Capitol Benefits LLC

Insurance Agencies, Health Insurance - Agents & Companies, Health Insurance - Brokers,

About us

Capitol Benefits stands as a distinguished independent insurance agency, representing over 200 esteemed insurance companies, and offering comprehensive coverage across various insurance sectors. Our accolades include prestigious recognitions such as being named among the Washingtonian Great Places to Work, honored in the Washington Business Journal as one of the Best Places to Work, recognized by Inc. as one of the Best Workplaces, and listed in the esteemed Inc. 5000 as one of America's Fastest-Growing Private Companies. At Capitol Benefits, we prioritize our clients above all else, ensuring tailored solutions that perfectly fit their needs. Discover more about our commitment to excellence by visiting our website at www.capitolbenefits.com

Business highlights

27 years of trusted experience
Emergency Services Offered

Services we offer

We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."

Amenities

Free Estimates
Yes
Senior Discount

12%

Emergency Services
Yes


Accepted payment methods

American Express
Check
Discover
Financing Available
MasterCard
Visa

Photos of past projects

Reviews

5.0159 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
96%
4
1%
3
0%
2
1%
1
2%


Rating CategoryRating out of 5
quality
5.0
value
4.9
professionalism
5.0
responsiveness
4.9
punctuality
4.9
Showing 126-150 of 159 reviews

John P.
05/2017
5.0
insurance companies
  + -1 more
It went well
Description of Work: I bought insurance (umbrella, auto and condo)

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Hi [Member Name Removed]! We are happy to help, thank you for the review. We see you gave us a B for price, our prices are not always the lowest because we demand amazing coverage for our clients. Other agencies skimp on coverage for lower premiums, but we will always fight for the strongest wording possible to protect the client's best interest.

Wendy K.
04/2016
5.0
insurance companies
  + -1 more
unknown
Description of Work: .
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the great review! We look forward to working with you!

William C.
03/2016
5.0
insurance companies
  + -1 more
unknown

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
4.0
responsiveness
4.0
punctuality
4.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the review. While I appreciate the overall grade of "A" that you gave us, I am concerned about the other grades in which we did not earn an "A". I have attempted to locate your contact information so that I can reach out to you to find out how we can improve and we don't have any record of you ever contacting us. Is it possible that you are confusing us with another agency? We have looked at phone and email records and there is nothing with your name. I understand that you are busy so if you are able to email us at info@capitolbenefits.com and provide your contact info or some feedback about your experience, I would be happy to send you a $10 Amazon gift card for your time. It's really important that we receive this feedback when we don't receive an "A" grade so that we can improve for the future. Thank you for your help. Again, I am sorry that we didn't earn an "A" in all categories. If you determine that you have left this review in error and it was meant for another agency, we would appreciate it if you were able to modify it so that it is accurate. Thank you! Josh Lavine - President

Jeremy T.
11/2015
5.0
insurance companies
  + -1 more
unknown
Description of Work: They were very responsive in getting me an estimate on auto and home owners insurance. Were able to find me very competitive rates and I went with them on a home owners policy. Will keep using them and recommend you check them out when searching for insurance policies.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you [Member Name Removed]! We enjoy working with you and look forward to working with you for years to come.

chris G.
10/2015
5.0
insurance companies
  + -1 more
unknown
Description of Work: Home and car insurance provider. Excellent rates. Patiently explained policies to me! Worked hard to find the best price for my home and car insurance needs.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the opportunity to assist you and for the great review! We look forward to assisting you for many years to come!

James M.
08/2015
5.0
insurance companies
  + -1 more
unknown
Description of Work: My wife and I used Capitol Benefits as our insurance agent to get homeowners insurance on our new house. They were terrific. Juliana was our agent and she was fantastic. Polite and professional and explained everything we needed to know about the individual quotes.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the great review! Juliana is a valuable part of our team and we're glad that you can see that. We look forward to assisting you for years to come!

Todd K.
04/2015
5.0
insurance companies
  + -1 more
Everything went well.
Description of Work: Insurance policy

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$850

Response from Capitol Benefits LLC
Thank you for the great review! Our business in Minnesota is growing faster than we ever imagined it would because of clients like you. You were a pleasure to work with and we look forward to assisting you for years to come!

