Residential Finance Corp

***Exclusive to Land Home Down Payment Assistance Loans (First Time Home Owner not required). 100% financing available. FHA, VA, FNMA, FHMLC, USDA, Jumbo, Renovation Loans. *** Ryan P. Kelly is a Mortgage Loan Consultant, licensed in Arizona, California, Florida, Illinois, Indiana, Kentucky, Michigan, and Wisconsin, who built his business by treating everyone who contacts him with the best possible consultation, service, rates, and fee structure in their market. His past experience as an accountant and multiple positions in the mortgage industry sets him apart from other loan officers. His experience working with tax returns, property tax appeals, and general accounting, make him an ideal candidate to work with self-employed clients and/or clients with complicated income streams. It's this experience and analytical thinking that positions him to find you the best possible program for your current, specific transaction. Ryan P. Kelly takes great pride in working with first time home buyers and buyers seeking down payment assistance. He is committed to your long term financial success, it's this commitment that leads to his loyal customer base and drives them to refer their friends and family. Give Ryan P. Kelly a call at 630-803-3665, shoot him an email at ryan.kelly@lhfs.com or apply online at https://mortgage.lhfs.com/ryankelly/ NMLS# 562045

**$300 off closing costs for Angi members** **95% jumbo mortgages available **Veteran mortgages, very aggressive rates based on working on low margins, NO LENDER FEES** **Conventional & FHA mortgages, aggressive rates and fees based on lower margins** Mike Murgatroy has 23 years of lending experience and is an Angi Super Service Award recipient 2012-2020. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. Utilizing the platform of Guaranteed Rate, The Home Purchase Experts℠, Mike is able to provide customized loan products to fit almost every need and is proud to be a contributing part of Guaranteed Rate’s 96% customer satisfaction rating. We pride ourselves on having a transparent process which we will walk you through every step of the way, and proud to have offered the world’s first Digital Mortgage! Start your application process today by visiting www.Rate.com/Murg and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; Guaranteed Rate NMLS ID# 2611 http://www.nmlsconsumeraccess.org