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Recent Mortgage Lending Reviews in Attica

  • Ideal Mortgage Services
    5.0
    From the start of our home shopping, Ideal Mortgage was great to work with. Nate Ide and the team at Ideal Mortgage answered our questions and provided estimates for payments, closing costs, etc. Throughout the shopping process, Nate would check in periodically and see if we needed anything. He was never pushy and was always friendly and helpful. Once we found a home, they provided us with a pre-approval immediately (we had given them all of the necessary paperwork ahead of time so that we would be ready). Then, following the acceptance of our purchase agreement, we got a nice checklist of items that we needed to provide and then they worked diligently to get our mortgage paperwork in time for closing. Keep in mind, that this all happened over the Christmas & New Year's holiday's. Nate even arranged to have the application paperwork hand delivered in order to expedite the process. Ideal Mortgage was able to get us the best rates around (less than my community credit union) with less closing costs than the competition. They did a great job and I would recommend them!
    - Lindsay H.
  • Ideal Mortgage Services
    5.0
    Nate was amazing!!! We may not have ended up going with him but he had some great ideas and was always on top of things. Expect Nate to get back with you in record time. He sends emails from 5 am till 2 am...Even on Saturdays. You won't get more personal service than from Ideal!!
    - Nathaniel L.
  • Huron Valley Financial
    5.0
    Dennis was prompt, professional and efficient. He kept us one step ahead throughout the entire process. He was available even after hours to make sure questions were answered and that we were prepared for the next step. I would most definitely recommend to anyone looking for a new mortgage to go to Dennis. We could not have gotten through this difficult process so quickly without him.
    - Alaina G.
  • Fairview Lending Inc
    5.0
    The loan officer we used at Fairview Lending was Carol Stephens. Our closing took less than 30 days. She was very professional and helpful, answered any and all questions promptly. Also post mortgage closing she is available for any information we might need. I should also mention we were out of state clients and it still was no problem. It was very nice working with someone who did their job well. Would highly recommend Carol to anyone needing mortgage services.
    - Deborah K.
  • CLEARWATER LENDING
    5.0
    Chuck is very knowledgeable and helpful. He is also very tolerant and patient. He is very quick to answer any questions and worked diligently to process the loan. Excellent service company.
    - Sebastian R.
  • Monarch Consulting
    5.0
    I have used them a few times in the past. They jumped through hoops because I wanted the house. I would use them again in the future.
    - Michael K.
  • ERIC S PETERSON & ASSOC
    5.0
    We received superior mortgage service from Eric Peterson. He was responsive to my many questions, took the time to ensure I understood and was comfortable with the mortgage process, and came in within the fee rate promised. He was willing to meet on Saturdays and in the evenings and even offered to come to my workplace. Because I was starting a new job and had limited free time during business hours, I really appreciated this level of customer service. We were able to close in under 60 days despite current industry standards, I think because of the positive relationships the company has with lenders. Eric also provided excellent advice on when to look at locking our rate, based on his knowledge of the industry. We would absolutely use Eric Peterson & Associates again for a refinance or other mortgage needs.
    - Maria B.
  • SIGNATURE MORTGAGE
    5.0
    Paul Catlin was very professional, friendly and competent in providing the services needed for our new mortgage. In fact, when the process had been completed, I said, "Is that all?' I was amazed at how smoothly it went.
    - Patricia H.
  • FAIRWAY INDEPENDENT MORTGAGE CORPORATION
    5.0
    I was turned down at 3 different banks and mortgage companies. I went to see Chuck Nine at Fairway Mortgage, and he explained how I can quickly raise my credit score, which I followed his instructions to the letter. My score raised 19 points in 30 days, and then I was eligible for the loan. When everyone else said there was nothing they could do, Chuck knew there was something that could be done.
    - Robert Y.
  • Quicken Loans
    1.0
    Quicken has some nice TV commercials and fancy Internet and phone apps, but it's too bad that their level of service and professionalism doesn't match up with the technology. I won't bore you with the whole story, but leave you with just a few highlights: 90% LTV loan of ~$211,000, credit scores above 720. - Quicken claimed to "eliminate" PMI insurance with a "PMI Buster" program. All this is is an upfront payment of the PMI premium and monthly PMI payments built into the loan via an inflated interest rate. They don't get rid of PMI -- they slam it into the loan rate. The problem is, you can NEVER get rid of (PMI) because you're stuck with the (higher) interest rate for the life of the loan. - Quicken attempted to charge us a higher PMI rate (percentage) than what the current *published* PMI rate card/tables indicated it should have been based on our credit scores and LTV ratio for the loan. I had checked MGIC, Radian and others (there are only 6 or 7, I believe). When I asked Quicken why he's quoting a substantially higher rate that what I found, they claimed it was because Quicken used Genworth, not MGIC. When I presented him with THE actual Genworth rate card/table, he had no answer as to why he tried to charge us more, claiming it was out of Quicken's control. Bologna! - Quicken bad-mouthed other lenders, telling me I'd NEVER get the loan I was asking for at the rates I told them I was offered by another. Guess what? I closed on that refinance with the OTHER mortgage broker/lender two weeks ago, EXACTLY as Quicken told me I wasn't going to be able to do. We were actually withing DAYS of closing with Quicken when I became totally turned off and talked to another lender. The other lender told us they could absolutely do the loan faster, at a lower rate, and with much lower closing costs, but they actually told us we should close with Quicken if we were "that close" to closing already. Quicken's response was "To me, it sounds as though they're not confident in their loan." What a narcissistic, egotistical jerk! We dumped Quicken and went with the other lender. Things closed quickly and easily. Suffice it to say, if Quicken Loans was the last mortgage lender on the planet, I'd start shopping for homes on Mars.
    - Robert B.

Mortgage Brokers in Attica

Companies below are listed in alphabetical order.

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  • Vilaggio

    1000 Centregreen Way
    Cary, North Carolina