Rosemary D.
03/2015
5.0
insurance companies
  + -1 more
unknown
Description of Work: My husband and I met at the office of the company once and then I worked with my agent via email today. The whole experience of working with this company has been most positive. Not only did I save money on both my home owners and car insurance, the service itself was prompt and efficient. Kudos!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Robert H.
12/2014
5.0
insurance companies
  + -1 more
unknown
Description of Work: Alan that I worked with at Capitol Benefits was friendly, professional and efficient. He always responded in a timely manner and got me the coverage that I needed. I am a converted customer of theirs and would have no hesitation to recommend them.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$400

Jennifer L.
09/2014
2.0
insurance companies
  + -1 more
unknown
Description of Work: At first very responsive then crickets. Went with competitor. Good price for low coverage.

Rating CategoryRating out of 5
quality
2.0
value
4.0
professionalism
5.0
responsiveness
1.0


Response from Capitol Benefits LLC
[member name removed], Thank you again for the opportunity to assist you. If you check your spam or junk mail folder, you'll find that we responded to every inquiry within two business hours. Responsiveness is what we do best. I'm hopeful that once you see that we've responded to all inquiries almost immediately you will update your review so that it is accurate. Best of luck to you! Josh

Marie S.
02/2014
5.0
insurance companies
  + -1 more
unknown
Description of Work: They are my broker. I have been using their services for six months. They are fantastic to work with.
Rating CategoryRating out of 5
Yes, I recommend this pro

John C.
09/2013
5.0
health insurance providers
  + -1 more
see above
Description of Work: Specialist in Medicare supplemental and part D prescription coverage found comprehensive coverage for both and is currently searching for dental coverage.

Rating CategoryRating out of 5

Yes, I recommend this pro

Hedy S.
06/2012
5.0
insurance companies
  + -1 more
I contacted Alan and within one day I had all of my insurance matters in order.
Description of Work: I first looked at Capitol Benefits for my daughters who were both purchasing their first homes and needed homeowners insurance. They were so pleased with their transactions that I thought I would check into rates for myself. I had my current vehicle coverage for over 20 years, with no claims. I was a "valued customer." However, I was able to obtain a policy with Capitol for the same coverage and approximately $200 less per year. Not only that but in changing my vehicle insurance to the company that covers my home, Capitol obtained for me an additional discount on my homeowners insurance. It was a pleasant transaction that Alan handled in a professional, efficient and painless manner. (I had my policies for so many years that I was nervous about the idea of change.)

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$380

Jill A.
06/2012
5.0
health insurance brokers
  + -1 more
I moved from MN to VA and therefore needed to acquire new health insurance. Since I have a preexisting condition, I was pretty stressed out about the process. I found Capital Benefits via Angie's List. The first thing I was happy to learn is that insurance brokers receive their commission from the health insurance company, so using Capital Benefits didn't cost me anything. Bob answered all my questions about the complicated world of health insurance in clear, everyman language. He guided me through the process step by step. He always responded quickly to my phone calls and emails. And, he's just a very pleasant guy to work with. Having his assistance greatly reduced my stress. I would highly recommend Bob.
Description of Work: Bob Sonken of Capital Benefits, who is an insurance broker, assisted me in applying for health insurance.

Rating CategoryRating out of 5

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you Member! Bob is a great insurance agent and as you said, a really nice guy. I'm glad we were able to assist you!

Jeff B.
03/2012
5.0
insurance companies
  + -1 more
Alan (the insurance agent) ensured I received the best price by helping me get an old accident record corrected. Additionally, Alan sent cancellation notices to my old insurance companies, which then sent me refunds on renewal payments.
Description of Work: Obtained new combined auto and home insurance and cancelled old policies, in which I received refunds.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$400

ryan K.
03/2012
5.0
insurance companies
  + -1 more
I contacted Capital Benefits after reading all their great review on Angie's List. Moments later, I was pleasantly surprised with the president of the company responding asking some additional questions. Josh is one of the most pleasant individuals I have ever worked with. I had a lot of questions for him, and he responded to all of my questions in a manner that was personable, informative and never pushy. The quotes I received from Josh were by far the best out of the 6-7 other providers I had queried (including my current Allstate provider, whom I have always been happy with). My car insurance is HALF of what I have paid or been quoted by anyone, coming in at under 800 bucks a year (with the same amount of coverage). I could not be happier! My home insurance just went down by 150 more dollars after Josh made sure the insurance company sent out an appraiser after the FHA appraisal overestimated the replacement amount of our home. So even after the check was signed for my homeowners insurance, Josh followed up with me to let me know I would saving 150 dollars off my yearly premium - you don't get that kind of service everywhere. Ultimately, I know I made the right decision and would recommend Josh and Capital Benefits to anyone looking to save money but not sacrifice service.
Description of Work: Provided quotes for home and auto insurance on a new home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,600

