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Recent Mortgage Lending Reviews in Apache Junction

  • NOVA HOME LOANS - Lance & Company
    5.0
    The Dickson Team of NOVA Home Loans has been amazing to work with. Our loan officer, Brogan Kemmerly, was in constant contact throughout the process. Julie Hartley, in credit services, helped us with every aspect of raising our credit score, and our loan processor, Jamie Romero, worked at lightening speed to close our loan. She was professional, thorough, and attentive every step of the way. I recommend NOVA Home Loans whole-heartedly and especially the Dickson Team for any of your loan needs, whether refinance, new purchase, or investor. Forever grateful, Rich and Yolanda Espinoz
    Yolanda E.
  • Jim Blackburn Team, CrossCountry Mortgage
    5.0
    We worked with Jim a few years ago, and he did such a great job, that he was the first person we contacted when we decided to refinance our home. Jim and his team did a great job this time too. They provided a variety of loan options up front, showing the financial implications of each - very helpful! Our loan processing was fast and efficient. We highly recommend Jim and his team at Cross Country Mortgage
    Laura J.
  • Mike Murgatroy Guaranteed Rate Mortgage
    5.0
    I first conducted business with Mike Murgatroy and his team at Guaranteed Rate in July of 2013. At that time I saw a window to refinance my home for a 30 year fixed at an awesome interest rate. My point of contacts was Andrew. After a couple of phone calls and a couple of emails, Andrew locked me in at a phenomenal rate. One month later, we closed and it did not cost me a dime! Fast forward two years and I decided to refinance for a 15 year fixed and once again found myself looking for that low interest rate. My initial contact was with the boss, Mike Murgatroy, who turned me over to Andrew, because he knew that Andrew and I worked well together two years prior. I was not surprised to find that Andrew quickly jumped into action, got my contract rolling and in a very short time locked me into the rate I was looking for. As in my previous experience, one of the most important aspects (at least it is for me) of Murgatroy's team is their ability and dedication to answering all of the myriad of questions that always arise when this type of business is being conducted, quickly and accurately. I never waited more than a day and most of the time, my questions were answered within hours and sometimes even minutes. Email worked best but phone calls were easy and encouraged. Communications....A+++. The company advanced technically over the two years since I had dealt with them. This time, the paperwork (we all know there is a ton of it) is completely done online. Guaranteed Rate now has this online tool where you can upload all of your documentation just as quickly as your fingers on the keyboard will allow. There is no snail mail and not even any email when it comes to getting the required documentation to where it needs to go. Paperwork....A+++. Everything I was told/promised was delivered. There were no surprises and as expected, $0 out of pocket. Professional credibility....A+++. The last step in the process is of course the closing. In just about one month's time, I was asked at what time and on what day I would like to close in the comfort of my own home during the following week. The question was posed to me late on Friday and I requested 9:00 AM on the following Monday. Sure enough, my wife and I closed with a young lady from a local reputable notary firm on the requested day and time without a hitch. Closing...A+++
    Richard & Tammy D.
  • Mike Murgatroy Guaranteed Rate Mortgage
    5.0
    I have owned my home for approximately two years and had financed it at 4.25% interest for a 30 year fixed. As I watched the interest rates go down, I wanted to refinance at the lowest rate possible before the rate started to go back up. I finally decided that if I could get 3.25% interest, with minimum expense, I would go for it. As I would always do before taking on such a venture in the past, I consulted Angie's list and found that noone even came close to the positive reviews that Mike Murgatroy had to his credit. I called his office and got Andrew on the phone. Andrew explained to me that he could get me 3.25% interest for a VA refinance with no points and no closing costs. He was extremely knowledgeable, courteous and professional. I decided to get the process going. Andrew told me that he would lock the rate in and that we would be able to close in 30 days. From that point on, different members of Mike Murgatroy's team, as well as other team players for Guaranteed rate, took over and put together the necessary package to complete the transaction. The communication and accuracy of every facet of the process along the way was nothing less than admirable. They delivered everything that was promised. The closing was exactly 30 days from the date the process was started and there were no surprises. I would like to add that as I logged into Angie's list today, that I noticed that Mike had managed to get an "F" from a recent customer. Compared to his 100+ "A" ratings, it stands out like a sore thumb. I can assure you that based on my experience, it had to be the customer who submitted this off-the-wall rating who was having a bad day. It is unfortunate that his type of thing happens to a first rate, best I have ever dealt with, A+++ organization. Do not hesitate to call these folks if you are thinking of buying a home or refinancing a home. They are awesome!!
