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Founded 2005 • With Angi since May 2010



Public Insurance Adjuster with over 30 years of experience. We represent the homeowner and business owners with their property insurance claims. There are three types of adjusters: A Staff Adjuster, Independent Adjuster and a Public Insurance Adjuster. The Staff Adjusters is paid and works for the insurance company. The Independent Adjuster is subcontracted and paid by the insurance companies; the Public Insurance Adjuster is hired by you (the insured) and represents your interest only. We have experience in all three types of the adjusting profession. We know the insurance policy and construction. As a member of F.A.P.I.A., a State Association of Public Insurance Adjusters, we adhere to a strict Code of Ethics in addition to statutory ethics. We are able to take advantage of the best quality continuing education in the country. Additionally, F.A.P.I.A. members have a network of resources to best assist in handling your insurance claim. Oscar Mormeneo, the company founder, is certified by the Windstorm Insurance Network as an Appraiser and Umpire; he holds the designation of CPIA (Certified Property Insurance Appraiser). Oscar has also taught insurance continuing education for adjusters at Miami Dade College, North Campus. We work on a contingency basis, usually a small percentage of the settlement amount. If there is no recovery from the insurance company, our services will have been provided for free....

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Services Offered

We can represent you by filing your new property claim, represent you on an exisiting claim, file for a supplement (additional money), re-open denied claims; Act as your Insurance Appraiser, Act as the Umpire, act as your consultant-

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