Another fabulous experience with David, we’ve used David for 20 years now with 4 different homes in 2 different States, experience was one of the best, no fee and the best rate we’ve ever had. He was able to close in under 30 days. David has always been the professional you’d want when dealing with your home. He called me and suggested a refinance which we took advantage of immediately. I provided an A rating, the highest, if I could have selected AAA I would have. Thank you again David!