Mark D.
01/2012
5.0
insurance companies
  + -1 more
It was a short but very productive interaction. I found another insurance company with a cheaper policy, so I ended up not using their services. I'd recommend them to others looking for insurance.
Description of Work: I needed a home insurance policy. I called Alan and he was able to quickly provide me with three different policies customized to exactly what I wanted.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Capitol Benefits LLC
Member - Thank you for the compliments and for your future referrals. I've reviewed the quotes that Alan gave to you and I'm confident that there isn't a lower premium out there for the same coverage. If you'd like to send us a copy of the coverage that you purchased, we'd be happy to point out the differences. In fact, I'll send you a free $25 Restaurant.com gift certificate if you got a lower premium for the same coverage. Thanks again for the opportunity.

Michael C.
12/2011
5.0
insurance companies
  + -1 more
The company found me a better plan (more coverage) for less money. They also found some previous coverage that was unnecessary. The company was very responsive to my requests and performed thorough work. I have also applied for a life insurance policy and anticipate a good quote.
Description of Work: Josh at Capital Benefits did an evaluation of the insurance I currently had and suggested a new package. My insurance coverage includes three autos (one an antique), condo insurance, renter's insurance, and an umbrella policy.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0

Yes, I recommend this pro
$2,000

Response from Capitol Benefits LLC
Thanks Member! We enjoy working with you and look forward to doing so for many years!

lynn F.
09/2011
5.0
insurance companies
  + -1 more
I can not recommend a company higher then Capital Benefits. Nice, prompt, and helpful. I was having trouble with getting an insurance plan and I had to get low coverage temporary emergency insurance from my university (as an alum.) I called up Capital Benefits and they found the perfect plan for my long term health insurance. They spent the time explaining the different options. After our phone call, they were quick to follow up via email and even followed up with the insurance company to ensure that everything went through and I was approved. I can not thank them enough for putting the time and effort into finding me a good plan that fit in my budget. This is the place in DC if you need health insurance. Don't try to go through some insurance company agent, use the folks at Capital Benefits.
Description of Work: Able to find me the perfect plan for what I was looking for health insurance. Looked through multiple options, helped me select the best, and advocated my case to the insurance companies to ensure a speedy process.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Katherine M.
09/2011
5.0
insurance companies
  + -1 more
I recently moved to Northern Viriginia, and because I was satisfied with my previous Farmers insurance, simply changed to a local agent. I quickly found out that she was very non-responsive and not knowledgeable at all about the insurance she was selling. She was underinsuring me and had no advice or knowledge about what I should do to improve my insurance situation. I found Josh and Capitol Benefits through Angie's list and decided to give them a try. I was impressed from the beginning. Josh was very responsive to my concerns without being pushy at all - just very quick to respond, and went over the options in as much detail as I wanted to make sure I had appropriate coverage. I ended up getting much better coverage than I had with Farmers for about $500 per year less overall for 2 cars and a house. My better coverage included at least 30% more coverage for my house, and half the deductible on my cars that I had previously. I would highly recommend Capitol Benefits and Josh Lavine to anyone looking for a new or replacement policy!!
Description of Work: I received very competitive quotes for both home and auto and received excellent service and responsiveness from Josh. I ended up purchasing new policies from him, and received better coverage for less than I was spending previously.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Response from Capitol Benefits LLC
It was a pleasure working with you. I am glad that we were able to assist you and look forward to working with you for years to come!

David K.
08/2011
5.0
health insurance brokers, health insurance providers
  + 0 more
Josh did a great job. Josh was as attentive to us, one family, as I assume he is to companies with many employees. The one thing I wish he would have done differently was to have recommended we apply to more than one health insurer in the beginning. Applying to only one company may be the right thing for some people, but not for our situation. I appreciated Josh's efforts in our behalf and I really liked all the helpful emails and calls.
Description of Work: Health Insurance Broker who helped us get an individual family plan. Our goal was to reduce how much we were spending on our COBRA payments.

