy from them (since we are in DC and they are in Maryland).
Description of Work: Capitol Benefits found good, affordable condo insurance for us in November (2013), helped us locate and navigate the health insurance exchange for DC, and referred us to a reliable broker who is helping us apply for Medicare supplemental insurance policies.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jacqueline L.
02/2014
5.0
insurance companies
 + -1 more
From beginning to end Josh was simply superb. He is so knowledgeable and informative. He is so great that I have used him a second time and he not only got me coverage for my houses, cars, boat and an umbrella policy at a fantastic price. I trust Josh completely. If you are looking for someone who can educated you and understand your needs, Josh Lavine is the person you want to speak to about your insurance coverage. I highly recommend Josh and Capital Benefits.
Description of Work: Josh took all my information and provided me with the best coverage for my cars and houses and boat.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,500
Matthew S.
02/2014
5.0
insurance companies
 + -1 more
They gave me good advice and a competitive price. Alan was very helpful.
Description of Work: They helped me find new homeowners insurance when my old policy was cancelled.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jason C.
02/2014
5.0
insurance companies
 + -1 more
I have had my insurance through them for about two years. Most of my communication with them is over the phone and through email. They are a good company to work with.
Description of Work: They got me insurance on another property.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
$300
Francis B.
02/2014
5.0
insurance companies
 + -1 more
We worked with Allan Putterman and were more than satisfied with his work. He was extremely thorough, very prompt in responding to phone calls and email messages, and patient in answering our numerous questions. Our situation was more complicated than some since one of our homes is a coastal property. Alan did not use a standard cookie-cutter approach to our case but carefully considered our needs. Interestingly, an agent from a different company gave us a quote for coverage that, we later realized, could have resulted in the cancellation of our beach house policy. We are pleased we went with Alan and Capitol Benefits as we consider they looked out for our best interests.
Description of Work: Arrange for new insurance coverage for our two cars and two residences, along with umbrella liability coverage, at a price lower than our previous coverage and on better terms.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,468
Response from Capitol Benefits LLC
Thank you for your great review! Alan has been in the business for over 30 years and is one of the most knowledgeable people in the industry. We look forward to working with you for years to come!
Stewart H.
12/2013
5.0
health insurance brokers
 + -1 more
Josh gave us excellent advice on our health care insurance. As everyone knows the health insurance situation today is in turmoil. You may not have what you think you have. We have insurance but I will age into Medicare in 2014 and my wife will in 2015. How we would handle this transition and what we might need was the issue. Josh gave excellent and prompt advice. We were happy that he said that we had what we needed. But, he was so good and helpful that we are sorry that we did not need to buy something from him. I have been practicing tax and corporate law in Washington for almost 40 years. Over the years I have retained consultants and service and product providers of virtually every type; valuation experts, attorneys for specialized purposes, forensic accountants, insurance agents for pension, deferred compensation and insurance trusts, etc. for myself and for clients. Josh Lavine is at the very top of my list, he is exceptional. Extraordinarily knowledgeable about my subject, communicated very well and very promptly and was proactive in moving forward with the project. Working with Josh was an outstanding experience in every way. If I have anything in the future that I think Josh can help with he will be the first person I call and I will not hesitate to recommend him to anyone I know who might benefit from his services. Stuart E. Houston
Description of Work: Health insurance consulting as we, my wife and I, age into medicare but need to retain coverage in the interim..
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Capitol Benefits LLC
Thank you for the great review! Healthcare reform has created some significant challenges in the industry and we were happy to be able to help you get past them.
Janet C.
11/2013
5.0
financial advisor, insurance companies
 + 0 more
Amazing...Exceptional!!!! You are ALWAYS treated exceptionally and professionally. There is never a delay and you always feel too that you are the only person and the details and reassurances are always taken care. I love that you can call...send an email and will Always get a response either from Josh or one of his outstanding team members...A special thanks to Jackie Adams as well...Customer service and response "OUTSTANDING"...Josh...You know you are "OUTSTANDING"! I could not be more happy with Capital Benefits and the services they work so hard to provide...Please know they are Always looking out for you as a customer/client:-) Please consider their services...You will not be disappointed...Be Well Always:-) J. C.
Description of Work: Capital Benefits has been a wonderful provider of my personal insurance needs and business needs as well. I have been provided with excellent services from home, car, personal property and liability insurances to business healthcare, investment connections and other insurances for our employees. Please know the costs I provided above are only my personal costs for services. The costs for our employee services are so much higher and we are so pleased as a company as well!!!! There is not enough that can be expressed for Josh Levine and his Team at Capitol Benefits...!!!
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$4,500
Response from Capitol Benefits LLC
Thank you for the great review! You are a pleasure to work with as well and we look forward to many years of mutual success working together!
Nancy C.
10/2013
5.0
insurance companies
 + -1 more
They are excellent and I would highly recommend them. Josh Levine has been responsive, even when he was out of town. I have always gotten my questions answered in a timely manner. He is dependable and someone that I would recommend.
Description of Work: I chose Capital Benefits to be my health insurance broker.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Insurance Agencies,
Health Insurance - Agents & Companies,
Health Insurance - Brokers,
Financial Planning,
Pet Insurance
FAQ
Capitol Benefits LLC is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: Closed
Capitol Benefits LLC accepts the following forms of payment: American Express,Check,Discover,Financing Available,MasterCard,Visa
No, Capitol Benefits LLC does not offer warranties.
Capitol Benefits LLC offers the following services: We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."