    Richard & Tammy D.
  • Mike Murgatroy Guaranteed Rate Mortgage
    5.0
    I had a lot of questions looking for an unconventional mortgage -- Andrew helped me to find answers that are conventional.
    Susan J.
  • Mike Murgatroy Guaranteed Rate Mortgage
    5.0
    This was my third time refinancing my mortgage with Mike Murgatroy and his team at Guaranteed rate. The first thing that potential customers should understand is that the Murgatroy TEAM is exactly what it should be...a truly integrated TEAM with obvious respect for each other's talents. All of the members work together with a symbiotic relationship that I have not experienced from any company or service organization in my entire adult life. The GR digital mortgage system is set up in such a manner that it leaves very few unanswered questions. Having said that, there were several occasions when I did have questions, and in not one of those occasions did my question go unanswered for more than 24 hours, and in most cases within hours or minutes. Mike would call me from his car on his way home from a long day's work and pull over to look at my file on his laptop. His opening documentation specialist Connie, and his closing doc specialist Monica, are remarkable at what they do. It is amazing how much detailed information they can put out and take in with such precision and in such a relatively short amount of time. As I previously mentioned, this was my third time with Mike and GR. Each time, my mortgage terms got better and better. You will not get a better interest rate (locked In at the very beginning of the process ) anywhere - GUARANTEED! I'm guessing that Mike might not want me to mention this, because they are crazy busy, but in this last refi, I closed in exactly THIRTY days from my initial application...in my home at my kitchen table....unbelievable
    Richard & Tammy D.
  • FLAT BRANCH MORTGAGE
    1.0
    I want to say just how ridiculous it was working with Flat Branch Home loans. They denied approval because I am self-employed. I own a marketing agency which is a digital business meaning I can do work anywhere. They didn't approve my home loan because they said the majority of my business wasn't in the state in which my wife and I wanted to relocate to. Ridiculous, I have the income to qualify and down payment as well as great credit scores as well. Don't get drug through their process, because it's one with stipulation
    Mike C.
  • Wendy Herst , REALTOR®
    5.0
    It was an incredibly smooth process. Wendy knew exactly how to showcase my home for potential buyers. She is always available and exceptionally well versed in her craft!! I recommend her with enthusiasm.
    Bruce R.
  • COUNTRYWIDE MORTGAGE
    2.0
    A lot of people are not aware that The credit score doesn’t matter nearly as much as the actual information in your credit report. At this point in my life, I’ve come to realize Credit repair is not just a bill, it is an investment. You are simply fixing mistakes from your past so you can have a better future. As i look back on my life, i realized that every time i thought i was being rejected from something good, it was actually tied to my bad credit and I was being rejected for quite a lot due to my poor credit records; credit scores, public records, credit and rental history. i came across a review on this website by G. Maguire, about XPRESS CREDIT REPAIR, Email: (xpress.credit.tycoon/@/gmail/.com) Tel: +16265394173 I contacted them, and to my greatest surprise they increased my credit score to 784 and deleted all negative items on my credit report within a short period, replacing them with positive tradelines. I even had to re-check my reports couple of times just to be sure. Thanks to Xpress Credit, so Greatful
    Sarah M.
  • Ryan P. Kelly NMLS # 562045
    5.0
    We had worked with Ryan before on a refinance of our old home, and when it came time for us to move and buy a new home in AZ we were happy Ryan was able to help us again. Even though we were still trying to sell our home in IL we were able to finance our new home. The whole process went as smoothly as possible, largely due to Ryan's competence, diligence, and professionalism. Without a doubt we will work with Ryan again on our next refinance or new home loan
    Andrew S.
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