Rating CategoryRating out of 5

Yes, I recommend this pro

Response from Capitol Benefits LLC
Thank you for the kind words. I enjoyed working with you. While I was hopeful that the many late night phone conversations would have earned us an "A" for communication, I do appreciate the feedback and will look for ways to improve. In regards to your personal situation, I tried my best to help you accomplish your objectives as efficiently as possible. Sometimes it is necessary to obtain feedback from one carrier prior to deciding what to do next. I'm glad that we were able to help you and look forward to working with you for years to come.

Chelsea B.
05/2011
5.0
insurance companies
  + -1 more
It went very well and I would recommend them as an independent insurance agency to my friends and family.
Description of Work: I worked with Alan Putterman at Capital Benefits, Inc. to get quotes and eventually sign up for homeowners and auto insurance. Alan was very professional and helpful and responded to my inquiries and concerns quickly. I received many quotes from both independent insurance agents as well as directly from insurance companies, and the whole time I felt like a piece of meat they were all fighting over. They called me at all times of the day, multiple times a day, and then followed up with multiple emails. It was a very uncomfortable experience until I came across Capital Benefits on Angie's List! I called them up and was transferred over to Alan who immediately spoke with me as a professional and an equal - not a piece of meat. The quotes that I received from Capital Benefits were very competitive and I ended up using them to choose my insurance provider. I plan to use them in the future to make sure that I have the very best rate I can receive each year before I renew my coverage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$675

Rich E.
03/2011
5.0
insurance companies
  + -1 more
Joshua Lavine and David Kaszubinski of Capitol Benefits couldn?t have been any better! They both are very responsive and worked hard to find the best price and product for my family. I have recommended them to family, friends, and colleagues. I started out with just one policy with them, but was so happy with their service, I now buy all my insurance from them. Give them a call. You won?t be disappointed!!
Description of Work: I have auto, renters, personal articles, and life insurance policies with Capitol Benefits.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,770.6

HELENE M.
12/2010
5.0
insurance companies
  + -1 more
Josh Lavine was very helpful and informative. He didn't push anything but made good recommendations and helped me understand our options and the repercussions of our choices. I believe he got us appropriate coverage for a good price. He responds very promptly to phone calls and email, even outside of normal office hours. He contacted the parties who need our insurance info for a house purchase, saving me some time and trouble. He even answered my question about good pizza places at our new location!! After our business was completed, he offered the Angie's List coupon without my asking. He is personable and professional.
Description of Work: Helped us choose and purchase home and auto (2 cars) insurance plus an umbrella policy.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

Mark L.
06/2009
5.0
insurance companies
  + -1 more
Was able to save money and increase coverage. They work with many insurance companies.
Description of Work: Review of all insurance policies to look for ways to save money.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$300

Contact information

364 Main St, Gaithersburg, MD 20878

http://www.capitolbenefits.com

Service hours

Sunday:
Closed
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed

Licensing

Insured

Licensed*

Trade License Number
99985456
Trade License Locale
Maryland
Trade License Authority
Maryland: Insurance (NAIC)
Trade License Expiration
10/22/2025

Eco-friendly Accreditations

LEED Accredited Professional
No
Energy Star Partner
No
EPA Lead-Safe Certified
No
Use Green Products or Work Practices
Yes
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Insurance Agencies,
Health Insurance - Agents & Companies,
Health Insurance - Brokers,
Financial Planning,
Pet Insurance

FAQ

Capitol Benefits LLC is currently rated 5 overall out of 5.

Sunday: Closed

Monday: 9:00 AM - 5:00 PM

Tuesday: 9:00 AM - 5:00 PM

Wednesday: 9:00 AM - 5:00 PM

Thursday: 9:00 AM - 5:00 PM

Friday: 9:00 AM - 5:00 PM

Saturday: Closed

Capitol Benefits LLC accepts the following forms of payment: American Express,Check,Discover,Financing Available,MasterCard,Visa
Yes, Capitol Benefits LLC offers free project estimates.
Yes, Capitol Benefits LLC offers eco-friendly accreditations.
Yes, Capitol Benefits LLC offers a 12% senior discount.
Yes, Capitol Benefits LLC offers emergency services.
No, Capitol Benefits LLC does not offer warranties.
Capitol Benefits LLC offers the following services: We shop around to find the best coverage at the lowest rates with all of our insurance carriers. Our team of experts takes time to understand your situation and makes unbiased recomendations. Ask us for a free copy of "20 Questions to Ask Your Insurance Agent."

Contact information

364 Main St, Gaithersburg, MD 20878

http://www.capitolbenefits.com

Service hours

Sunday:
Closed
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed